Walter Cranford is a financial advisor at Citigroup Global Markets with 28 years of industry experience. He holds Series 63 and Series 65 designations and has been with Citigroup Global Markets Inc. and Citibank, N.A. since 2010. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains unique market roles including swap dealer and futures commission merchant activities.

Brett Agnew is a CFP® with 27 years of industry experience, currently serving at Hightower Advisors since 2026. He previously worked at Journey Strategic Wealth LLC and Northwestern Mutual Wealth Management Company among other firms. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutions, and pooled investment vehicles. The firm’s approach emphasizes manager selection and multi-manager solutions, incorporating both affiliated and third-party managers along with proprietary research and varied investment options.

Gary Lenhart is a financial advisor at Citigroup Global Markets with 41 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Citigroup Global Markets since 2007. Outside of his advisory role, he operates Gary Lenhart Photography, where he takes and sells photographs, and is a member of My Pet Food Tray LLC, a retail business selling pet food trays online. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, including in-house research, security pricing, and derivatives services.

Bradley Tarter is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and possessing 24 years of industry experience. He has worked at Ameritas and its affiliated entities since 2006 and is a senior partner at David White & Associates, where he is also licensed to sell fixed insurance products. Ameritas Advisory Services provides fee-based investment management, financial planning, and retirement-plan advisory services to individuals, corporations, and institutional clients. The firm offers both discretionary and non-discretionary programs utilizing a combination of in-house model portfolios and third-party managers, with a platform integrated closely with Ameritas affiliates.

Robert Gascho is a CFP® professional with 16 years of industry experience, currently affiliated with Eagle Strategies (NY Life) in San Francisco, CA. He has held roles at Eagle Strategies and New York Life Insurance Company since 2009. Outside of his advisory work, he serves as a board member of the National Foundation for Autism Research, a nonprofit supporting programs for individuals affected by autism. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base including individuals and institutions. The firm emphasizes tailored advice through multiple program types and operates primarily on a non-discretionary asset management model within an integrated New York Life affiliate structure.

Minou Rhoades is a financial advisor at Focus Partners Wealth, LLC with nine years of industry experience. She holds a Series 65 designation and previously worked at Adero Partners, LLC and Vista Wealth Management, LLC. Outside of advising, she manages a rental property. Focus Partners Wealth, LLC provides wealth advisory and investment management services to a diverse client base, including individuals, families, retirement plans, and institutions. The firm’s investment approach blends active and passive strategies within a tax- and fee-sensitive framework and offers a range of specialized investment programs and family office services.

Tierney Henderson is a financial advisor at Wealthspire Advisors with three years of industry experience. She holds the Series 65 designation and previously worked as a freelance film producer and served in AmeriCorps. Wealthspire Advisors is an SEC-registered firm managing approximately $34.3 billion in assets for nearly 9,700 clients, including individuals, corporate and pension plans, nonprofits, and foundations. The firm employs an institutional-style asset allocation framework and offers a range of services including wealth management, financial planning, and retirement-plan consulting.

Brian Wilson is a financial advisor at Cerity Partners LLC with one year of industry experience. He holds a Series 65 designation and previously worked at First Republic Bank, RealtyShares, and Funding Circle. Cerity Partners is an SEC-registered investment adviser serving a diverse client base including individuals, families, corporations, and institutional investors, managing approximately $126.9 billion in assets. The firm offers a range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, emphasizing customized, diversified portfolios and a broad set of affiliated capabilities.

Edna Reyes is a financial advisor at Transamerica Financial Advisors with 13 years of industry experience. She holds Series 63 and Series 65 credentials and has a background that includes roles in mortgage lending, insurance services, and estate planning education. Reyes is also a certified financial educator affiliated with the Heartland Institute of Financial Education. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and businesses. The firm employs a model portfolio approach combined with third-party money managers and digital platforms to deliver investment advisory and brokerage services.

Patrick Hagar is a financial advisor at Citigroup Global Markets with a Series 66 designation and four years of industry experience. He previously worked at Bank of America from 2017 to 2021 and has been with Citigroup since 2021. Citigroup Global Markets serves individual and institutional clients across a variety of wealth segments and offers a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including operating as a swap dealer and futures commission merchant.

Scott Chen is a financial advisor at Schwab Wealth Advisory with the CFA® designation and a Series 66 license. He has one year of industry experience and previously worked at Empirical Wealth Management, PricewaterhouseCoopers LLP, and other firms. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations primarily through asset allocation models and Schwab research tools. The firm operates as an internal advisory unit of Charles Schwab & Co., serving individual clients without discretionary trading authority.

Kyle Baker is a financial advisor with HSBC Securities (USA) Inc. in San Francisco, holding a Series 66 designation and two years of industry experience. His prior work includes roles at J.P. Morgan Securities and First Republic Bank. HSBC Securities (USA) Inc. offers managed account programs serving individuals, retirement accounts, charitable organizations, and corporations. The firm uses a multi-profile investment approach combining strategic and tactical asset allocation and provides both discretionary and client-directed portfolio management options.

Brandy Savage is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a Series 66 designation and five years of industry experience. Her career includes roles at EP Wealth Advisors, Summitry, LLC, Fidelity Brokerage Services, Bank of America, Merrill, and prior legal work at the Law Offices of Anthony W. Gibbs & Doric Trust. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized consulting, utilizing a strategic investment approach that combines passive and active management guided by an internal Investment Committee.

Trevor Christiansen is a financial advisor at Sanctuary Advisors, LLC with three years of industry experience. He holds the Series 66 designation and has previously worked at Frank Rimerman & Co and San Diego State University. Sanctuary Advisors provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, charitable organizations, trusts, estates, and retirement plans. The firm offers customized investment programs through various account types and utilizes sub-advisors and third-party model platforms to implement strategies.

Jordan Powell is a CFA® charterholder with 15 years of industry experience. He is currently with Rockefeller Capital Management and has previously worked at UBS Financial Services Inc. Rockefeller Capital Management is an enterprise firm with 157 advisors.

Scott Chronert is a financial advisor at Citigroup Global Markets with 41 years of industry experience. He has been with Citigroup Global Markets since 1990 and holds a Series 63 designation. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains large institutional scale combined with specialized market roles.

Maria Lara is a financial advisor with HSBC Securities (USA) Inc. in San Francisco, CA, holding Series 63 and Series 66 licenses and with two years of industry experience. She is also dual hatted as a Bank Officer for HSBC Bank (USA) N.A., an affiliate of HSBC Securities, where she engages in the sale of bank-related products and services in addition to her registered representative role. Her prior experience includes positions at Fidelity Investments, Progressive Insurance, and Marriott Vacation Worldwide. HSBC Securities (USA) Inc. offers managed account programs to a broad client base, including individuals, retirement accounts, charitable organizations, and corporations, with a range of portfolio management options from client-directed to fully discretionary. The firm’s investment process incorporates strategic and tactical asset allocation supported by global asset management affiliates and distinct operational features such as combined SEC registration as an adviser and broker-dealer and an Offshore Spectrum program for qualified non-resident aliens.

Jeremy Niederstadt is a CFP® and ChFC® with 28 years of industry experience. He has worked at Sanctuary Advisors, LLC since 2020, following previous roles at Bank of America and Merrill. Niederstadt serves on a homeowner's association board, where he records voting results and board meetings. Sanctuary Advisors provides investment advisory and financial planning services to individuals, corporations, charitable organizations, trusts, estates, and retirement plans. The firm offers customized investment programs through various account types and uses a network of sub-advisors and third-party platforms to implement strategies.

Juli Rahill is a financial advisor at Kestra Advisory with 14 years of industry experience. She holds a Series 66 designation and previously worked at Morgan Stanley and JPMorgan Chase Bank NA. Outside of her advisory role, she is associated with an investment partnership that focuses on small and mid-size private businesses. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including plan sponsors, institutional investors, and individuals. The firm offers services such as fiduciary consulting, plan-level investment advice, and employee education, managing approximately $79.8 billion in assets and serving a range of clients from private investors to sovereign wealth funds.

Joseph Matthews is a financial advisor at Farther with nine years of industry experience. He holds a Series 65 designation and has worked at Farther Finance Advisors since 2019. Prior to that, he spent three years at ForUsAll and is also a cofounder and board member of Essmart Global Inc., a company involved in distributing technology products in Southern India. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through both digital platforms and in-person meetings. The firm’s investment approach is based on Modern Portfolio Theory, utilizing model portfolios with algorithmic rebalancing and employing a range of asset classes including ETFs, mutual funds, equities, and fixed income.