Eric Smutko is a financial advisor with Wells Fargo Advisors in Los Angeles, CA, holding a Series 66 designation and 22 years of industry experience. Before joining Wells Fargo Advisors in 2026, he worked for more than 18 years at Ameriprise Financial in various capacities. Outside of his advisory role, he is co-owner of A-1G Skyraider, LLC, a business related to real estate. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser affiliated with Wells Fargo that serves individuals, trusts, and institutions. The firm offers a broad range of financial planning services tailored to clients meeting certain net-worth thresholds, utilizing proprietary research and planning tools.

Alex Ganapolsky is a financial advisor with Wells Fargo Clearing in El Segundo, CA, holding Series 63 and Series 65 licenses and 26 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and uses research and analytics to support portfolio construction, offering a range of services including non-discretionary consulting and discretionary Plan Level Investment Selection.

Kathleen Adams Brosterman is a financial advisor with Mass Mutual Investors Services in El Segundo, CA, holding a Series 66 designation and 39 years of industry experience. She has worked with MML Investors Services, LLC and MassMutual Life Insurance Co since 1989. Additionally, she maintains a sales agent role in the health and long-term care insurance sector. MassMutual Investors Services, LLC is a broker‑dealer and SEC‑registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved tools to develop investment strategies without discretionary authority.

Seth Wensel is a financial advisor at Merrill with four years of industry experience and holds a Series 66 designation. He previously worked at Citibank and TD Bank before joining Merrill in 2021. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Hector Ruiz is a financial advisor at Fidelity with 26 years of industry experience. He holds a Series 66 designation and has been associated with various Fidelity entities since 2013, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC, where Hector works, provides investment management and advisory services to retail and institutional clients, as well as registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund-of-funds structures.

Shania Motruk is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and possessing 36 years of industry experience. She has been with Merrill since 1981 and has concurrently worked at Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Audrey Schmedes is a CFP® professional with nine years of experience in the financial services industry, currently with Wells Fargo Advisors since 2026. She previously worked at Ameriprise for six years and held roles at Bank of America and Merrill Lynch. She serves on the board of The Village Enrichment Program, a nonprofit organization. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options that are tailored to client needs and delivered through a network of financial advisors.

Marianne O'Neill is a financial advisor at Wells Fargo Advisors in Los Angeles, CA, holding a Series 66 designation with 22 years of industry experience. Her prior roles include positions at Merrill, Citigroup Global Markets, and KeyBanc Capital Markets. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients who meet a net-worth threshold, utilizing Wells Fargo research and planning tools to develop customized recommendations.

Janet Simon is a financial advisor at LPL Financial with 23 years of industry experience and holds the Series 66 designation. She has been with LPL Financial since 2009. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers comprehensive financial planning, advisory programs, retirement plan consulting, and brokerage services supported by research and a variety of portfolio management options.

Steven Lash is a financial advisor at Fidelity with Series 63 and Series 65 designations and two years of industry experience. Prior to joining Fidelity, he held roles at Charles Schwab and Northwestern Mutual. Outside of finance, he works as an independent personal trainer, prescribing exercise programs and ensuring client safety. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across various asset classes.

Lorena Rubio is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. She has worked at Wells Fargo Clearing since 2017 and previously spent seven years at U.S. Bancorp Investments, Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients through investment advisory services, financial planning, wrap‑fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Stephen Shiao is a financial advisor at Mass Mutual Investors Services with three years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at LPL Enterprise LLC, Prudential, New York Life Insurance Company, and NYLIFE Securities LLC. Outside of finance, he has been involved with entrepreneurial ventures including TidyUp Laundry and Lock America, Inc. MassMutual Investors Services operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap and money-manager accounts and educational seminars.

Puneet Chawla is a financial advisor at Cetera with 14 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at several firms, including Summit Brokerage Services, Girard Securities, and First Allied Securities. In addition to his advisory role, he works as a process developer in operations for Genpact. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with access to affiliated and third-party managers, serving over 800,000 clients nationwide.

Zachariah Klippel is a financial advisor at Edward Jones with 23 years of industry experience. He holds a Series 66 designation and has previously worked at Citi Private Bank, Merrill Lynch, and Bank of America NA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, access to separately managed accounts, and affiliated mutual funds, supported by a nationwide network of approximately 23,701 financial advisors.

Connie Horstkotte is a CFP® with 26 years of experience in the financial industry. She has worked at FSC Securities Corporation for 19 years before joining OSAIC in 2023. Horstkotte also operates a sole proprietorship providing financial advisory services focused on insurance product review and client consultation. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, using asset-allocation tools and automated rebalancing to manage portfolios across various asset classes on both discretionary and non-discretionary bases.

Joshua Mclawhorn is a financial advisor with Fidelity in Torrance, CA. He holds a Series 66 designation and joined Fidelity in 2025 following seven years at the University of North Carolina at Chapel Hill. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and ETPs.

Ravy Ly is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2012. Prior to that, he was involved with Cherri's Donut Plus from 2011 to 2019. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Ryan Pulver is a financial advisor with RBC Capital Markets, holding a Series 66 designation and beginning his industry career in 2024. His background includes experience in the hospitality sector, with roles at Oceans Cafe & Grill and Venchi, as well as ongoing involvement with Starlight Anesthesia since 2022. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations, offering a range of advisory programs with customizable portfolio management and integrated financial services.

Edward Wirtz is a financial advisor with Mass Mutual Investors Services in El Segundo, CA, holding Series 63 and Series 66 designations and offering 32 years of industry experience. He has been with MML Investors Services Inc. and Mass Mutual since 2008. Outside of his advisory work, he is an owner of a corporation used for pass-through compensation and is involved in life and health insurance sales through an individual business. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved analytical tools and offers ongoing collaborative planning without discretionary authority over client investments.

Branden Rubasky is a financial advisor at Cetera with 23 years of industry experience and holds a Series 66 designation. He has been with Cetera and its affiliate Cetera Wealth Services since 2013. Outside of advising, he works as a line training manager for United Airlines, assisting and checking pilots on the 737 aircraft. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, and institutional accounts, offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers through a multi-manager platform.