John Shultz is a financial advisor at Wells Fargo Clearing in Philadelphia, PA. He holds a Series 63 designation and has been with Wells Fargo Bank, N.A. since 2011 and Wells Fargo Clearing since 2025. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Kevin Sullivan is a financial advisor at UBS Financial Services with 11 years of industry experience. He holds a Series 66 designation and has worked at UBS since 2017, following two years at Morgan Stanley. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research to tailor investment strategies to clients’ goals and risk tolerances.

Christopher Mc Cullough is a financial advisor at UBS Financial Services with three years of industry experience. He holds a Series 66 designation and previously worked at The Goldman Sachs Trust Company, N.A. for nine years. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client solutions.

Eli Saline is a financial advisor with LPL Financial in Cherry Hill, NJ, holding the CFP® and ChFC® designations along with a Series 66 license. He has 16 years of industry experience, including 16 years at Next Financial Group Inc and Saline Financial Solutions prior to joining LPL Financial in 2025. Outside of his advisory role, Saline is also a licensed insurance agent and a notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, institutions, and charitable organizations. The firm offers diverse advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Christopher Donisi is a financial advisor with Morgan Stanley in Mount Laurel, NJ, holding Series 63 and Series 65 licenses and having eight years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, JPMorgan Securities LLC, JPMorgan Chase Bank, N.A., and TD Bank. Outside of finance, he is involved with Ciconte's Restaurant Group in New Jersey as an employee. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with comprehensive financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and methodologies.

James Belz is a financial advisor with Ameriprise, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Capital Analysts and Lincoln Investment. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that offers personalized retirement planning focused on dependable income sources and tax-aware withdrawal strategies.

Christopher Johnson is a Wealth Management Advisor specializing in working with executives and their families to structure liquidity events and preserve wealth. He holds the position of Senior Vice President and provides comprehensive financial planning services that focus on equity compensation, tax-efficient strategies, and long-term wealth management. With experience in assisting clients to manage concentrated equity holdings and navigate complex financial situations, Johnson utilizes Merrill Lynch's Personal Wealth Analysis software and exclusive private wealth strategies including private equity, real estate, and venture capital to develop tailored financial plans. He and his team were recognized in the 2026 Forbes "Best-in-State Wealth Management Teams" list. Johnson holds a Bachelor's degree from Pennsylvania State University and maintains professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is active in the community as a Board Trustee for Cradles to Crayons Philadelphia.

Dennis Barth is a CFP® professional with 39 years of industry experience. He is currently with Cetera and has held roles at Avantax and its affiliates since 1986. Outside of his advisory work, Barth serves as the head baseball coach at Gloucester Catholic High School. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services while operating a multi-manager platform with over $256 billion in assets under management.

Paul Clancy is a financial advisor at RBC Capital Markets with 26 years of industry experience. He has been with RBC Capital Markets Corporation since 2008. He holds Series 63 and Series 65 designations. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple wrap fee advisory programs and tailors investment strategies to clients’ risk profiles using a combination of in-house and third-party managers.

Kenneth Montgomery is a financial advisor at Merrill with 12 years of industry experience. He holds Series 65, Series 63, and Series 66 designations. Prior to joining Merrill, he worked at Bank of America, N.A. for nine years and Chilton Trust for one year. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Matthew Carrozza is a financial advisor at J.P. Morgan Securities in Philadelphia, PA, holding a Series 66 designation. He has over 12 years of industry experience, including roles at Bank of New York Mellon from 2013 to 2025 and JPMorgan Chase Bank, N.A. since 2025. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

John Teti is a financial advisor with Equitable Advisors in Bala Cynwyd, PA, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. He has been with Equitable Advisors since 1999 and was previously associated with Axa Advisors, LLC. Outside of his advisory role, he acts as an independent contractor for Karr Barth Administrators Inc. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm utilizes a hybrid referral and implementation model, offering both advisory and brokerage/insurance services tailored to client goals and risk tolerance.

Robert Bradley III is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and seven years of industry experience. His prior roles include positions at MML Investors Services, MassMutual, NYLife Securities, New York Life Insurance Company, and SEI Investments. He is also involved in financial planning through a sole proprietorship, RDB Wealth Advisors. OSAIC serves a diverse client base including individual and institutional investors, offering brokerage, advisory, financial planning, and retirement consulting services through a large network of affiliated advisors. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios that may include a variety of investment types, with accounts managed on both discretionary and non-discretionary bases.

Edward Penberthy is a financial advisor with Morgan Stanley in Mount Laurel, NJ, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney LLC since 2014. Outside of his advisory role, Penberthy serves on the Harvey Cedars Open Space Committee, advising on the use of property tax assessments to maintain open space in the community. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets and employing firm-approved planning tools and investment estimates without offering individual security recommendations as part of standalone plans.

Michael Oleary is a ChFC®-designated financial advisor with 30 years of industry experience. He is currently with LPL Financial, having joined the firm in 2025 after 16 years at Next Financial Group Inc. Outside of his advisory work, he is involved in a non-variable insurance business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers comprehensive financial planning and advisory programs with access to diverse investment strategies and research.

Danielle De Vard is a financial advisor at Merrill in Philadelphia, PA, holding Series 65 and Series 63 credentials. She has been with Merrill and Bank of America since 2025. Outside of her advisory work, she owns Modern Now Innovations LLC, a company that licenses a patent for an adjustable needle designed for tailoring clothing. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and other entities.

Barrett Boychuck Quigley is a financial advisor at OSAIC with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at OSAIC Wealth Inc. since 2018, following three years at Sii. In addition to her advisory role, she is a partner at Benefit Concepts, where she is involved in the sale of group insurance and qualified retirement plans, and provides third-party administration services to qualified retirement plans. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services along with access to third-party managers, utilizing various asset allocation tools and portfolio construction methods for discretionary and non-discretionary accounts.

Ernest Repice is a ChFC® credentialed financial advisor with 46 years of industry experience, currently affiliated with Equitable Advisors since 1999. He previously worked with Axa Advisors, LLC, spanning 21 years of his career. Repice is listed as an associate on the Karr Barth Associates Private Client Group website, which is used for client communication. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charitable organizations, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating as both an SEC-registered investment adviser and broker-dealer.

William Owens is a financial advisor with Equitable Advisors in Havertown, PA, holding a Series 66 designation and 16 years of industry experience. He has worked at Equitable Advisors since 2009 and was previously affiliated with AXA Advisors. Owens is also involved with KARR BARTH ASSOCIATES and A.P. Lubrano & Company, Inc. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm employs a hybrid referral and implementation model that combines advisory and brokerage channels to deliver tailored financial solutions.

Pari Magura is a Series 66-credentialed financial advisor with 16 years of industry experience. She is currently with RBC Capital Markets, having previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of her advisory role, Magura serves as Investment Committee Chair for the Samuel S. Fels Fund, is a board member of The Philadelphia Foundation, and volunteers as a troop leader for the Girl Scouts. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a variety of wrap fee advisory programs tailored to clients’ risk profiles and employs both in-house and third-party managers to implement customized portfolio strategies.