Paul Burns is a financial advisor with LPL Financial in Phoenix, AZ, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 37 years of industry experience, including prior roles at Woodbury Financial Services and OSAIC. Outside of his advisory work, he is involved in non-variable insurance services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment solutions, utilizing a network of advisors supported by research, technology tools, and a broad platform including insurance and banking services.

Joseph Wilson is a financial advisor at OSAIC with three years of industry experience. He holds a Series 66 designation and has previously worked at Securities America, Inc., Securities Service Network, Inc., Questar Capital Corporation, and Questar Asset Management. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of advisory services featuring integrated brokerage, financial planning, retirement consulting, and access to third-party money managers, utilizing various asset-allocation tools and portfolio management solutions.

Shane O'Keefe is a CFP® with seven years of industry experience, currently serving as a financial advisor at Cetera in Scottsdale, AZ. His prior experience includes roles at JPMorgan Chase Bank, N.A., J.P. Morgan Securities LLC, Renaissance Financial, and Securian Financial Services, Inc. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting both discretionary and non-discretionary strategies across various program structures.

Bryan Dunn is a financial advisor with Raymond James & Associates in Scottsdale, AZ, holding Series 63 and Series 66 credentials and 28 years of industry experience. He has worked at Raymond James since 2019, following seven years at Wells Fargo Advisors LLC and three years at Wells Fargo Clearing. Raymond James & Associates is a large, dually registered broker-dealer and investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering non-discretionary financial planning and consulting services supported by a variety of portfolio management styles and affiliated research.

Elaine Muandumba is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 registrations and six years of industry experience. Her prior work includes roles at PIMCO Investments, Wells Fargo Clearing Services, Charles Schwab, and The Vanguard Group. She also spent two years with the Angola Ministry of Youth & Sports. Vanguard Advisers delivers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers a range of portfolios constructed mainly from Vanguard funds and ETFs.

Amy Pongratz is a financial advisor with Robert Baird & Co. in Scottsdale, Arizona, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. Her prior roles include positions at Capital Wealth Partners, Sunstone Wealth Management, Raymond James Financial Services Advisors, and RBC Capital Markets. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate and business clients, pension and profit-sharing plans, and charitable organizations. The firm offers a range of financial planning, portfolio management, and brokerage services, utilizing both manager-traded and model-traded strategies along with internal research and artificial intelligence tools.

Theodore Crowley II is a financial advisor with RBC Capital Markets in Scottsdale, AZ, holding Series 63 and Series 65 licenses and 38 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored investment strategies that incorporate a range of portfolio management, financial planning, and brokerage services.

Jeremy Kitamura is a financial advisor with Ameriprise in Chandler, AZ, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Ameriprise and its affiliates since 2009. Outside of his advisory role, he coaches football at Hamilton High School in Chandler. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, written recommendation reports. The firm operates as a large institutional provider offering a broad range of advisory, brokerage, and insurance solutions.

William Rubin is a financial advisor with Wells Fargo Clearing in Gilbert, AZ, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a range of investment options, such as insurance-related vehicles and bank deposit sweep programs, distinguishing it from many institutional advisors.

Shelby Haggard is a financial advisor at Morgan Stanley in Scottsdale, AZ, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, Shelby worked in various roles including at BuildZoom and Grand Canyon University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Scott Griffiths is a financial advisor at OSAIC with 16 years of industry experience. He holds a Series 66 designation and has worked previously at Sage Point Financial and Feltl and Company. OSAIC serves a diverse client base including individual investors, pension and profit-sharing plans, corporations, and charitable organizations through a broad network of financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios that include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Scott Andersh is a financial advisor at OSAIC with nine years of industry experience. He holds the Series 66 designation and has prior work history with Securities America, Inc., Securities America Advisors, Axa Advisors, LLC, and several other financial firms. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm utilizes various asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios across multiple investment types.

David Seay is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. His prior roles include positions at Merrill, Mutual of Omaha Bank, LPL Financial, Ameriprise Financial Services, and Merrill Edge. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning utilizing firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services under both direct and corporate financial planning arrangements.

Hank Lobel is a CFP® and Series 66 designated financial advisor with 20 years of industry experience. He has worked with Vanguard Advisers, Vanguard Marketing Corporation, and The Vanguard Group, Inc. since 2015. Based in Scottsdale, AZ, he is part of a large team of over 2,200 advisors at Vanguard Advisers. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach, with portfolios constructed mainly from Vanguard funds and ETFs, featuring tax-aware strategies and customization options.

Brandon Hawkins is a financial advisor at Vanguard Advisers with Series 66 credentials and one year of industry experience. His prior roles include positions at Northwestern Mutual and PIMCO Investments, as well as a decade at Western Asset Management. Vanguard Advisers provides investment advice through both automated and human-supported services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct portfolios primarily from Vanguard funds and ETFs.

Cassidy Butt is a financial advisor at Morgan Stanley with Series 65 and Series 63 credentials and one year of industry experience. Prior to joining Morgan Stanley, Cassidy held roles at Samsara and Crayon, and has experience related to the University of San Francisco. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutions, including tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services that combine broad retail and institutional offerings with proprietary investment strategies.

John Schutz is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding a Series 66 designation and 23 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank, where he has been employed since 1995. Outside of his advisory role, he serves as power of attorney for his parents in Minneapolis, MN. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Connor Roberts is a financial advisor with Vanguard Advisers based in Scottsdale, AZ, holding a Series 66 designation and six years of industry experience. His work history includes roles at Vanguard Marketing Corporation, The Vanguard Group, CVS Health, and Edward Jones. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach to portfolio construction, primarily using Vanguard funds and ETFs with customizable options including tax-aware features and ESG preferences.

Michael Brown is a financial advisor with Wells Fargo Clearing in Tempe, AZ, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as a trustee for his parent's trust. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs, and acts as an ERISA fiduciary when advising clients.

Maya Ramirez is a financial advisor at Vanguard Advisers with eight years of industry experience. She holds Series 63 and Series 66 designations and has worked at The Vanguard Group since 2017. Prior to that, she was employed at Xerox State Health Care and Mesa Community College. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.