Cleo Kontoulas is a Senior Financial Advisor at Merrill Lynch Wealth Management. She supports clients by developing personalized wealth management strategies tailored to their unique financial goals. Cleo works closely with her clients using a goals-based approach, integrating insights from the Merrill and Bank of America teams to address areas such as college education planning, executive compensation, family wealth management, retirement planning, and socially responsible investing. Cleo graduated from the University of South Carolina in December 2015 with a Bachelor's degree in Economics and a minor in Finance. She began her career in the financial services industry immediately after graduating and joined Merrill Lynch Wealth Management in January 2020. She holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of her professional work, Cleo volunteers with community organizations. Her personal interests include boating, chess, football, golfing, reading, skiing, soccer, traveling, watching movies, and spending time with her family and dog.

Paige Ford is a financial advisor at J.P. Morgan Securities with eight years of industry experience. She holds Series 63 and Series 65 licenses and has been with JPMorgan Securities LLC and JPMorgan Chase Bank, N.A. since 2017. Prior to this, she spent two years at Columbia Business School. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a selective group of Wealth Advisors. Their advisory approach combines quantitative and qualitative research to deliver written asset allocation advice, investment manager searches, and customized performance reporting.

Lawrence Marin is a CFP® professional with 31 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at UBS Financial Services from 2005 to 2007. Based in Charlotte, NC, Marin holds Series 63 and Series 66 licenses. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Stefanie Moxham is a financial advisor at Ameriprise with one year of industry experience. She previously worked at Oriental Bank and Wells Fargo. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through a Premier Retirement Income service that provides written recommendation reports and ongoing, tax-aware advice for clients approaching or in retirement.

Matthew Hadley is a financial advisor at Mass Mutual Investors Services with five years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at New York Life Insurance Co and NYLIFE Securities LLC. He is also involved in outside insurance sales, focusing on life, disability, and health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, utilizing firm-approved software and structured, annual planning engagements.

David Wilburn is a financial advisor with Equitable Advisors in Charlotte, NC, holding Series 63 and Series 65 licenses and having 10 years of industry experience. He has been with Equitable Advisors since 2015, including a prior affiliation with Axa Advisors. Outside of his advisory role, Wilburn serves as Treasurer for the National Association of Health Services Executives’ North Carolina chapter and is President and CEO of Echelon Enterprises, LLC, a holding company for his 1099 income sources. Equitable Advisors provides financial planning, retirement plan consulting, and asset management programs to a diverse client base, including individual, institutional, and charitable clients. The firm utilizes a range of advisory models and third-party asset managers to deliver tailored investment solutions.

Kelly Upton is a financial advisor with Merrill in Charlotte, NC, holding a Series 66 designation and 24 years of industry experience. Prior to joining Merrill in 2014, she spent 12 years at Wells Fargo Clearing. Outside of her advisory role, she serves as an executor for two non-investment-related entities. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Peter Mudd is a financial advisor at UBS Financial Services with four years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at The Vanguard Group for three years. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, discretionary portfolio management, and a range of capital markets services supported by proprietary research and model-based asset allocations.

Todd Gorden is a financial advisor at Ameriprise with nine years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones for eight years. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service, providing clients approaching or in retirement with written recommendation reports and ongoing annual planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Robert Kleiderlein is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on understanding clients’ unique financial situations to develop personalized strategies aimed at helping them pursue long-term goals. His practice emphasizes listening to clients first, addressing areas such as college education planning, divorce transition planning, family wealth management, legacy planning, retirement planning, tax minimization, and retirement income. Robert holds a Master’s Degree from the University of Texas System and a Bachelor’s Degree from Skidmore College. He has earned several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is fluent in English and French. Residing in South Charlotte with his wife and three teenage children, Robert enjoys outdoor activities such as skiing, hiking, boating, and swimming. He is a competitive masters rower and coaches a Cancer Survivors group focused on recovery, fitness, and peer support. His community involvement includes participation with the Belmont Rowing Center and Y-Guides.

Daniel McLaughlin is Vice President Private Wealth Management Advisor, currently serving in this role at Fidelity Investments since 2022. He focuses on collaborating with clients to pursue plans for financial security, emphasizing comprehensive financial planning, asset management, income protection, and family engagement. Daniel has extensive experience in the financial services industry, having held positions such as Vice President, Wealth Management Advisor at Fidelity Investments from 2014 to 2021, Director at UBS Financial Services from 2000 to 2014, and Vice President at Dreyfus Investments from 1997 to 1999.

David Smith is a ChFC® and holds a Series 66 license with Edward Jones, where he has worked since 2009. He has 27 years of industry experience. Outside of his advisory role, he serves as a council member for CHS Union Advisory Council and is on the board of directors for Union Power Cooperative, both located in Monroe, NC. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a wide range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and is notable for its extensive retail advisor and branch network as well as additional affiliated financial services.

Hogan Fulghum is a financial advisor with Ameriprise in Charlotte, NC, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise and its affiliate firms since 2005. Outside of his advisory work, he serves on the Board of Directors for the Marina View Homeowners Association and is involved in consulting activities through Catalyst Controls, LLC and McClain & Associates. Ameriprise offers retirement-income planning services focused on clients nearing or in retirement, combining research, modeling, and tax-efficiency analysis to provide tailored recommendations. The firm serves high-net-worth individuals and integrates advisory, brokerage, and insurance solutions through its broad institutional platform.

Del Turner is a CFP®-certified financial advisor with six years of industry experience, currently with LPL Enterprise. His prior experience includes roles at The Prudential Insurance Co. of America, City National Bank, and RBC Capital Markets. Turner is also involved as a financial advisor with Carter Financial Group, LLC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, and institutional entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers services such as financial planning, access to third-party asset managers, and participation in wrap programs.

Matthew Stading is a Wealth Management Advisor at Merrill Lynch Wealth Management. He works with a select group of clients to help them grow, preserve, and pass on their wealth through strategies that manage cash flow, investment portfolios, and liabilities with tax efficiency in mind. His services include retirement planning, trust and estate planning in collaboration with family accountants and attorneys, company-sponsored 401(k) plan design, 529 college savings plans, and lending solutions through Bank of America N.A. Matthew emphasizes personalized wealth management strategies utilizing time-tested programs. He holds a business degree from the Kenan-Flagler Business School at the University of North Carolina at Chapel Hill and has earned the Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA) designations. Matthew is a native North Carolinian currently residing in Waxhaw with his wife Taylor and their three children. Matthew is active in his community and participates in volunteering, including involvement with the Arthritis Foundation and the Waxhaw Athletic Association. He is also a member of Forest Hill Church and the Wesley Chapel Weddington Athletic Association.

Jeff Tackett is the Regional Vice President of Private Wealth Management at Fidelity Investments. In this role, he focuses on creating a client-centered environment by emphasizing financial planning and attentive listening to clients. He has extensive experience within Fidelity Investments, having held several positions since 2004, including VP Regional Planning Leader, Vice President Branch Office Manager, Regional Vice President of Life Insurance, Regional Planning Consultant, and Insurance Wholesaler. Prior to joining Fidelity, Jeff was a Financial Representative at Northwestern Mutual Financial Network from 2000 to 2004. Outside of his professional duties, Jeff engages in fitness, golf, outdoor adventures, traveling, and volunteering.

Mark Walker is a financial advisor with Ameriprise in Matthews, NC, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Walker serves on the Board of Directors for the British American Business Council. Ameriprise offers a retirement-income planning service targeted at individuals with significant investable assets, combining research-driven modeling and tax-efficient strategies to provide tailored, point-in-time recommendations delivered in partnership with client advisors.

Curtis Mason is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds the Series 66 designation and has worked previously at Wells Fargo Clearing, First Citizens Investor Services, Inc., and Merrill. Mason serves on the VMI Business Advisory Council, providing input on economics education, and on the Pass Perfect Executive Advisory Board, focusing on the future of securities licensing education where he has been nominated Vice Chair. Morgan Stanley Wealth Management offers a range of advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and scenario modeling, providing planning services in an advisory capacity without individual security recommendations in standalone plans.

Joe Jaspers is a financial advisor with LPL Financial in Charlotte, NC, holding CFP®, Series 63, Series 65, and Series 66 credentials and with 36 years of industry experience. He has worked at LPL Financial since 2022 and has been affiliated with Carolinas Telco Federal Credit Union in an advisory role since 2007. Prior to that, he spent over 30 years at CUNA Brokerage Services, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset managers, supporting a broad spectrum of investment strategies through a large network of advisors.

Amber Mccormick is a financial advisor at Fidelity with 23 years of industry experience and holds a Series 66 designation. She has worked at various Fidelity entities since 2003, including Strategic Advisers and Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios and model offerings.