Matthew Carrozza is a financial advisor at J.P. Morgan Securities in Philadelphia, PA, holding a Series 66 designation. He has over 12 years of industry experience, including roles at Bank of New York Mellon from 2013 to 2025 and JPMorgan Chase Bank, N.A. since 2025. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Robert Bradley III is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and seven years of industry experience. His prior roles include positions at MML Investors Services, MassMutual, NYLife Securities, New York Life Insurance Company, and SEI Investments. He is also involved in financial planning through a sole proprietorship, RDB Wealth Advisors. OSAIC serves a diverse client base including individual and institutional investors, offering brokerage, advisory, financial planning, and retirement consulting services through a large network of affiliated advisors. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios that may include a variety of investment types, with accounts managed on both discretionary and non-discretionary bases.

Edward Penberthy is a financial advisor with Morgan Stanley in Mount Laurel, NJ, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney LLC since 2014. Outside of his advisory role, Penberthy serves on the Harvey Cedars Open Space Committee, advising on the use of property tax assessments to maintain open space in the community. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets and employing firm-approved planning tools and investment estimates without offering individual security recommendations as part of standalone plans.

Michael Oleary is a ChFC®-designated financial advisor with 30 years of industry experience. He is currently with LPL Financial, having joined the firm in 2025 after 16 years at Next Financial Group Inc. Outside of his advisory work, he is involved in a non-variable insurance business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers comprehensive financial planning and advisory programs with access to diverse investment strategies and research.

Danielle De Vard is a financial advisor at Merrill in Philadelphia, PA, holding Series 65 and Series 63 credentials. She has been with Merrill and Bank of America since 2025. Outside of her advisory work, she owns Modern Now Innovations LLC, a company that licenses a patent for an adjustable needle designed for tailoring clothing. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and other entities.

Talene Brinker is a financial advisor with LPL Financial, holding a Series 66 designation and eight years with the firm. She has two years of industry experience and previously worked at Brookside Bagels & More and Neumann University. Brinker also serves as a notary through her affiliation with Brinker Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services with a focus on both discretionary and non-discretionary management strategies.

Barrett Boychuck Quigley is a financial advisor at OSAIC with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at OSAIC Wealth Inc. since 2018, following three years at Sii. In addition to her advisory role, she is a partner at Benefit Concepts, where she is involved in the sale of group insurance and qualified retirement plans, and provides third-party administration services to qualified retirement plans. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services along with access to third-party managers, utilizing various asset allocation tools and portfolio construction methods for discretionary and non-discretionary accounts.

Waley Zhao is a financial advisor at J.P. Morgan Securities with one year of industry experience. Prior to joining J.P. Morgan, Zhao held positions at Trinity Wealth Securities, Florida Financial Advisors, and Tristate Financial Advisors. Outside of finance, Zhao worked for four years at Niagara University Ice Complex Inc. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program.

Isaac Fendrick is a financial advisor at Morgan Stanley in Philadelphia, PA, holding Series 63 and Series 65 licenses with two years of industry experience. Prior to joining Morgan Stanley in 2025, he worked at PGIM Investments LLC and Prudential Investment Management Services LLC. He has also held roles outside of finance, including a position at the Kelley School of Business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and emphasizes structured financial planning supported by firm-approved tools and methodologies.

Jason Lewer is a Senior Financial Advisor with Merrill Lynch Wealth Management. He began his career with Merrill Lynch in 1997 as a Financial Advisor and has developed expertise in providing investment advice and financial services to individuals and families. His areas of focus include income replacement, transition planning, portfolio risk management, and guidance for families with special needs members. Jason holds a Bachelor's Degree from Villanova and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He is a member of the International Association of Approved Basketball Officials. His community involvement includes participation with Decoding Dyslexia, NJ, English in Mind, and the North Yonkers Scholarship Foundation.

Dominick Daniele is a Certified Financial Planner® with 10 years of industry experience. He is currently with UBS Financial Services, where he has worked since 2021. Prior to that, he held positions at Morgan Stanley and Northwestern Mutual Investment Management. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides a range of financial planning and portfolio management solutions supported by proprietary research and capital market insights.

Lauren Holmes is a financial advisor at J.P. Morgan Securities with a Series 66 designation and three years of industry experience. Her prior work includes roles at Citigroup and PNC Financial Services, as well as experience outside finance in the restaurant industry and with Rutgers University’s Office of Academic Success in the Sciences. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Alexander Boory is a financial advisor at Morgan Stanley in Marlton, NJ, holding a Series 66 designation. He has one year of experience in the industry, joining Morgan Stanley in 2025. Prior to his current role, he worked in various positions including at Tiqets and with several sports organizations from 2014 to 2024. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery conversations and uses firm‑approved tools to model outcomes, serving clients through a broad range of retail and institutional services.

Steven Kaplan is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 credentials and 19 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and previously with MetLife Securities Inc. from 2015 to 2017. Kaplan is also involved in consulting through Mindshift Consulting LLC. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using technology-driven analysis tools as part of collaborative annual planning engagements.

Edward Kerschner is a financial advisor at Mass Mutual Investors Services with 43 years of industry experience. He holds the Series 63 designation and has worked at MassMutual Life Insurance Company since 2016 and MetLife Securities Inc. from 2015 to 2017. His other business activities include serving as an agent for individual life, long-term care insurance, disability, and life settlements/viaticals. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers structured, collaborative financial planning engagements using firm-approved software tools and delivers written recommendations without discretionary authority.

Andrew Cohen is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Woodbury Financial Services, Inc. and Questar Asset Management. Cohen is involved in nonprofit work as president of the Marjorie B Cohen Foundation, which focuses on fundraising and raising awareness for cancer genetics, and serves on the board of the Abramson Cancer Center. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charities through a large network of advisors. The firm offers a range of brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to manage portfolios that include stocks, bonds, options, and alternative investments.

Matthew Geraci is a financial advisor at LPL Financial with 16 years of industry experience. He holds the CFP® designation as well as Series 63 and 66 licenses. Prior to joining LPL Financial in 2024, he worked at OSAIC and Securities America Advisors, and spent eight years at Janney Montgomery Scott. Outside of his advisory role, he is involved with G2Financial LLC, a business entity for tax and investment purposes. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management and providing model portfolios and research from multiple sources.

David Bloom is the Senior Resident Director and Wealth Management Advisor at Merrill. He leverages over 27 years of experience in wealth management to guide clients through the complexities of financial planning. David's approach involves developing comprehensive financial roadmaps tailored to his clients' goals, helping them manage both assets and liabilities to navigate market fluctuations effectively. David holds a bachelor's degree from Villanova University and a Juris Doctorate degree from Widener University Delaware Law School. He has maintained the CERTIFIED FINANCIAL PLANNER™ certification since 2000. His expertise spans college education planning, executive compensation, legacy planning, socially responsible investing, retirement income, and managing new wealth. Before his current role, David practiced law, and he incorporates this background into his holistic wealth management services. Active in his community, David has served on the boards of the Benchmark School, Children's Literacy Initiative, Delaware County Estate Planning Council, and Swarthmore Swim Club. He and his family reside in the Wallingford-Swarthmore School District and enjoy spending time outdoors, with personal interests including chess, fishing, golfing, reading, running, and skiing.

Sean Gold is a financial advisor at Ameriprise with 12 years of industry experience and holds the Series 66 designation. Prior to joining Ameriprise in 2020, he worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC from 2017 to 2020, and at Wells Fargo Advisors from 2014 to 2017. He is also involved with Lemon Hill in Philadelphia, where he serves as a primary financial advisor on significant acquisitions. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning, tax-aware strategies, and Social Security claiming options. The firm’s recommendations incorporate proprietary research and third-party data and include a selective enrollment process based on investable assets.

Kevin Pierce is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and bringing 20 years of industry experience. His prior roles include positions at Key Investment Services LLC and KeyBank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and integrates research and analytics with diversification principles and modern portfolio theory to support its investment approach.