Ryan Wilham is a financial advisor at Fidelity with 16 years of industry experience. He holds the Series 63 and Series 66 designations and has worked with various Fidelity entities since 2008. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm utilizes a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction, and serves as a formal advisor to multiple registered investment companies and fund-of-funds.

Nathaniel Parkhouse is Vice President and Branch Leader at Fidelity Investments, a position he has held since 2026. In this role, he focuses on fostering a high-performance work culture by empowering associates and supporting clients in planning for long-term financial well-being. Beyond his leadership responsibilities, Nathaniel emphasizes encouraging team members to maximize their talents in service of client needs. Specific details concerning his professional background, education, credentials, or personal interests have not been provided.

Max Peretzky is a financial advisor at Raymond James & Associates with 15 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for five years before joining Raymond James in 2019. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base including individuals, pension plans, corporations, and municipal entities, providing wealth advisory planning and investment consulting primarily on a non-discretionary basis.

Beverly Bolling is a financial advisor with Primerica Advisors in Cincinnati, OH, holding a Series 63 designation and 24 years of industry experience. She has worked with PFS Investments and Primerica Financial Services since 2013 and 1996, respectively, and has served in various roles including public notary without client fees. Beverly is also involved with multiple community organizations such as The Bradford Nursing Home/Rehab and Olivia's Angels. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of separately managed account options under a tiered wrap-fee structure.

Kipp Newman is a financial advisor with Cetera, holding the ChFC® designation and Series 63 and 65 licenses, and has 41 years of industry experience. He has worked at Cetera since 2013 and previously at Pinnacle Advisory Group since 1986. Outside of advising, Newman serves on the boards of the Lawrenceburg City Bond Bank and the Lawrenceburg High School Building Corporation and is active as an independent insurance agent. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, supporting a broad range of program structures and custodial relationships.

Jennifer Welsh is a financial advisor at Fidelity with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Fidelity Investments and its affiliated entities since 2011. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to a broad client base, including retail and institutional investors, employing a combination of fundamental research and quantitative analysis to construct model portfolios across mutual funds, ETFs, and ETPs. The firm also provides oversight and advisory services to registered investment companies and utilizes algorithmic methods and AI in its investment process.

Brendan Hosty is a financial advisor with Robert Baird & Co. in Cincinnati, OH, holding a Series 66 designation and 18 years of industry experience. He has worked at Robert Baird & Co. since 2019 and at J.J.B. Hilliard, W.L. Lyons, LLC since 2008. Outside of his advisory role, he serves as a board member and on the investment finance committee for Level Up Cincinnati. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which advises individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers tailored consulting and portfolio services, including discretionary and non-discretionary management, using a range of investment strategies and overlays.

Kevin Graf is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2022. He partners with high net worth individuals and families to guide financial decisions and help clients avoid common financial planning pitfalls. With nearly 15 years of experience in the financial industry, Kevin has developed a professional approach that emphasizes the importance of a consistent process to achieve repeatable results. Throughout his tenure at Fidelity, he has held various roles including Financial Consultant, Portfolio Specialist, Client Management Representative, Retirement Solutions Representative, High Net Worth Service Associate, and Financial Representative, demonstrating broad expertise in investment and client management. Kevin holds insurance licenses in Arkansas and California. Outside of his professional work, he enjoys activities such as camping, family activities, football, social events with friends, golf, and traveling.

William Lallathin is a financial advisor at Fidelity Investments with two years of industry experience. He holds Series 66 and Series 63 designations. Prior to joining Fidelity in 2024, he worked for Progressive Sales Solutions for eleven years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction across a range of investment vehicles.

Matthew Spaletto is a financial advisor at Fidelity with Series 63 and Series 66 credentials and one year of industry experience. His background includes roles at WEAS Engineering and multiple positions in the service sector, alongside ongoing involvement at the University of Cincinnati. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Blair Harrington is a CFP® with seven years of industry experience, currently affiliated with Wells Fargo Clearing. Prior to joining Wells Fargo, he worked at Raymond James & Associates, Rockefeller Financial, UBS Financial Services, and TPG Capital. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a range of investment advisory services, financial planning, and retirement plan consulting, utilizing research and analytics from Wells Fargo Investment Institute alongside third-party data to inform its investment approach.

Olivia Timmerding is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. Her background includes roles at Fidelity Investments and prior experience in logistics and education. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves multiple registered investment companies and delivers model portfolios through systematic methodologies.

Timothy Arnold is a financial advisor with Primerica Advisors in Cincinnati, OH, holding Series 63 and Series 65 licenses and possessing 24 years of industry experience. He has been associated with PFS Investments Inc. and Primerica Financial Services since 2001. Outside his advisory role, Arnold is involved with TJ3AM, LLC, a legal entity formed for Primerica business purposes, and he also receives compensation for sales and referrals related to mortgage and home services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options primarily to individual and high-net-worth clients. The firm employs a tiered wrap-fee structure and curates third-party asset managers, with trading and implementation delegated to BNY Mellon Advisors.

Jeff Morris is a Financial Consultant at Fidelity Investments, where he has been serving since 2022. He works with individuals and their families to identify, prioritize, and assess financial opportunities aligned with both short-term and long-term goals. Jeff emphasizes partnership with his clients to understand their preferences and assist them in achieving their financial objectives. Jeff has held various roles at Fidelity Investments since 2016, including Regional Center Planning Consultant - Premium, Investment Consultant, Retirement Planner, Investment Solutions Representative, and Customer Relationship Advocate. His experience spans multiple facets of financial consulting and planning. He holds insurance licenses in Arkansas and California.

Andrew Krumpelman is a financial advisor at Fidelity with 18 years of industry experience. He holds Series 63 and Series 66 designations and has been associated with multiple Fidelity entities since 2012, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Eric Greenwell is a financial advisor with Wells Fargo Advisors in Cincinnati, OH, holding a Series 66 designation and 23 years of industry experience. He has been with Wells Fargo Advisors since 2009, including prior roles at Wells Fargo Clearing. Greenwell has ownership interests in investment-related businesses, including EGG Wealth Management LLC and KAALMAKA LLC. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutions, offering a broad range of planning options that include cash-flow, retirement, education, risk, and wealth-transfer planning, as well as specialized services like business-owner transition and special-needs planning. The firm integrates advisory services with other financial products and referral channels, delivering tailored recommendations supported by Wells Fargo’s research and planning tools.

Caitlin Babcock is a financial advisor at Raymond James & Associates with a Series 66 designation and one year of industry experience. Her prior work history includes roles at Fisher Investments and Citibank. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base including individuals, pension plans, corporations, and government entities, delivering wealth advisory and investment consulting through non-discretionary planning and a robust affiliate network supporting municipal and public finance clients.

Ryan Rengering is a financial advisor at Fidelity with six years of industry experience and a Series 66 designation. His work history includes positions at Fidelity Brokerage Services since 2019, Fidelity Investments since 2025, and prior roles at Veritude, TSC Apparel, FIIOC, The Gibbs Firm, LLC, Northern Kentucky University, and Mason Grounds Management. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including a Charitable Gift Fund and registered investment companies. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs, and is notable for its CFTC registration and advisory roles with multiple registered investment companies.

Christopher Musbach is a financial advisor with UBS Financial Services in Cincinnati, OH, holding Series 65 and Series 66 designations and bringing five years of industry experience. Prior to joining UBS in 2025, he worked for J.P. Morgan Asset Management and JP Morgan Chase Bank, N.A., with a combined 25 years of experience at those firms. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory services, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, offering proprietary research and a broad range of capital markets and lending services.

Kevin Creech is a financial advisor at Fidelity with 19 years of industry experience. He holds Series 63 and Series 66 designations and has worked primarily with Fidelity-affiliated entities since 2005, with a brief tenure at Merrill. He is based in Covington, KY. Kevin is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios and also serves multiple registered investment companies.