Normand Savoie is a Wealth Management Advisor with Merrill Lynch Wealth Management, based in New York and operating an office in Philadelphia. He focuses on delivering financial advisory services to high net worth clients, developing personalized financial strategies that align with each client’s risk tolerance and overall objectives. His client work spans individual wealth management and advising small to medium-sized business owners on 401(k) and other retirement plans, with a client base primarily along the Eastern Seaboard, California, and Florida. Mr. Savoie’s expertise encompasses a range of areas including divorce transition planning, education funding, family wealth strategies, socially responsible and ESG investing, LGBT wealth planning, and managing new wealth. Before becoming a financial advisor, he worked in investment banking at Salomon Brothers and Morgan Stanley, held finance roles in the corporate sector, and owned a restaurant business in Miami Beach, Florida. He holds an MBA and an additional master’s degree from the University of Pennsylvania’s Wharton School and Joseph H. Lauder Institute of International Management & Business, where he was a fellow. He also earned a BA in Economics from the University of Pennsylvania. Mr. Savoie is a CFA charterholder, a Certified Financial Planner (CFP®), and holds certifications as a Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is actively involved in alumni affairs at Penn/Wharton/Lauder, serving on the Lauder Institute Advisory Council and having previously served as president of both the Lauder Institute Alumni Association and Wharton Out4Business. His community involvement includes co-founding Mount Vernon Star Scholars, a nonprofit supporting academically talented students in Mount Vernon public high schools through mentoring programs. Personal interests include hiking, running, and traveling.

David Pratt is a CFP®-designated financial advisor with Morgan Stanley in Mount Laurel, NJ, bringing 30 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individuals and institutions with a wide range of advisory programs, including customized financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Kevin Mc Laughlin is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 licenses and eight years of industry experience. His prior roles include positions at Oppenheimer & Co. Inc. and McAdam LLC, as well as a four-year tenure at the University of Delaware. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Jennifer Colon is a financial advisor with Wells Fargo Clearing in Marlton, NJ, holding a Series 66 license and 18 years of industry experience. She has worked extensively within Wells Fargo and its affiliated entities since 2009, including Wells Fargo Advisors and Wachovia Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Chelsea Wise is a CFP® professional with seven years of industry experience, currently with RBC Capital Markets since 2023. She previously worked at Morgan Stanley and Morgan Stanley Private Bank from 2019 to 2023, and at State Farm Insurance from 2015 to 2019. RBC Wealth Management, part of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs that provide both discretionary and non-discretionary portfolio management, financial planning, and brokerage services, using a combination of in-house and third-party investment managers.

Santino Rao is a financial advisor at MassMutual Investors Services with a Series 66 designation and one year of industry experience. Prior to joining MassMutual, he held positions at TD Bank, Rowan University, and Ocean Casino & Resort. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap and money-manager services, along with educational seminars.

Dante Pierantozzi is a Financial Advisor with The Mergan Group at Merrill Lynch Wealth Management in Philadelphia. He brings over five years of experience in financial services, having previously supported the Market Executive of Merrill in Greater Philadelphia and worked in wealth management at Morgan Stanley. Dante focuses on helping individuals and families navigate complex financial decisions by developing personalized wealth management strategies that align with their unique goals and values. Dante's expertise includes divorce transition planning, family wealth management strategies, personal retirement planning, philanthropic planning, and socially responsible investing. He holds the designations of Certified Plan Fiduciary Advisor (CPFA), Chartered SRI Counselor (CSRIC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Dante earned his bachelor's degree in Finance and Economics from Northeastern University, where he also served as president of the men's rugby club. Outside of his professional role, Dante is involved in community organizations including Northeastern University's Young Alumni Advisory Board and the Young Professionals Board for the Make-A-Wish Chapter of Philadelphia, Delaware, and Susquehanna Valley. He enjoys traveling, trying new restaurants, playing basketball, and spending time with his family and his Yorkshire terrier, Gigi.

John O'Brien is a financial advisor with J.P. Morgan Securities holding Series 63 and Series 66 licenses and 10 years of industry experience. His prior roles include positions at Sanford C Bernstein, Macquarie Asset Management, and Eaton Vance Distributors. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Melody Harris is a financial advisor at Morgan Stanley with 27 years of industry experience. She has been with Morgan Stanley since 2016 and holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, utilizing structured discovery processes and advanced modeling tools.

Evan Kahn is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. He serves on the advisory board of the Stillman School of Business at Seton Hall University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs and tailored financial planning to individuals and institutions, managing approximately $2.74 trillion in client assets.

Matthew Schaefer is a financial advisor at J.P. Morgan Securities with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities and J.P. Morgan Chase Bank since 2021. Prior to that, he was with Goldman Sachs & Co. from 2012 to 2021. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Christopher Kroberger is a financial advisor at UBS Financial Services with 35 years of industry experience. He has been with UBS since 2011 and holds Series 63 and Series 65 designations. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

Danielle Forsman is a CFP® professional at Ameriprise Financial Services with seven years of industry experience. She previously worked at LPL Financial for eight years and Edward Jones for two years. Outside of her advisory role, she is involved in education services, providing teaching through a food services corporation. Ameriprise Financial Services is a diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on written retirement-income recommendations and ongoing planning advice that incorporates tax-aware strategies and dependable income sources.

James Manuola is a Senior Financial Advisor with over 20 years of experience in the financial services industry. He is affiliated with Merrill Lynch Wealth Management and specializes in providing personalized wealth management strategies tailored to clients’ individual goals. James focuses on areas including college education planning, family wealth management, legacy planning, liquidity management, retirement planning, portfolio management, small business strategies, socially responsible and ESG investing, as well as individual and corporate investment strategies. Since beginning his career in 1999, James has worked to simplify the financial lives of high-net-worth clients by offering customized solutions such as estate planning, wealth transfer, retirement income planning, and asset allocation aligned with specific financial objectives. He collaborates closely with clients and, when appropriate, a Wealth Management Lending Officer from Bank of America to integrate home financing solutions into comprehensive financial plans. James holds a Bachelor's Degree in Business from Rutgers University and maintains professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He resides in New Jersey with his wife, Kris, and has personal interests in baseball, basketball, boating, fishing, football, and golfing.

Elaina Spilove is a financial advisor at UBS Financial Services with 46 years of industry experience. She holds the Series 63 and Series 65 licenses and has been with UBS since 2013. Spilove has served on advisory committees for the Pennsylvania Association of Public Employees Retirement Systems and the Tara Health Foundation, focusing on educational programs and increasing women's representation in the financial industry. She is also president of the board of a condominium association in Philadelphia. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans aligned with clients’ goals and risk tolerances.

Deirdre Jones is a financial advisor at Merrill with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Voya Financial Advisors and The Boeing Company. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad range of clients including individuals, pension plans, and charitable organizations.

Colleen Capone is a financial advisor at Morgan Stanley in Philadelphia, PA, with 24 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2009. Outside of her advisory role, she is involved with Bravenly Global LLC, a company focused on healthy living through clean supplements with a Christian foundation. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets, utilizing structured planning tools and a broad range of investment programs.

Jessica Friend is a Series 66 licensed financial advisor with Merrill in Mount Laurel, NJ, bringing nine years of industry experience. She has worked at Merrill since 2017 and previously held positions at Rowan University and Republic Bank. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

David Smith is a financial advisor with Wells Fargo Clearing in Philadelphia, PA, holding Series 66 and Series 63 credentials and six years of industry experience. He has worked at Wells Fargo Bank since 2017 and was previously associated with M Holdings Securities, Inc. and Perspective Financial Group. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Mary Moretz is a financial advisor with Morgan Stanley in Philadelphia, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. She has worked with Morgan Stanley Private Bank since 2015 and was previously with Citigroup Global Markets. Outside of her advisory role, she serves as a board member for the Catholic Daughters of The Americas Court St. Francis de Sales. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through its network of financial advisors and specialized planning groups.