Deborah Hines is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and 28 years of industry experience. Her previous roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. She serves as a director of the Leads Networking Group in Redondo Beach. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses through non-discretionary advisory relationships and supports municipal and institutional clients with specialized public finance and investment banking capabilities.

Matthew Thoman is a Certified Financial Planner (CFP®) with 27 years of industry experience. He is currently with Wells Fargo Clearing, where he has worked since 2019. Prior to that, he was with Bank of America and Merrill from 2011 to 2019. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broader range of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Dennis Ortiz Luis is a financial advisor at LPL Financial with 19 years of industry experience. He holds the Series 63 and Series 66 designations. His prior work includes roles at Crux Insurance Agency, Raymond James Financial, Raymond James Financial Services, and Waddell & Reed. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, utilizing research and model portfolios from LPL Research and third-party subadvisors.

Raymond Abracosa is a financial advisor with LPL Financial in Torrance, CA, holding Series 63 and Series 66 designations and bringing 34 years of industry experience. He previously worked at Kestra Advisory and Kestra Investment Services, LLC, and has had two separate tenures with LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations, offering financial planning, advisory programs, and brokerage services through a national network of investment adviser representatives.

Mark Jongewaard is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with LPL Financial since 2009. Outside of his advisory role, he operates a DBA under Playa Financial, Inc. LPL Financial is a registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Sue Sun is a financial advisor with Morgan Stanley, holding a Series 66 designation and 14 years of industry experience. She has worked at Morgan Stanley in multiple periods since 2013 and had a brief tenure at UBS Financial Services in 2022. Outside of financial advising, she previously owned a consulting firm focused on business management and corporate training, though it has not been active for over a decade. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that uses firm-approved tools and analytic models to guide clients.

Brittany Taylor is a financial advisor at Wells Fargo Advisors with 19 years of industry experience. She has held roles at Wells Fargo Advisors since 2017, including a position at Wells Fargo Clearing Services, LLC prior to her current role. Taylor took a one-year break as a stay-at-home mom between 2016 and 2017. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and uses proprietary research and planning tools to develop tailored recommendations for clients.

Brian McTear is a Planning Consultant at Fidelity Investments, a role he has held since 2024. He collaborates with clients to co-create and implement financial strategies aimed at managing wealth and pursuing investment planning goals. His approach focuses on building trust and understanding to develop wholistic, goals-based strategies that provide consistency, confidence, and clarity in investment and retirement planning. Brian's experience in the financial services industry includes positions as Relationship Manager and Financial Representative at Fidelity Investments, as well as Registered Representative at Guardian Life-Park Avenue Securities. He holds a California Insurance License, supporting his work in financial planning and investment management. Outside of his professional activities, Brian has interests in beach activities, fitness, music, parenthood, and volunteering.

Isaac Diaz is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 66 and Series 63 licenses and has worked at JPMorgan Chase Bank since 2017. Prior to his finance career, he worked for three years at In-N-Out Burger. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Joshua Goeppner is a financial advisor with Ameriprise in Torrance, CA, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise provides retirement-income planning services primarily for individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, written recommendation reports through a centralized consulting team. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Eugene Cheng is a financial advisor at LPL Financial with 51 years of industry experience and holds a Series 63 designation. He previously worked with Grove Point Advisors, Grove Point Investments, LLC, and Triad Global Asset Management, and has operated his own practice since 2006. Outside of advisory services, he is involved in non-variable insurance investment relations. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network, offering a range of advisory programs, financial planning, and retirement consulting services.

Matthew Kriege is a financial advisor with Morgan Stanley in Long Beach, CA, holding a Series 66 designation and four years of industry experience. His prior work includes roles at Business Incentive Solutions and Philz Coffee. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, focusing on advisory services without providing individual security recommendations as part of standalone plans.

Christopher Barra is a financial advisor at UBS Financial Services with 27 years of industry experience. He has been with UBS since 2007 and holds Series 63 and Series 65 licenses. Barra serves as an adjunct professor of military science at UCLA. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and advisory services, utilizing proprietary research and model-based asset allocations to tailor investment plans.

Calvin Jacobs is a Series 66-licensed financial advisor with Morgan Stanley, based in Long Beach, CA, with 12 years of industry experience. He has been with Morgan Stanley since 2013 and has worked at Morgan Stanley Private Bank, National Association since 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs, including tailored financial planning supported by proprietary tools and modeling techniques, managing approximately $2.74 trillion in client assets.

Robert Smith is a financial advisor with Mass Mutual Investors Services in El Segundo, CA, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 37 years of industry experience, working with MML Investors Services, LLC since 1989 and MassMutual Life Insurance Co since 1988. In addition to his advisory role, he is also an insurance agent. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars using a structured, collaborative planning approach supported by advanced analytical tools.

Trung Le is a financial advisor at J.P. Morgan Securities in Los Angeles, CA, with five years of industry experience. He holds a Series 66 designation and has worked at several financial institutions including Wells Fargo and MUFG Union Bank. Outside of his advisory role, he owns and manages a sole proprietorship involved in short-term rental of an accessory dwelling unit primarily to acquaintances from Vietnam. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Stephen Tucci is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. He holds the Series 66 designation and has previously worked at J.P. Morgan Securities LLC, JPMorgan Chase Bank, N.A., and Axa Advisors. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Ryan Bomersback is a financial advisor with Charles Schwab, holding a Series 66 designation and bringing 20 years of industry experience. His prior roles include positions at Fidelity Brokerage Services LLC and Strategic Advisers, Inc. before joining Charles Schwab and Charles Schwab Bank in 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s investment approach combines non-discretionary advisory models with access to discretionary separately managed accounts, multi-asset portfolio strategies, and a formal alternative-investment process.

Jaime Vizcarra is a financial advisor with Cetera, holding Series 63 and Series 66 designations and 24 years of industry experience. He has worked primarily with various Cetera entities since 2013 and also spent time at Legend Equities Corporation. Cetera Investment Advisers LLC serves a broad range of clients including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to multiple third-party managers through a multi-manager platform.

Roderick Uy is a financial advisor with LPL Financial in Torrance, CA, holding Series 63 and Series 65 credentials and 21 years of industry experience. He has been with LPL Financial since 2011. Outside of his advisory role, he is involved in selling life, health, disability, and long-term care insurance through LifePoint Wealth Management, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of financial planning and advisory programs, combining discretionary and non-discretionary management with model portfolios, third-party research, and various technology-driven solutions.