Jacquelyn Walker is a financial advisor at Wells Fargo Advisors with six years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Advisors since 2015. Outside of her advisory role, she is involved in modeling and brand representation, serves as a yoga instructor, works as a notary public, and provides pet care services through Rover. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services, utilizing proprietary research and tools to develop tailored recommendations for its clients.

Earl Thompson III is a Series 66 licensed financial advisor at UBS Financial Services with 18 years of industry experience. He has been with UBS since 2008 and serves on the Finance Committee of Our Lady of The Rosary Catholic Church, where he participates in budgeting and financial decision-making. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, combining proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services, including fiduciary financial planning and capital markets activities.

David McDonald is a financial advisor at LPL Financial with 21 years of industry experience and holds a Series 66 designation. Prior to joining LPL Financial in 2025, he worked for nine years at Eagle Strategies, NYLIFE Securities LLC, and New York Life Insurance Company. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning and a range of advisory programs, including discretionary and non-discretionary management, supported by proprietary and third-party research.

Jeremiah Doran III is a ChFC® with 41 years of industry experience. He is currently with OSAIC and previously worked at Securities America Advisors, Inc. and Securities America, Inc. for over two decades combined. Outside of his advisory role, he advises and sells insurance and annuities through his involvement with Capital Benefits. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services, employing various asset allocation tools and third-party platforms to manage portfolios across multiple asset classes.

Jeffrey Ott is a financial advisor with Cetera who holds a Series 63 designation and has 42 years of industry experience. He has worked at various firms including First Allied Advisory Services and Volker Financial. Outside of his advisory work, he serves as treasurer of the Tierrasanta Kiwanis Club/Foundation, a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services through a large network of independent advisors and utilizes a multi-manager platform with diverse program options and affiliated partnerships.

Dennis Notchick is a CFP® professional affiliated with Cetera, with 12 years of industry experience. He has held positions at firms including Stratos Wealth Advisors, Mariner Wealth Advisors, and Avantax, and currently operates Integrated Tax and Wealth Management, offering financial and tax planning services. In addition to advisory work, he is involved in tax preparation and insurance sales. Cetera Investment Advisers LLC is a nationwide multi-manager platform serving a diverse client base ranging from individual investors to institutional accounts, offering portfolio management, financial planning, and retirement services through a broad network of independent advisors.

Laheeb Karana is a financial advisor at Wells Fargo Clearing with 16 years of industry experience. He holds a Series 66 designation and has worked with various Wells Fargo entities since 2008. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Kelly Rhine is a financial advisor with LPL Financial in Spring Valley, CA, holding Series 65 and Series 63 credentials and 12 years of industry experience. Prior to joining LPL Financial in 2025, Kelly worked at CUSO Financial Services, LP for nine years and has also been affiliated with NASA Federal Credit Union since 2016. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large network of investment adviser representatives. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management along with model portfolios and research from various sources.

Susan Fargo is a CFP®-certified financial advisor with 25 years of industry experience. She is currently affiliated with LPL Financial and San Diego County Credit Union, where she has held roles since 2006 and 2021, respectively. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by a range of model portfolios and research.

Pejhmon Kalantar is a financial advisor with LPL Financial in La Jolla, CA, holding a Series 66 designation and bringing 17 years of industry experience. His prior roles include positions at U.S. Bancorp Investments, Inc. and U.S. Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing model portfolios and research to support diversified investment strategies.

Louie Dolor Jr. is a financial advisor at Cetera with Series 63 and Series 65 credentials. He has one year of industry experience and previously served in the US Navy for seven years. He has also worked with several Cetera entities and attended both UCLA Extension and San Diego State University. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with diverse program options and custodial relationships.

Brian Grigg is a PFS™-designated financial advisor with 17 years of industry experience, currently with LPL Financial. He has held roles at Avantax Insurance Services, Hughes Ferguson Grigg LLP, and operates his own firms including Grigg Financial Group and Brian Grigg CPA/PFS Inc, which provide tax preparation and accounting services. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, corporations, and charitable organizations through a broad network of representatives. The firm offers diverse advisory programs, financial planning, retirement consulting, and utilizes research-supported model portfolios with options ranging from discretionary to non-discretionary management.

Lisa Behun is a financial advisor with RBC Capital Markets in La Jolla, CA, holding a Series 66 designation and 18 years of industry experience. She previously worked at Merrill for 17 years and Bank of America, N.A. for 19 years. RBC Wealth Management serves a broad client base, including individual investors, institutions, corporations, and charitable organizations. The firm offers a variety of advisory programs with tailored investment strategies, utilizing both in-house and third-party managers, and provides comprehensive portfolio management, financial planning, custody, and brokerage services.

Chloe Williams is a financial advisor at OSAIC with four years of industry experience. She previously worked at Lincoln Financial Advisors Corporation for four years and attended UC Berkeley from 2017 to 2021. Williams holds a Series 66 designation. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm uses a variety of tools and platforms to construct portfolios and supports legacy programs and account transitions.

Carlos Getino is a CFP® with 35 years of industry experience, currently affiliated with LPL Financial since 2022. He previously spent 31 years at Ameriprise Financial Services, Inc. There are no notable outside activities reported. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations, offering a range of financial planning and advisory programs supported by research and multiple portfolio management strategies.

Shannon Cruz is a financial advisor at Morgan Stanley in La Jolla, CA, holding a Series 66 designation with three years of industry experience. She has been with Morgan Stanley and its affiliate for nine years, beginning her career at Morgan Stanley & Co. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and models to assist clients.

Sarah Yoshisato is a financial advisor at Edward Jones in San Diego, CA, holding a Series 66 designation with eight years of industry experience. She has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment strategies supported by a nationwide network of more than 23,700 financial advisors.

Matthew Howard is a financial advisor with LPL Financial in El Cajon, CA, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Avantax Advisory Services and 1st Global Capital Corp., as well as over a decade in accounting firms such as Wade, Howard & Associates, CPAs LLP. He is also involved in tax preparation and accounting through his business entity, HNK, CPAS, LLP. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a range of clients including individuals, retirement plans, banks, and charitable organizations. The firm provides various advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management supported by research and multiple portfolio options.

Scott Cain is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at J.P. Morgan Securities for 11 years. Outside of finance, he was involved in a photography business, Mia Bambina Photography Inc., for seven years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with tailored financial planning and a broad range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and methodologies to support its services.

Barry Allred II is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He previously worked at Sagepoint Financial, Inc. for nine years before joining LPL Financial in 2018. Outside of his advisory role, he is involved in a family business, Allred Klein Enterprises LLC. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, utilizing various model portfolios, research, and technology solutions across discretionary and non-discretionary management styles.