Gabriella Savage is a Series 66 licensed financial advisor at Merrill with six years of experience in the industry. She previously worked at Open Systems Healthcare Inc, The Riggin Group of RE/MAX, and Wells Fargo. Savage serves as a trustee for a family irrevocable trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Zoe Tauriello is a CFP® professional with four years of industry experience, currently affiliated with MassMutual Investors Services in Radnor, PA. She has worked with Broad Street Financial, LLC/MassMutual since 2020 and has been associated with Mass Mutual Life Insurance Company and MassMutual Investors Services since 2019. Prior to her advisory career, she was a full-time student from 2016 to 2020. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning relationships using firm-approved analytical tools and offers event-driven planning programs such as divorce, estate settlement, and employer-sponsored planning.

Mitch Fryling is the Vice President, Wealth Planner at Fidelity, a role he has held since 2025. He has a comprehensive background in financial advising and planning, having worked with several firms including Fidelity Investments, Mallard Advisors, Capital One Investing, Vanguard, and Scotiabank. His professional experience spans roles such as Financial Consultant, Financial Adviser, Senior Financial Adviser, Financial Analyst, and Retirement Specialist. Throughout his career, Mitch has focused on understanding clients' financial goals and creating actionable, personalized plans. His approach emphasizes education and comprehensiveness tailored to the unique needs and circumstances of each client. Mitch's expertise includes wealth planning and financial consulting. Outside of his professional work, Mitch enjoys activities such as beach outings, fitness, kayaking, reading, running, and soccer.

Helen O'hara is a Wealth Management Advisor at Merrill Lynch Wealth Management. She works with families, small business owners, and corporate executives through every phase of their financial journey—from career-building years and pre-retirement planning to retirement and legacy planning. Helen helps clients navigate uncertainty, gain clarity about their future, and simplify their financial lives so they can focus on what matters most. Prior to joining Merrill, Helen spent over 25 years building a local real estate company into an industry leader. She began her career at Deloitte, where she earned her Certified Public Accountant (CPA) designation and developed a strong foundation in business and finance. She holds a Bachelor of Science degree in Accounting from Villanova University School of Business. Helen earned the CERTIFIED FINANCIAL PLANNER™ (CFP) certification in 2014 and also holds designations as a Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Helen resides in West Chester, PA with her family and rescue dogs. Outside of work, she enjoys cycling, boating, traveling, and spending time at the Jersey Shore. She is involved with community initiatives such as Better Money Habits through Bank of America and participates in the professional organization Beacon.

Daniel Thompson is a financial advisor with Merrill in Wilmington, Delaware, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. He has been with Merrill and Bank of America since 2016. Outside of his advisory role, Thompson participates in fundraising and development activities for several Delaware-based cultural organizations, including the Delaware Museum of Art, the Kalmar Nyckel tall ship, and the Biggs Museum of American Art. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Morrison is a financial advisor with LPL Financial based in Paoli, PA, holding Series 63 and Series 66 licenses and eight years of industry experience. His prior roles include positions at Franklin Mint FCU, Duke and Duke Wealth Management LLC, Fidelity Investments, and The Vanguard Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a wide range of advisory and brokerage services. The firm offers diverse investment solutions including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced advisor tools and oversight of substantial discretionary assets.

Chase Oshea is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. Prior to joining Vanguard, he held roles at Dolce Zola and 9 Prime, alongside work experience in education and hospitality. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary models to create personalized portfolios primarily consisting of Vanguard funds and ETFs.

William Root is a financial advisor at Mass Mutual Investors Services with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at MassMutual Life Insurance Company and MetLife Securities. Root is also an individual life insurance agent. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap and money-manager services as well as educational seminars.

Kirby Watkins is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he held positions at the Bureau of Labor Statistics, DeepTP LLC, S&P Global, EY, CrossBorder Solutions, RSM US LLP, and Axalta Coating Systems. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering advisory programs with approximately $1.01 trillion in assets under management and a nationwide network of over 23,700 financial advisors and 15,100 branch offices. The firm provides a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Kevin Oneill Jr. is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and one year of industry experience. His prior work history includes roles at SEI Investments Company and Solomon Edwards. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual, collaborative planning engagements using firm-approved analytical tools, offering a range of investment and event-driven planning programs.

Karen Poore is a financial advisor with Mass Mutual Investors Services in Wilmington, Delaware, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. She has worked at MassMutual Life Insurance Company since 2016 and at MetLife Securities from 2015 to 2017. Outside of her advisory role, she is also involved in an outside insurance business focusing on group health. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs and educational seminars, using firm-approved tools to analyze client goals and deliver written recommendations within annual planning engagements.

John Gavin is a financial advisor at LPL Enterprise with two years of industry experience. He holds the Series 66 designation and has prior experience at The Prudential Insurance Company of America, Pruco Securities LLC, and State Farm Insurance. Outside of his financial career, he has been involved with the Republican Party of Pennsylvania and has experience working in hospitality and education sectors. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a network of investment adviser representatives. The firm’s investment approach is typically model-driven, offering access to third-party asset managers and financial planning services, with additional offerings including trust custody, insurance products, and a collateralized lending program.

Kimberlee Orth is a financial advisor with Ameriprise, holding a Series 63 designation and bringing 38 years of industry experience. She has been with Ameriprise and its predecessor firms since 1987. Orth serves on the board of Ministry of Caring Inc., a nonprofit organization based in Wilmington, Delaware. Ameriprise provides retirement-income planning services targeting individuals nearing or in retirement with substantial investable assets, delivering tailored recommendations that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and adaptive withdrawal advice to support clients, primarily through managed accounts.

Brendan Murphy is a CFP® professional with nine years of industry experience currently advising clients at Edward Jones in West Chester, PA. Prior to joining Edward Jones in 2017, he served in the US Navy for ten years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a wide range of advisory strategies and affiliated investment products, operating under a fiduciary standard across its extensive national network.

Paul Evans is a financial advisor with Mass Mutual Investors Services in Newtown Square, PA, holding Series 63 and Series 65 licenses and having 26 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at MetLife Securities Inc. from 2015 to 2017. Outside of his advisory role, he is also an insurance agent specializing in individual and group life, health, and long-term care insurance. Mass Mutual Investors Services, a subsidiary of MassMutual, provides financial planning and investment advisory services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers asset management, wrap and money-manager programs, and educational seminars, structuring financial planning as ongoing, collaborative relationships.

Christopher Deering is a financial advisor with Wells Fargo Clearing Services, LLC, holding Series 63 and Series 66 licenses and 18 years of industry experience. His prior roles include positions at Morgan Stanley Distribution, Inc. and BlackRock, where he worked from 2014 to 2018. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Elena Candu is a Planning Consultant at Fidelity Investments, where she has been working since 2016. In her current role, she focuses on maintaining clear and proactive communication with clients, aiming to understand their goals, priorities, and circumstances to ensure their financial plans align with what matters most to them. Elena's experience at Fidelity Investments spans several roles, including Workplace Planning Consultant I and II, as well as High Net Worth Associate. This progression reflects her continued involvement in financial planning and client services within the company. No further information about Elena's education, credentials, personal interests, or community involvement has been provided.

Susan Spangenberg is a financial advisor with Fidelity, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She has worked at various Fidelity entities since 2005, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management and fund advisory. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs, and it serves in advisory roles to multiple registered investment companies.

Hunter Herschell is a financial advisor with MassMutual Investors Services and holds a Series 66 designation. He has three years of industry experience and has been with MassMutual and its subsidiary, MML Investors Services LLC, since 2022. Outside of his advisory role, he is also a licensed insurance agent. MML Investors Services, LLC provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, employing firm-approved analytical tools to support goal-oriented planning.

Cindy Garrity is a financial advisor with LPL Enterprise in Newark, DE, holding Series 63 and Series 65 licenses and 18 years of industry experience. She has worked at UBS Financial Services, Bank of America N.A., Merrill, and Citizens Securities Inc. prior to joining LPL. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm emphasizes model-driven investment implementation and offers financial planning, access to third-party asset managers, and participation in a wrap program.