Christopher Goodwyn is a Series 66-licensed financial advisor with Merrill in Jacksonville, FL, with 13 years of industry experience. He has worked at both Bank of America, N.A. and Merrill since 2012. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad range of clients including individuals, high-net-worth clients, and institutional investors. The firm utilizes model-based and discretionary investment strategies integrated with Bank of America’s broader corporate platform.

Joseph Murphy is a financial advisor at Fidelity with Series 63 and Series 66 credentials and one year of industry experience. Prior to joining Fidelity, he held various positions primarily in physical therapy and healthcare between 2016 and 2025. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its use of AI and model portfolios.

Michael Mendez is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. His work history includes roles at Fidelity Investments and prior experience at educational institutions and service companies. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including charitable and registered investment entities. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, with oversight controls and a focus on systematic methodologies.

Bryce Wohl is a financial advisor at Fidelity with Series 66 and Series 63 credentials and one year of industry experience. Prior to joining Fidelity, he held positions at TD Bank and Publix Super Markets. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, and serves as a registered commodity pool operator and advisor to multiple investment companies.

Victoria Lynch is a financial advisor at Fidelity with Series 63 and Series 66 designations and 13 years of industry experience. She has worked with various Fidelity entities since 2012, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Strategic Advisers LLC, a Fidelity company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, model portfolios, and fund advisory services.

Tyler Toomey is a financial advisor with Fidelity in Jacksonville, FL, holding Series 63 and Series 66 licenses and five years of industry experience. He has worked at Fidelity Investments since 2023 and Fidelity Brokerage Services LLC since 2018. Outside of his advisory role, he acts as an independent contractor providing FINRA securities arbitration services. He is part of Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Clareese Hoxha is a financial advisor at Fidelity with two years of industry experience. She holds a Series 66 designation and previously worked in education and community organizations before joining Fidelity. Outside of her advisory role, she assists a trucking business owner with logistics through Proverbs Business Solutions LLC. Fidelity, through its Strategic Advisers LLC affiliate, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios using mutual funds, ETFs, and ETPs.

Nelob Waiz is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Prior to joining Merrill in 2022, Waiz held various roles including positions at the University of North Florida and Auto Import Sales LLC. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, providing a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, and other institutional investors.

Eric Chambers is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 designations and 26 years of industry experience. He has worked with Merrill since 2002 and has been affiliated with Bank of America, N.A. since 2011. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm’s integration with Bank of America’s corporate platform allows access to a broad set of financial products and services.

Erik Dawkins is a financial advisor with Fidelity Investments in Jacksonville, FL, holding Series 65 and Series 63 licenses and bringing 11 years of industry experience. His prior work includes eight years at Prudential Insurance Company of America and Pruco Securities, LLC. He is a managing member of Destiny Enterprises LLC, though he is not currently active in this business. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across various asset classes.

Kai Walker is a financial advisor at Merrill with 25 years of industry experience. He has been with Merrill since 1998, with a brief period at Bofa Securities, Inc. in 2019. Walker holds Series 63 and Series 66 licenses. Outside of his advisory role, he serves as a committee member for the Alzheimer's Association in Jacksonville and is involved with the personnel committee at Neptune Baptist Church. Merrill provides managed account services through its Select Portfolio Solutions program, serving a diverse client base including individuals, high-net-worth clients, and institutional investors. The firm integrates investment strategies from its Chief Investment Office and third-party managers with access to a broad range of products through Bank of America’s platform.

Roninna Jakway is a financial advisor with Fidelity, holding the Series 63 and Series 66 designations and bringing 11 years of industry experience. She has worked with Fidelity Brokerage Services, LLC since 2014 and with Fidelity Investments since 2025. Outside of her advisory role, she serves in several community and veterans organizations in Fernandina, Florida, including board membership for a homeowners association and officer and bookkeeping roles with the American Legion Riders Post #54. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to a diverse client base, including retail and institutional investors. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios composed of mutual funds, ETFs, and ETPs.

Rich Rittichai is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2014. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm offers model-based and discretionary investment strategies developed by its Chief Investment Office and third-party managers, integrated within Bank of America’s wider corporate platform.

Jolynn Pratt is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 20 years of industry experience. She has been with Merrill since 2004. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, and other institutional investors.

Amanda Miller is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 11 years of industry experience. She has worked at Merrill and Bank of America, N.A. since 2013. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, and institutional fiduciaries.

Steven Rawlins Sr. is a financial advisor with Cetera who holds Series 65 and Series 66 designations and has 14 years of industry experience. He has worked at multiple firms including Avantax Investment Services and Masters, Smith & Wisby, P.A., where he serves as President of the CPA firm. He is involved in several organizations outside of his advisory work, including chairing the Advisory Council at Georgia Southern School of Accountancy and leading the National Alliance of Auto Dealers Advisors. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party money managers.

Joshua Hoffman is a CFP®-certified financial advisor with 11 years of industry experience, currently working at Fidelity. His prior roles include positions at Black Diamond, Regions Bank, and Morgan Stanley. He is associated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a combination of proprietary fundamental research and quantitative analysis in constructing model portfolios from mutual funds, ETFs, and ETPs using systematic methodologies.

Biron Smythe is a CFP® with 13 years of industry experience, currently serving at Charles Schwab in Jacksonville, FL. He has worked at Charles Schwab and Charles Schwab Bank since 2019, following prior roles at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and provides integrated advisory, brokerage, custody, and cash-sweep services.

Rachael Mcclellan is a financial advisor with Fidelity, holding a Series 66 designation and beginning her industry career in 2025. Her prior experience includes roles at firms such as Tiaa, PNC Bank, and AmeriLife, as well as work with MoneySolver DBA Tax Defense Network. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a variety of clients including retail and institutional investors. The firm employs a systematic investment approach that combines proprietary research with quantitative analysis and uses algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Michael Centorrino is a financial advisor with Fidelity who holds Series 63 and Series 66 licenses and has 10 years of industry experience. He has been with Fidelity and its affiliated entities since 2016 and also serves as an independent contractor acting as a FINRA non-public arbitrator. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a broad client base, including retail and institutional investors, using a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction.