Richard Tuton is a financial advisor at Fidelity with two years of industry experience. He holds a Series 66 designation and has previously worked at Reliant Direct Insurance Services and the American College of Financial Services. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary portfolios, fund advisory, and model portfolios.

Pablo Mateo Ventura is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds Series 66 and Series 63 licenses. Prior to his current role, he worked at JPMC Bank NA (Southwest) and has experience in retail and grocery sectors. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm emphasizes a non-discretionary approach and incorporates an ESG eligibility framework in its investment strategies.

Ian Currier is a financial advisor with Fidelity Investments based in San Diego, CA, holding Series 63 and Series 66 licenses and having eight years of industry experience. His previous roles include positions at Wells Fargo Bank, N.A., and Wells Fargo Clearing Services LLC. He works within Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage and advise on diversified portfolios.

William Dutton is a financial advisor with OSAIC based in San Diego, CA, holding Series 63 and Series 66 registrations and over 25 years of industry experience. He previously worked at Woodbury Financial Services, San Diego County Credit Union, and LPL. Outside of finance, he is a bandleader and musician for the Rockin Jazz Big Band, a 20-piece ensemble performing at various events. OSAIC serves retail and institutional clients through a broad network of financial advisers, offering brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs asset allocation tools and automated rebalancing to construct diversified portfolios, managing accounts on both a discretionary and non-discretionary basis.

Michelle Colombo is a financial advisor at RBC Capital Markets with 26 years of industry experience. She holds the Series 63 and Series 65 designations and has been with RBC Capital Markets since 2016. Outside of her advisory role, she is involved with LiamFinn - Allford Wealth Strategies, a support company unrelated to investment activities. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers multiple advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles.

Karen Sennes is a financial advisor at Merrill with 32 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill since 2009 and Bank of America, N.A. since 2011. Outside of her advisory role, she serves as a consultant and independent contractor for FML Enterprises, LLC. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Travis Harrington is a CFP® professional with 22 years of industry experience, currently serving at J.P. Morgan Securities. He has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Roohi Darugar is a financial advisor at LPL Financial with 23 years of industry experience. She holds the Series 66 designation and has worked at LPL Financial since 2018. Prior to that, she spent eight years with Waddell and Reed, Inc. and various insurance carriers associated with W & R Insurance Agencies. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individual clients, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios from LPL Research and third-party subadvisors.

Eric Dimino is a CFP®-designated financial advisor at Stifel with 35 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2017, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, he serves as a ski instructor at Big Bear Mountain Resort, teaching children to ski. Stifel serves a diverse client base, including individuals, institutional investors, and municipal entities, offering both brokerage and investment advisory services. The firm utilizes a proprietary investment methodology through its Investment Strategy Group to provide capital market analysis and asset allocation guidance.

Gail Ropson Buechler is a financial advisor at UBS Financial Services with 18 years of industry experience. She has been with UBS since 2011 and holds Series 63 and Series 66 licenses. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including financial planning, portfolio management, and access to mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services, supported by proprietary research and a broad array of financial solutions.

Steven Trifoglio is a financial advisor with UBS Financial Services, holding a Series 66 designation and 29 years of industry experience. He has been with UBS Financial Services since 2006. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients' goals and risk tolerances.

James Provencher is a financial advisor at OSAIC with 30 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Sagepoint Financial and MTS Financial. In addition to his advisory work, he is a self-employed estate planning attorney and serves as Board Chair of the Noah's Ark Angel Foundation, a California nonprofit organization. OSAIC serves a diverse client base ranging from individual investors to institutions, providing integrated brokerage, advisory services, and access to multiple advisory platforms. The firm employs asset-allocation tools and automated portfolio rebalancing to manage a wide range of investment products across discretionary and non-discretionary accounts.

Molly Miller is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and over 43 years of industry experience. She has been with LPL Financial since 2014. Outside of her advisory role, she operates MJM Financial, a business entity used for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

David Harris is a financial advisor with UBS Financial Services in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has worked with UBS since 2011. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and leveraging proprietary research and model-based asset allocations to tailor financial plans.

Irene Albon is a financial advisor at Cetera with 12 years of industry experience. She holds a Series 65 credential and has worked at several firms including LPL Financial for 16 years and First Allied Advisory Services. She is based in San Diego, CA. Cetera Investment Advisers LLC serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a large nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services, utilizing multiple program structures and a multi-manager platform.

Bayley Thomas is a financial advisor at UBS Financial Services with four years of industry experience. He holds a Series 66 designation and has worked at UBS, Thrivent Financial, and Thrivent Investment Management since 2021. Prior to his advisory roles, he was involved with Hardwood Society and the Sawdust Festival. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing model-based asset allocations and proprietary research to tailor solutions. The firm combines institutional trading capabilities with wealth management services, including fee-based financial planning and discretionary portfolio management.

Maksim Ivanchuk is a financial advisor at Edward Jones with five years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Edward Jones, Ameriprise, North Island Credit Union, Bbva/PNC, and US Bank. In addition to his advisory role, Maksim is starting a side business in used auto sales. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a variety of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and maintains a large national network of advisors and branch offices.

David Laub is a financial advisor with Merrill in San Diego, CA, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has been with Merrill since 2008. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm’s integration within Bank of America’s platform allows access to a broad set of financial products and services.

Walter D'Souza is a financial advisor at OSAIC with 25 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at firms including Manning Wealth Management, Commonwealth Financial Network, and Mutual of America Securities Corporation. He occasionally provides annuities and life insurance to clients upon request but does not solicit this business. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisors and offers integrated brokerage, investment advisory services, and access to third-party money managers. The firm employs asset-allocation tools and automated portfolio management strategies across various investment types and supports both discretionary and non-discretionary account management.

Darren J Lederfine is a financial advisor with UBS Financial Services in Minneapolis, MN, holding a Series 66 designation and 28 years of industry experience. He has been with UBS since 2007. Outside of his advisory role, he manages intellectual property holdings through Continuum IP Holdings LLC, an IP holding company preparing for provisional patent protection. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including portfolio management and fee-based financial planning. The firm combines institutional trading capabilities with wealth management, offering proprietary research and a broad suite of capital markets and custody services.