Jeffrey Luedke is a financial advisor at Stifel in Sarasota, FL, holding Series 63 and Series 65 licenses with 46 years of industry experience. He has been with Stifel since 1998. Stifel serves a broad range of clients, including individuals, institutional clients, and municipal entities, providing both brokerage and investment advisory services. The firm’s investment approach is based on proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Daniel Berger is a financial advisor at Raymond James & Associates with 41 years of industry experience. Prior to joining Raymond James in 2026, he worked for 17 years at UBS Financial Services Inc. He holds Series 63 and Series 66 licenses. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension and profit-sharing plans, charitable organizations, and government entities, offering financial planning, investment consulting, and institutional advisory services through various portfolio management styles and affiliated research.

Bryce Carter is a Series 66 licensed advisor at Fidelity Investments in Sarasota, FL, with experience beginning in 2020 across various roles including insurance and accounting. His career includes positions at Auto-Owners Insurance, Kari Hub Accounting Group, and Liberty University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a systematic investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Anthony Falco is a financial advisor at Wells Fargo Clearing with 28 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Janney Montgomery Scott Inc. for 25 years. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is IPS-driven and includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Maureen Maritim is a Series 66 licensed financial advisor at Merrill with four years of industry experience. She has worked at Merrill since 2018 and Bank of America, N.A. since 2022. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kevin Schroepfer is a financial advisor at Stifel with 32 years of industry experience. He has been with Stifel since 2009 and previously worked at UBS Financial Services from 1994 to 2009. Schroepfer holds Series 63 and Series 65 licenses. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering both brokerage and investment advisory services. The firm uses proprietary investment methodologies developed by its Investment Strategy Group to provide asset allocation and planning analyses.

Catherine Daniel is a financial advisor with Morgan Stanley in Sarasota, FL, holding Series 63 and Series 65 designations and totaling 14 years of industry experience. She has been with Morgan Stanley and its Private Bank since 2015. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individuals and institutional clients, using structured financial planning tools and firm-approved methodologies to support client goals.

Erik Fischer is a financial advisor with MassMutual Investors Services in Sarasota, FL, holding a Series 66 designation and 11 years of industry experience. His career includes multiple roles within MassMutual and affiliated firms since 2015. He serves on the boards of two charitable organizations, Round of a Lifetime and A Kid’s Place, where he contributes to leadership and financial oversight. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing comprehensive financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers.

Jeffrey Tibbs is a financial advisor with Robert W. Baird & Co. in Sarasota, Florida, holding a Series 66 designation and 19 years of industry experience. He has been with Robert W. Baird since 2011. Outside of his advisory role, he serves as Treasurer for the Long View Society, a local luncheon and social group. He is part of The DDK Group within Robert W. Baird’s Private Wealth Management practice, which advises individuals, families, pensions, corporations, and charitable organizations. The group offers a range of consulting and portfolio services tailored to client goals and risk tolerances, including discretionary and non-discretionary management, separately managed accounts, and overlay services.

Scott Steiner is a CFP® professional affiliated with Cetera, with seven years of industry experience. He is also an attorney and owner of Steiner Law Offices, PLLC, where he provides legal services including estate planning, probate, and trust administration. Additionally, he owns Forcite, LLC, a management consulting firm offering non-investment business advice. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various program options and third-party money managers.

Susan Bordash is a financial advisor with UBS Financial Services in Sarasota, FL, holding Series 63 and Series 65 licenses and bringing 47 years of industry experience. She has been with UBS Financial Services Inc. since 2008. UBS Financial Services Inc. serves individual, corporate, and institutional clients with brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a range of capital markets offerings.

Ethan Ridener is a financial advisor with Fidelity in Sarasota, FL, holding Series 63 and Series 66 credentials and two years of industry experience. His prior work includes roles at Wells Fargo Clearing Services LLC, Wells Fargo Bank, and other diverse positions outside the financial sector. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios for intermediary platforms.

Michael Stone is a financial advisor with Cambridge Investment Research Advisors in Bradenton, FL. He holds Series 63 and Series 65 licenses and has six years of industry experience, all with Cambridge. Prior to his advisory role, Stone worked at Best Buy and was employed at Agape Christian School. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, providing solutions that range from direct portfolio management to model-based strategies and access to third-party managers.

Ryan Kowadla is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill in 2008 as a financial advisor and works closely with individuals and families to develop clear financial objectives and implement customized strategies tailored to their needs. Ryan's areas of expertise include employee benefits planning, family wealth management strategies, institutional consulting, and personal retirement planning. He holds several professional designations including Certified 401(k) Professional (C(k)P®), Chartered Retirement Plans Specialist™ (CRPS™), Certified Plan Fiduciary Advisor® (CPFA®), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Ryan earned his bachelor's degree in business from Florida Atlantic University and a master's degree in business administration with a distinction in finance from Florida Gulf Coast University. As a native of Southwest Florida, Ryan and his family reside in Lakewood Ranch where they enjoy spending time outdoors and visiting Disney World.

Connor Harrington is a financial advisor with Morgan Stanley in Sarasota, FL, holding a Series 66 license and four years of industry experience. His prior work includes roles outside finance such as positions at Barnes and Noble and several hospitality establishments. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm employs structured planning processes and a variety of investment tools while managing approximately $2.74 trillion in client assets.

Troy Moore is a Certified Financial Planner (CFP®) with 31 years of industry experience. He currently works at Wells Fargo Advisors, joining in 2022, and previously worked at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. He is also involved in an outside insurance consulting business based in Sarasota, Florida. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, using proprietary research and tools to deliver tailored recommendations, with optional implementation through its brokerage or advisory programs.

Timothy Mariano is a financial advisor with LPL Enterprise, holding Series 63 and 66 licenses and 28 years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, Pruco Securities, MML Investors Services, MassMutual, and Gfi (HK) Securities. Outside of his advisory work, he serves as president of two healthcare insurance companies, First United Benefit Groups and First United Benefit Corp. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, retirement plans, and corporate entities. The firm emphasizes model-driven investment implementation and offers financial planning, access to third-party asset managers, and insurance product facilitation through affiliated entities.

Lisa Gallagher is a financial advisor with Merrill in Sarasota, FL, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. Prior to joining Merrill in 2021, she worked at Securities America Advisors and Securities America Inc. Gallagher serves as Chair-Elect of the Estate Planning & Probate section of the Sarasota County Bar Association and acts as a trustee for the P. K. Irrevocable Trust. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Peter Krause is a financial advisor with Stifel in Sarasota, FL, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has worked at Stifel since 2009 and was previously with UBS Financial Services. Krause serves on the boards of LaCrosse Festivals Inc. and the Gateway Area Council Boy Scouts of America, where he is also a member of the endowment committee. Stifel serves a broad range of clients, including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. The firm uses a proprietary investment strategy methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses.

Chris Altman is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His previous roles include positions at Voya Financial Advisors and Cetera Wealth Services. Outside of financial advising, he is a co-owner of Rare Bird Records, LLC, a communal Christian music venture involving writing, playing, arranging, recording, and marketing. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and employs multiple program platforms and discretionary authorities.