Mary Newhouse is a financial advisor at OSAIC with 23 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at several firms including Woodbury Financial Services, Questar Capital Corporation, Kovack Securities, and Capital Guardian Wealth Management. Outside of her advisory role, she serves as a notary public and manages GCG Wealth Management, where she offers fixed annuities and life insurance products. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and provides integrated brokerage and investment advisory services, financial planning, and access to multiple advisory platforms and third-party money managers. The firm employs firm‑provided tools for portfolio construction and supports a variety of investment accounts, including discretionary and non-discretionary management.

Robert O Reilly is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. Prior to joining Charles Schwab, he held various roles including at Dine Brands and Superjacket Productions, as well as periods dedicated to full-time education and homemaking. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, combining extensive scale with an integrated advisory and brokerage platform.

Scott Abramson is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has over 20 years of experience in wealth management, helping individuals, families, and business owners align their financial lives with their priorities. Scott is a founding member of PAR Wealth Management, where he contributes to the mission of improving clients' lives by helping them avoid mistakes, simplify their financial lives, and achieve their goals. Scott's approach emphasizes a specialized, multi-generational perspective, offering strategies designed not only for present needs but also for future opportunities and challenges. Recognized by leading industry publications, he builds trust through collaboration, transparency, and client-first planning. He holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA), and earned his bachelor's degree from the University of Central Florida. Outside of his professional role, Scott is involved with Lake Highland, serving as an Ambassador for the school. He enjoys activities such as fitness, travel, cooking, lifelong learning, and Brazilian Jiu-Jitsu. His motivation is centered on his son, with whom he spends time exploring the world and creating shared experiences.

David Peters is a financial advisor at Charles Schwab with a Series 66 designation and three years of industry experience. His prior roles include positions at TD Ameritrade, 4 Rivers, and Charles Schwab Bank SSB. He also co-owned a carpet cleaning business for two years. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research and due diligence.

Brian Makoff is a financial advisor at Charles Schwab in Orlando, FL, with 18 years of industry experience. He holds Series 63 and Series 66 designations and has been with Charles Schwab since 2004. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Steven Lehrer is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He holds the Series 66 designation and previously worked at Merrill and Bank of America. Lehrer is based in Winter Springs, Florida. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Donovan Mufdi is a CFP® professional with 18 years of experience in financial advising. He has worked at Raymond James Financial and Raymond James Financial Services, Inc. since 2022, following seven years at Edward Jones. In addition to his advisory roles, he is an independent contractor financial advisor with Winter Park Wealth Group. He is affiliated with Raymond James Financial Services Advisors, Inc., which provides tailored financial planning and investment consulting services to individual, high-net-worth, institutional, and nonprofit clients. The firm uses risk profiling and analytical tools to support non-discretionary planning and is notable for its municipal advisor affiliation and specialized SIMPLE IRA Employer Advisory program.

Brad Fang is a financial advisor at Charles Schwab with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at TD Ameritrade, Lyft, JEDirect, Wellfit Parts, and the University of Missouri - St. Louis. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research and alternative investment programs.

Andy Rampersaud is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His prior roles include positions at Securities America Advisors, Investacorp Advisory Services, Cambridge Investment Research Advisors, and Ameriprise. He operates Rampersaud Wealth Management as a DBA for his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive operational and research tools.

Susan Baiocco is a financial advisor with Wells Fargo Clearing in Titusville, FL, holding Series 63 and Series 65 credentials and 32 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Kenneth Mullins is a financial advisor at LPL Enterprise with 14 years of industry experience. He holds the Series 66 designation and has worked at firms including Prudential Insurance Company of America, Pruco Securities, PNC Investments, and Merrill. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm uses primarily model-driven investment implementation and offers access to third-party asset managers, financial planning, and insurance products through affiliated entities.

Blake Darnell is a financial advisor at Fidelity with a Series 66 credential and less than one year of industry experience. Prior to joining Fidelity, he held roles at the University of Central Florida and Grafton Street Pub. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Kevin Ryan is a financial advisor at Charles Schwab with 27 years of industry experience. He holds the CFP® and ChFC® designations and has prior experience at Morgan Stanley, Goldman Sachs, United Capital Financial Advisers, and TD Ameritrade, among others. Based in Orlando, FL, he joined Charles Schwab in 2025. Charles Schwab & Co., Inc. serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, supported by comprehensive investment research and a distinctive operational structure.

Vadim Klochko is a financial advisor with Edward Jones in Winter Springs, FL, holding the CFP® designation and Series 66 license, with 13 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment solutions, supported by a nationwide network of over 23,700 advisors and managing approximately $1.01 trillion in assets under management.

Makenna Presley is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. Prior to joining the financial industry, she worked in roles including service technician at C.R. Water Treatment Services and employee at Publix SuperMarkets. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund advisory and model portfolio delivery.

Kelly Ellwood Polk is a financial advisor at Edward Jones with three years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2023, following a prior tenure at the firm from 2002 to 2023. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages approximately $1.01 trillion in assets under management and offers a broad range of advisory programs and investment strategies through a nationwide network of financial advisors and branch offices.

Kristin Cranias is a financial advisor with Raymond James & Associates holding a Series 66 designation and 11 years of industry experience. She has been with various Raymond James entities since 2016. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, providing financial planning, non-discretionary investment consulting, and institutional advisory services.

Samuel Glickman is a CFP®-designated financial advisor at UBS Financial Services with two years of industry experience. He has worked at UBS Financial Services since 2021, including a prior one-year role at PNC Wealth Management. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances.

Julie Bolton serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. She specializes in developing and implementing goals-based wealth management strategies for successful professionals, their families, and growing businesses. Her work is focused on delivering personalized financial strategies designed to help clients pursue their long-term goals. Julie joined Merrill Lynch as a financial advisor in 2013 after seven years with Banc of America Securities. She has over 20 years of experience in the investment banking, real estate, and construction sectors. Her professional background includes managing construction projects and financing major developments such as 7 World Trade Center and One Bryant Park, as well as working in the Mission Control Center at Johnson Space Center. She holds the Chartered Financial Consultant (ChFC) designation, earned through the Accredited Certificate Program from the American College of Financial Planning. Julie is involved in various professional organizations, including the National Association of Women Business Owners and the National Association of Women in Construction. She has served on the executive board of the Orlando Chapter of NAWBO and volunteers with the Cape Canaveral Lighthouse Foundation. Additionally, she has over 20 years of experience coaching at-risk and special needs youth cheerleaders. Her personal interests include camping, fishing, genealogy, gymnastics, music, photography, running, and spending time with family.

Robert Rycyk is a financial advisor at Cetera with eight years of industry experience and holds a Series 66 designation. His prior roles include positions at Primerica Financial Services, Enterprise Fleet Management, and Securian Financial Services. Outside of his advisory work, he is involved with Cambridge Planning Group, offering financial planning services across several specialized divisions, including health and long-term care planning. Cetera Investment Advisers LLC serves a broad client base that includes individual investors, retirement plans, corporate, charitable, and institutional clients. The firm provides a range of portfolio management and financial planning services through a multi-manager platform, enabling advisors to implement model portfolios or bespoke strategies supported by a network of over 10,000 advisors.