Steven Laughlin is a financial advisor at Merrill with a Series 66 designation and 10 years of industry experience. He has been with Bank of America, N.A. and Merrill since 2016. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Alexander Fraga is a financial advisor with Merrill based in Franklin, TN. He holds the Series 66 designation and has seven years of industry experience. Prior to joining Merrill, he has been associated with Bank of America since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Eric Johnson is a CFP® with 30 years of industry experience, currently affiliated with LPL Financial. His prior roles include positions at Campbell Johnson Wealth Advisors, Raymond James Financial Services, and Morgan Stanley. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management and a variety of model portfolios and research resources.

Kevin Barajas is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has two years of industry experience and has worked at several firms including Principal Securities, Inc. and OneAmerica Securities. Outside of his advisory role, he is involved in non-variable insurance sales focused on fixed life and fixed annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved tools to provide written recommendations within collaborative, annual planning engagements.

Jonathan Winkler is a financial advisor at LPL Financial with nine years of industry experience. He previously worked at Bankers Life Securities, Inc. and Bankers Life & Casualty, Inc. in various roles spanning from 2015 to 2025. Winkler holds the Series 66 designation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Alec Sessing is a Financial Consultant at Fidelity Investments, a position he has held since 2022. He specializes in working with families and retirees to prepare for and navigate retirement, focusing on aligning financial decisions with their long-term goals and priorities. Alec emphasizes maintaining a sustainable balance between income and expenses and advocates for a disciplined investment process before considering more complex strategies. Prior to joining Fidelity Investments, Alec served as a Private Client Banker at JPMorgan Chase Bank N.A. from 2019 to 2022. He also worked as a Financial Advisor at Midwestern Securities Trading Company from 2018 to 2019. Alec holds an Arkansas Insurance License. Outside of his professional work, Alec enjoys camping, concerts, hiking, playing musical instruments, music, and spending time with pets.

Trevor Crews is a financial advisor with Raymond James Financial in Franklin, TN, holding a Series 66 designation and three years of industry experience. Prior to joining Raymond James, he worked at Stephens Inc. and Cravens & Co Advisors. Outside of his advisory role, he is the owner of Inception Social Marketing, a business that manages websites for several clients. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary consulting using analytical tools and supports municipal and public finance work through a unique municipal advisor affiliation.

John Williams is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His work history includes roles at Bank of America, Merrill, Truist, and U.S. Bank. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Benjamin Miller is a Senior Financial Advisor with Merrill Lynch Wealth Management. He focuses on developing tax-efficient global portfolios designed for long-term capital appreciation for individuals and families. Utilizing alternative investments, options, and private credit, he collaborates closely with clients through open and consistent communication to establish personalized financial strategies. His areas of expertise include divorce transition planning, executive compensation, family wealth management strategies, services for endowments, foundations, and non-profits, liquidity management, managing new wealth, tax minimization, and retirement income. Benjamin holds a Bachelor's Degree from the University of Wisconsin and has the professional designation of Personal Investment Advisor (PIA). Outside of his professional work, Benjamin volunteers in his community and pursues personal interests that include cooking, football, golfing, hunting, music, reading, and tennis. He lives in College Grove, Tennessee, with his wife, Dionne, and their children, Oliver and Kendall.

Cheree Costa is a financial advisor at Wells Fargo Clearing with three years of industry experience. She holds Series 63 and Series 65 designations and has worked in various roles at Wells Fargo Bank, M&T Bank, BB&T Bank, PNC Bank, and fitness clubs. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics to support client investment decisions.

Hubert Wootten III is a CFP® professional with 44 years of experience in the financial services industry. He has been with OSAIC since 2018 and previously worked at Signator Investors, Inc. for 16 years. Outside of his advisory role, Wootten serves as President Elect of The Exchange Club of Donelson-Hermitage, a national civic organization, and owns a sole proprietorship that boards and cares for horses. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services through a broad network of financial advisers. The firm employs various advanced tools and multiple advisory platforms to manage portfolios encompassing a wide range of asset types.

Van True is a financial advisor at RBC Capital Markets with one year of industry experience. He holds a Series 66 designation and has previously worked at Equitable Advisors, LLC. Van is a member of the Robertson County Chamber of Commerce. RBC Wealth Management serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs with customized investment strategies implemented through a combination of internal and external managers.

Jeffrey Bryan is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he directs all portfolio and investment management for Tellis Bryan Wealth Management. He provides customized risk and investment management strategies for a range of clients including institutions, charities, foundations, endowments, high net worth individuals, families, and legacy trusts. With more than 35 years of experience managing money for institutional and private wealth clients, Jeff has held significant roles such as Director and Senior Portfolio Manager with BlackRock for 11 years. Prior to that, he was a Senior Vice President and Senior Portfolio Manager with The Private Bank at Bank of America, managing over $5 billion in private wealth for some of the bank’s largest and most complex relationships. His expertise includes constructing and managing comprehensive investment and credit portfolios, managing risks related to highly concentrated and appreciated assets, and overseeing complex trust and estate planning strategies. Jeff holds degrees in Finance and Economics from the University of Missouri and has lectured extensively nationwide to professional investors and client groups. Outside of his professional endeavors, he has personal interests in fishing, hiking, and music.

Derek Lyle is a financial advisor at LPL Financial with a Series 66 designation and one year of industry experience. Before joining LPL Financial and First Horizon Bank in 2025, he worked at Louisiana Pacific Corporation for five years and Total Quality Logistics for two years. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management approaches supported by research and model portfolios.

Steven Selig is a Wealth Management Advisor with Merrill Lynch Wealth Management, a division of Bank of America. He began his career in 2000 with Banc of America Investment Services and leads a team of investment professionals who utilize their industry expertise alongside Merrill Lynch's global resources to deliver comprehensive wealth management services. Steven has extensive knowledge in capital markets and the fixed income sector. His areas of client focus include college education planning, executive compensation, services for endowments, foundations, and non-profits, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, women and wealth, tax minimization, and retirement income. He holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation, awarded by the Certified Financial Planner Board of Standards, Inc., as well as the Personal Investment Advisor (PIA) and Sports & Entertainment (SE) credentials. Steven earned his bachelor's degree from the University of Wisconsin Madison.

Dustin Myers is a financial advisor at LPL Financial with 16 years of industry experience. Prior to joining LPL Financial in 2023, he worked at Mass Mutual Investors Services and Mass Mutual Life Insurance Company from 2019 to 2023, and at Guardian Life and Guardian Life Insurance Company from 2009 to 2019. He holds Series 63 and Series 65 designations. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, and provides model portfolios, research, and technology-driven investment solutions.

Alec Mono is a CFP®-certified financial advisor at Robert Baird & Co. in Nashville, TN, with two years of industry experience. Prior to joining Baird in 2025, he worked at UBS Financial Services and The Investment Counsel Company. Outside of his advisory role, he coaches youth hockey at the Las Vegas Ice Center. He is part of The DDK Group within Baird’s Private Wealth Management department, which serves individuals, corporate clients, pension plans, and charitable organizations using a variety of portfolio management strategies and financial planning services.

Bradford Lott is a CFP® professional with 26 years of industry experience, currently affiliated with Raymond James & Associates since 2018. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors. Outside of his advisory work, he serves as a managing member of Phoebetown, LLC, a real estate investment business. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutions, and municipal entities, offering financial planning and investment consulting with a focus on tailored, non-discretionary advisory relationships.

Richard Fowler is a Series 66-licensed financial advisor with Raymond James & Associates in Nashville, TN, bringing 24 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates, Inc. is a large firm overseeing approximately $501 billion in assets, serving a diverse client base that includes individuals, institutions, pension plans, and charitable organizations. The firm offers a range of financial planning and consulting services, with a non-discretionary approach that emphasizes tailored plans supported by proprietary research and multiple portfolio management styles.

Chloe Cline is a financial advisor at Morgan Stanley with three years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2021. Prior to her career in finance, she spent time in full-time education at the University of Georgia and had a role at The Seaside Style. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved planning tools.