Pheap Chev is a financial advisor at Fidelity with 16 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Fidelity Brokerage Services, LLC since 2021, with prior experience at TD Ameritrade from 2016 to 2021. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, and serves as a registered commodity pool operator while advising multiple registered investment companies.

Sean Hetherington is a financial advisor at Charles Schwab with Series 63 and Series 65 credentials. He has recently transitioned into the financial industry with experience beginning in 2025. Prior to his current role, he was involved in media and creative ventures, including founding Sean Hetherington Creative, Inc. and working with MGM - Evolution Media and Glitter & Sparkles Media. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary advisory relationships and discretionary separately managed accounts, supported by multi-asset model portfolios, alternative investment due diligence, and a highly integrated client service model.

John Marshall is a financial advisor at OSAIC with 29 years of industry experience. He held a long tenure at Lincoln Financial Advisors Corporation before joining OSAIC in 2025. In addition to his advisory role, he owns and operates an insurance agency offering various life and health insurance products and is involved in managing legal entities related to his business interests. OSAIC serves a wide range of clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, providing integrated brokerage and advisory services. The firm employs asset-allocation tools and risk-tolerance analyses to construct diversified portfolios across multiple asset classes, managing accounts on both discretionary and non-discretionary bases.

Joy Brannan is a CFP®-certified financial advisor with Edward Jones, based in Northridge, CA, and has 30 years of industry experience. She has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a wide range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

John Ta is a CFP® professional with 14 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. Prior to this, he worked with Ameriprise Financial Services, Inc. for 10 years. Outside of his advisory role, he is a co-owner of RGAA, LLC, which supports his practice operations, and he also works as an advisor for Insperity PEO Services, LP. Ameriprise provides retirement-income planning services primarily for clients with at least $1 million in net investable assets and offers a range of advisory, brokerage, and insurance solutions through its affiliated entities. The firm employs a centralized consulting team that delivers detailed, algorithm-supported retirement income recommendations tailored to clients’ needs.

Trevor Cole is a financial advisor at Cetera with 23 years of industry experience. He holds the CFP® and Series 66 designations and has worked with several firms, including Cetera Wealth Services, CTA Wealth Advisors, and Cameron Thornton Associates. Cole is also an investment advisory representative at CTA Wealth Advisors, where he provides financial planning and asset management services. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, blending discretionary and non-discretionary authorities across multiple program structures.

James Spach is a financial advisor with Ameriprise in Calabasas, CA, holding a Series 66 credential and 22 years of industry experience. He has been with Ameriprise and its affiliate since 2006. Outside of his advisory role, he owns a tax preparation business and co-owns R&J Pacific Management LLC, which manages his Ameriprise office. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendations primarily for clients holding assets in Ameriprise-managed accounts.

Carolrose Schlesinger is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 39 years of industry experience. She has been with LPL Financial since 2014. Outside of her advisory role, she is involved in life and medical insurance activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and advanced portfolio strategies.

Stephen Festa is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works closely with clients to identify their financial goals and develop tailored portfolio strategies aimed at helping them achieve those objectives. He provides ongoing advice and adapts strategies as clients’ circumstances evolve. With expertise spanning general investing, retirement planning, and preparing for unexpected expenses, Stephen serves as a comprehensive resource for clients’ financial needs. He also facilitates access to Bank of America specialists for services including banking, credit, home financing, and small business solutions. Stephen holds the Personal Investment Advisor (PIA) designation, and has completed accredited certificate programs through the Texas A&M University System and the University of Pennsylvania Wharton School of Business.

Michael Mildon is a financial advisor at LPL Financial with 33 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Wells Fargo Clearing and Wells Fargo Advisors. Mildon also offers investment products and services through Water & Power Community Credit Union under the trade name Water and Power Financial Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Erick Arndt is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 22 years of industry experience. He has been with LPL Financial since 2013. He is involved in estate planning through Virtue Wealth Management, a non-investment related activity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and consulting services, utilizing discretionary and non-discretionary management supported by research and model portfolios.

Jose Barajas is a CFP® certified financial advisor with 21 years of industry experience. He has worked with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities for the past 14 years. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support its recommendations.

Zachary Toering is a financial advisor at Edelman Financial Engines with three years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Financial Engines Advisors L.L.C. and Cloverdale Partners, where he also conducted real estate research focused on physical assets. Edelman Financial Engines offers technology-enabled investment advisory services for workplace retirement accounts, IRAs, taxable accounts, and institutional clients, managing both model-based and customized portfolios. The firm serves a large client base through advisor-led and online platforms, employing a disciplined investment process overseen by an internal Investment Committee.

Shea Allen is a CFP® with 11 years of industry experience, currently serving as a financial advisor at LPL Financial since 2024. Prior to joining LPL, Shea worked for nine years at Commonwealth Financial Network. Shea is also licensed as a fixed insurance agent in Los Angeles, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs and services, including financial planning, retirement plan consulting, and brokerage services, with access to model portfolios, research, and both discretionary and non-discretionary management options.

Leonel Garcia is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and two years of industry experience. His prior work includes roles at J.P. Morgan Securities LLC, JPMorgan Chase Bank, and CitiBank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, research, and technology such as machine learning across discretionary and non-discretionary management services.

Nicole Downing is a financial advisor at Cetera with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Avantax Advisory Services, Avantax Insurance Agency, and BISYS Insurance Services. Outside of advising, she is involved in tax preparation through her own firm, Downing Tax & Financial Services, and is a partner in a lease-to-own equipment business serving a local gym. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management options, financial planning, and consulting services, supported by a large network of independent advisors and over $256 billion in assets under management.

Alana Amela is a financial advisor at Primerica Advisors with five years of industry experience. She holds Series 63 and Series 65 credentials. Prior to her advisory role, she worked in various service and retail positions. In addition to her advisory work, she is a part-time personal trainer. Primerica Advisors serves primarily individual investors, including non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm manages a wrap-fee asset management program that utilizes model-delivery strategies and offers discretionary separately managed accounts.

Vahan Karsian is a financial advisor at Edward Jones with Series 66 credentials and one year of industry experience. His prior work includes roles at New York Life Insurance Company and as founder of Chronically Creative, an entrepreneurial venture. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory strategies and affiliated investment products, supported by a large nationwide network of advisors and branch offices.

Hernan Martinez is a financial advisor with J.P. Morgan Securities and holds a Series 66 designation. He has seven years of industry experience, including roles at American Financial Network and Axa Advisors. Outside of finance, he owns an online recipe business and is an officer at an event venue that hosts weddings and parties. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting delivered through a select group of Wealth Advisors. The firm operates with a non-discretionary program supported by an in-house manager solutions team and a centralized due diligence framework.

Alexander Moran is a Series 66-registered advisor with Raymond James Financial in Valencia, CA, beginning his advisory career in 2025. Prior to joining the firm, he worked in educational roles at several institutions including the University of California, Santa Barbara, College of the Canyons, Vasquez High School, and High Desert Middle School. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored non-discretionary planning and consulting using risk profiling and modeling tools, and supports municipal and public-finance advisory services through a unique affiliation with a municipal advisor.