Matthew Bravyak is a financial advisor with Ameriprise, holding a Series 66 designation and two years of industry experience. Prior to joining Ameriprise in 2023, he worked at the University of Delaware and Bishop Eustace Preparatory High School. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis, with a focus on assets held in Ameriprise Managed Accounts, and offers a wide range of advisory, brokerage, and insurance solutions.

Jameel Addison is a financial advisor at Merrill with 10 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at firms including Northwestern Mutual and Tony Stanley prior to joining Merrill. Merrill, together with Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Lamaina is a CFP® with 35 years of industry experience. He is currently with LPL Financial, where he has worked since 2017, and has been with Cornerstone Financial Advisors, Inc. since 1996. Outside of financial advising, he owns Lamainiac Motorsports, a business unrelated to investment activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network of representatives. The firm offers a variety of advisory programs, financial planning services, and retirement consulting, utilizing both discretionary and non-discretionary management with access to model portfolios and third-party research.

John Mccaughan is a financial advisor at OSAIC with 38 years of industry experience. He holds a Series 63 designation and has previously worked at Lincoln Financial Advisors Corporation and Lincoln National Life Insurance Company, with a combined tenure of over 27 years. Outside of his advisory role, he is also licensed as an insurance agent offering disability insurance, fixed annuities, equity-indexed annuities, and traditional life insurance products. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services, utilizing various asset-allocation tools and third-party platforms to manage portfolios across multiple investment types.

Louis Carberry is a financial advisor at UBS Financial Services with 21 years of industry experience. His previous roles include positions at Wells Fargo Clearing, Oppenheimer & Co, Capital One Investing, and BNP Paribas. He holds Series 63, Series 65, and Series 66 designations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management and provides proprietary research and various capital markets services.

Sean Huggins is a financial advisor with Fidelity in Philadelphia, PA, holding a Series 66 designation and 14 years of industry experience. He has worked at various Fidelity entities since 2012, including Fidelity Personal and Workplace Advisors since 2018. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of proprietary fundamental research and quantitative analysis to construct algorithm-driven model portfolios, with oversight controls and a distinctive role in advising multiple registered investment funds.

Margaret Adamchak is a Series 66 licensed financial advisor at J.P. Morgan Securities with six years of industry experience. She has worked at JPMorgan Chase Bank and J.P. Morgan Securities since 2020. Prior to that, she was employed at Oakpoint Solutions, LLC and had a brief tenure with the University of South Florida. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Neftali Jimenez Castro is a financial advisor at Merrill with three years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America, N.A. since 2022. Prior to his financial services career, he held roles in education, marketing, and human capital solutions. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Sullivan is the Vice President and Wealth Planner at Fidelity Investments, a role he has held since 2022. In this capacity, he partners with clients at various stages of their lives to support their unique financial goals through a trusting working relationship. He brings over two decades of experience in the financial services industry. Prior to his current position, John served as a Financial Consultant at Fidelity Investments from 2019 to 2022 and as a Senior Financial Consultant at TD Ameritrade between 2017 and 2019. His career also includes roles as a Registered Representative and Registered Investment Advisor at several firms, including Kestra Financial Services, NFP Securities, Capital Management Consultants, McKenna & Sullivan, Wharton Equity, and Securian Financial dating back to 1997.

Brendan Dwyer is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He has been with Wells Fargo Clearing since 2016, following a year at Wells Fargo Advisors, LLC. Outside of his advisory role, he serves as an executor and trustee for family estates. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Kevin Mccauley is a financial advisor at Cambridge Investment Research Advisors with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has been associated with Cambridge since 2008. Outside of his advisory role, he serves as treasurer for the West Collingswood Extension Civic Association and works as a tax preparer and notary public. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, trusts, and estates. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a variety of portfolio management approaches and platform arrangements.

Andrew Frank is a financial advisor with Cambridge Investment Research Advisors in Woodstown, NJ, holding Series 63 and Series 65 credentials and possessing 22 years of industry experience. He has been with Cambridge Investment Research Advisors and its affiliated entities since 2015. Outside of his advisory role, he is part owner of Frank Leonards & Frank LLC and serves as an independent insurance agent and trustee for irrevocable trusts. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, charitable organizations, and estates. The firm provides financial planning, investment management, and retirement advisory services through a broad network of independent Financial Professionals, offering various implementation platforms and both discretionary and non-discretionary strategies.

John Honovich is a financial advisor at Stifel in Philadelphia, PA, holding a Series 63 designation with 36 years of industry experience. He has been with Stifel since 2005. Stifel serves a broad range of clients including individuals, institutional clients, charitable organizations, and state and municipal entities, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Stephen Hudacek III is a Senior Financial Advisor at Merrill Lynch Wealth Management. He focuses on serving clients with complex financial needs, crafting comprehensive retirement, estate, and investment plans. His practice emphasizes integrating wealth management with trusts, banking, and alternative investments to provide tailored solutions. Stephen works closely with families, business owners, and institutional clients to align financial strategies with their priorities, including education planning, legacy planning, liquidity management, and tax minimization. Stephen holds a Bachelor of Science degree in Accounting from Saint Joseph's University and a Master's degree in Finance from the University of Scranton. He also holds the Professional Investment Advisor (PIA) designation and the Certified Plan Fiduciary Advisor (CPFA) designation awarded by the National Association of Plan Advisors. His approach centers on active listening and providing guidance that aligns with clients' evolving circumstances and objectives. Outside of his professional role, Stephen enjoys cooking, golfing, music, and traveling. He participates in community activities with organizations such as the Cody Barrasse Foundation and Volunteers in Medicine. He is also a member of professional organizations including The Pennsylvania Society, The Philadelphia Cricket Club, and The Union League of Philadelphia.

Christopher Millard is a financial advisor at J.P. Morgan Securities with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with JPMorgan Chase Bank, N.A. and J.P. Morgan Trust Company, N.A. since 2004. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Keith Dupree is a financial advisor at Fidelity with four years of industry experience. He holds a Series 66 designation and has worked at several financial institutions, including Merrill, Bank of America, and PNC Bank. Outside of advisory work, he has operated as a self-employed delivery driver. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Rachel Martin is a Series 66 credentialed financial advisor with four years of industry experience. She is currently with J.P. Morgan Securities in Philadelphia and has prior experience with JP Morgan Chase Bank and Walter S. Barclay Agency Inc. Martin has also worked in academic settings, including Bucknell University and Saint Charles Borromeo School. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its investment recommendations.

Adam Marone is a financial advisor with LPL Financial, holding the Series 63 and Series 65 credentials and with 16 years of industry experience. He has been with LPL Financial since 2009. Outside of his advisory role, he manages a family-owned rental property without compensation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Brian Altmann is a financial advisor with Ameriprise, holding a Series 66 designation and over 21 years of industry experience. He has been with Ameriprise Financial Service, LLC since 2004 and previously worked with Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory role, Altmann is involved in managing and training staff through several business ownerships, including Generational Partners LLC and Quintet Collective LLC. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, providing detailed written recommendations on income, Social Security, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver personalized retirement income plans within a large institutional framework that includes advisory, brokerage, and insurance solutions.

Renu Dutta is a financial advisor at Morgan Stanley with 17 years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley Private Bank, N.A., Morgan Stanley Smith Barney LLC, Bank of America, and Merrill. Outside of her advisory role, she assists her family’s real estate business by supporting accounting tasks related to property tax payments. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individual and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools alongside its Financial Advisors and Estate Planning Strategies Group.