Sheldon Clark III is a CFP® with 35 years of industry experience, currently serving at Raymond James Financial Services Advisors Inc. since 2007. He also owns Tampa Bay Financial Planning and manages Klingel Brother LLC, which oversees term life insurance policies for its owners. Additionally, he is a managing partner of 3104 Northwood Office Park LLC, which owns the office condominium where his Raymond James business operates. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to individuals, high-net-worth clients, institutions, and nonprofit organizations. The firm offers tailored, non-discretionary planning using analytical tools and supports a broad advisor network with municipal advisory and specialized retirement plan consulting services.

Joseph Guinther II is a financial advisor with Raymond James & Associates, holding a Series 66 designation and two years of industry experience. He has worked at Raymond James & Associates since 2023, following roles at AssuredPartners, Winn-Dixie, and in education at Safety Harbor Middle School and Countryside High School. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipal entities, offering financial planning, investment consulting, and institutional advisory services with a range of portfolio management styles and affiliated research.

Korisa Petre is a financial advisor at Raymond James & Associates with 13 years of industry experience and holds the Series 66 designation. She has worked at various branches of Raymond James since 2013 and spent two years at CitiGroup prior to her current tenure. Raymond James & Associates, Inc. is a large broker‑dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional plans, and charitable organizations, offering financial planning and investment consulting with a range of portfolio management styles and affiliated research resources.

Casey Rease is a financial advisor at Raymond James & Associates with 16 years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley and Morgan Stanley Private Bank for over a decade. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and municipal advisory services.

Matthew Frey is a financial advisor with Raymond James Financial, holding a Series 66 designation and 15 years of industry experience. His career includes roles at Vault Retirement Services, Lynch and Associates, and First Bandwidth Bank. Outside of advisory services, he is a partner in COBYMARK, LLC, a real estate holding company. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and nonprofit clients. The firm offers tailored non-discretionary advisory services using analytical tools and supports municipal and public finance work through its affiliation with a municipal advisor.

Kacey Bell is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and four years of industry experience. Prior to joining Raymond James, Kacey worked at Founders Professional, Zelis Payments, and AMS Professional. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Connor Mc Court is a financial advisor at Raymond James & Associates with four years of industry experience. He holds a Series 66 designation and previously worked in consulting at Capgemini Invent and financial services roles at Bank of America and Merrill. Outside of his advisory work, he is involved with Next Wave LLC, where he assists high school swimmers in navigating college recruitment and academic planning. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipalities, offering financial planning and consulting with a range of portfolio management styles supported by firm research and affiliated sub-advisers.

Leonard Kucinski is a financial advisor with Primerica Advisors in Seminole, FL, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has been with Primerica Advisors since 1991 and with Primerica Financial Services since 1990. Outside of advisory services, he is involved in sales of loan products and home-related services through Primerica affiliates. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and selectively managed accounts primarily to individual and high-net-worth clients. The firm uses third-party asset managers and maintains a tiered wrap-fee structure with an operational model focused on curated investment solutions rather than institutional plan management.

Paige Fraga is a financial advisor at Raymond James Financial with 22 years of industry experience. She holds the Series 63 and Series 66 licenses and has worked at several firms including Cambridge Investment Research and Cuna Mutual Group. In addition to her advisory role, she serves as a non-public arbitrator for FINRA and holds an investment-related position with the Kalamazoo Board of Public Works. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, corporations, and institutional clients. The firm offers tailored, non-discretionary advisory services supported by advanced analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Alec Bogen is a financial advisor at Raymond James & Associates with six years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley and Northwestern Mutual Investment Services, LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutions, and municipalities, offering financial planning, investment consulting, and institutional fiduciary solutions.

Oluwatoni Esinsinade is a financial advisor with Primerica Advisors, holding a Series 63 designation and 12 years of industry experience. He has been with Primerica Advisors since 2014 and Primerica Financial Services since 2013. Outside of his advisory role, he is CEO of Chief Cornerstone Associates, LLC, a non-investment-related business that provides tax filing services for Primerica businesses. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, offering model-driven investment strategies supported by third-party asset managers and custodial services.

Christine Schiferl is a financial advisor with LPL Financial in St. Petersburg, FL, holding Series 63 and Series 65 registrations and bringing 25 years of industry experience. She has been with LPL Financial since 2002. Outside of her advisory role, she is connected to a family business in property management through her husband. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and technological tools such as machine learning.

Ryan Lau is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 18 years of industry experience. He previously worked at Equitable Advisors and Axa Advisors, LLC. In addition to his advisory role, Lau is involved in several entrepreneurial ventures, including founding Bull & Bear Wealth Management Partners LLC and owning Angle-Lau Wealth Management. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals. The firm provides a range of investment implementation options across multiple platforms, with both discretionary and non-discretionary strategies tailored to client objectives.

Christian Crider is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Raymond James Financial Services and Raymond James & Associates since 2013. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Wendy Hunt is a CFP® professional with 17 years of experience in the financial services industry. She has worked at LPL Financial since 2019, following seven years at INVEST Financial Corp. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Joshua Cerezo is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 66 licenses and 17 years of industry experience. He worked at Scottrade, Inc. for 10 years before joining Raymond James in 2018. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser supporting a broad client base, including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary services, utilizing a range of portfolio management styles and affiliated research.

Samantha Bugatch is a financial advisor with Merrill in Saint Petersburg, FL, holding a Series 66 designation and 19 years of experience at the firm. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tyler Washington is a financial advisor with Raymond James Financial, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Bank of America and Merrill Lynch, as well as experience outside the financial sector with companies such as Uber and Towne Park. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored non-discretionary planning using analytical tools and supports municipal and public-finance work through affiliations uncommon among large institutional advisors.

Jeffrey Tyler is a financial advisor at Raymond James & Associates with 28 years of industry experience. He holds a Series 66 designation and has been with various Raymond James entities since 2004. He is based in St. Petersburg, FL. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions through a variety of portfolio management styles and affiliated research.

David Henwood is a financial advisor with RBC Capital Markets in St. Petersburg, FL, holding Series 63 and Series 66 registrations and bringing 28 years of industry experience. He has worked at RBC Capital Markets since 2008 and has been with City National Bank since 2018. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charities. The firm offers various wrap fee advisory programs and customizes investment strategies based on each client’s risk profile, utilizing a combination of in-house and third-party managers along with a range of portfolio management options.