Tina Depaola is a financial advisor at Merrill with 38 years of industry experience. She holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining Merrill in 2020, she worked at Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. from 2017 to 2020. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Cheri Geany is a Wealth Management Advisor with Merrill Lynch Wealth Management. She works alongside a team of experienced professionals to provide clients with customized, goals-based financial strategies that encompass all aspects of their financial lives. Her approach involves developing diversified investment portfolios and personalized plans to address clients’ needs in areas such as college education planning, retirement income, and portfolio management services. Cheri holds a bachelor’s degree from the University of North Carolina System and has completed an accredited certificate program from Georgetown University. She holds the CERTIFIED FINANCIAL PLANNER™ (CFP) and Personal Investment Advisor (PIA) designations. Additionally, Cheri contributes to her community as a member of the Noble Academy Board of Trustees.

Francis Vitellaro is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and 27 years of industry experience. His prior work includes positions at Securities America, Inc. and Investacorp Advisory Services, Inc. Vitellaro also serves as an advisor at Premier Wealth Services, an investment advisory and asset management firm. OSAIC serves a wide range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with multiple platforms, employing asset-allocation tools and third-party solutions to construct diversified portfolios.

Saul Gomez is a financial advisor at Merrill with Series 65 and Series 66 credentials and one year of industry experience. Prior to his current role, he has held positions at several companies including Servpro and Employbridge. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Bilal Mian is a Series 66-licensed financial advisor with J.P. Morgan Securities in New Brunswick, NJ, bringing two years of industry experience. His prior roles include positions at Merrill Lynch and PNC Bank. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support client decision-making.

Kurt Sakowski is a financial advisor with LPL Financial in Hamilton, NJ, holding Series 63 and Series 65 credentials and 36 years of industry experience. He has worked with Linsco/Private Ledger since 2006. Sakowski operates two DBAs, Wealth Management Partners LLC and Sakowski Financial Group, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Christian Gunther is a financial advisor at Merrill with 20 years of industry experience. He has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2005 and holds the Series 66 designation. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America’s broader corporate platform, which allows access to a wide set of products and services beyond traditional investment management.

Megan Mandella is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley in various capacities since 2015, including a role at Morgan Stanley Private Bank, National Association. Outside of her financial career, she serves as an Air Force Intelligence Analyst with the Pennsylvania Air National Guard. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques to support its financial planning process.

Suzanne Gola is a financial advisor at Merrill with 22 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2004. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of investment strategies including model-based, discretionary, and tax-aware options. The firm serves individual and high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries, leveraging its integration with Bank of America’s broader platform to offer diverse products and services.

Matthew Alonge is a Financial Advisor at Merrill Lynch Wealth Management. In his role, he focuses on understanding clients' priorities to develop strategies that address their short-, mid-, and long-term financial goals. He serves as a resource for a range of financial needs including general investing, retirement planning, and saving for unexpected expenses. Additionally, he provides access to Bank of America specialists for banking, credit, home financing, and small business solutions. Matthew holds the CERTIFIED FINANCIAL PLANNER (CFP) designation, demonstrating his expertise in financial planning. He emphasizes ongoing advice and guidance to adapt to clients' changing financial needs, working closely with them to address their goals, concerns, and questions.

Neil McKeon is a Senior Resident Director and Wealth Management Advisor at Merrill Lynch. He has been providing financial advisory services since 1994, working with wealthy families, small to medium-sized businesses, foundations, and institutions. In his role, Neil offers expertise in areas including education planning, executive compensation, family wealth management, personal retirement planning, philanthropic planning, socially responsible and ESG investing, special needs planning strategies, tax minimization, and retirement income. Additionally, he collaborates with other professional advisors to support income tax and estate planning strategies, and works with investment committees on institutional portfolio management. Neil holds a Master's Degree from Rutgers University and a Bachelor's Degree in Marketing from The College of New Jersey. He has professional designations including Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), and Personal Investment Advisor (PIA). His experience includes extensive knowledge of corporate benefit programs such as equity compensation and various retirement plans, which is informed by his prior role in the Merrill Financial Planning Group. Outside of his professional work, Neil resides in Yardley, Pennsylvania with his wife and three children. He volunteers as a member of the National Ski Patrol, coaches youth mountain biking and softball teams, and serves on the board of directors for Habitat for Humanity of Bucks County.

Glen Haber is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and bringing 28 years of industry experience. He has been with Merrill since 2015. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm is integrated within Bank of America’s broader platform, providing access to a wide array of investment products and services.

Ashby Mcleod is a Series 66 licensed financial advisor with Merrill, based in Pennington, NJ, and has five years of industry experience. Mcleod has worked at Bank of America, N.A. and Merrill since 2019, and has prior experience with Auxiliary Services and Rider University. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Christopher Pulos is a financial advisor at LPL Financial with 18 years of industry experience. He holds the Series 66 designation and previously worked at Waddell & Reed, Inc. for 12 years. He is involved with Merchantmatch Inc., where he has been active since 2012. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services, offering a range of discretionary and non-discretionary management options supported by proprietary and third-party research.

Griffin Smith is a financial advisor at Merrill with four years of industry experience and holds a Series 66 designation. He has worked at Merrill Lynch, Pierce, Fenner & Smith since 2021 and is currently affiliated with Bank of America, N.A. since 2025. Prior to his advisory career, he attended Rider University and worked at Council Rock South High School. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm operates within Bank of America’s broader platform, which includes access to various financial products and services beyond typical advisory offerings.

Nicholas Turner is a financial advisor at Merrill with 20 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2005. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a variety of model-based and discretionary investment strategies. The firm serves a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Jiten Patel is a financial advisor at Merrill with 11 years of industry experience and holds a Series 66 designation. He has worked at Bank of America, N.A. and Merrill since 2015. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Monica Salama is a financial advisor at Merrill with 9 years of industry experience. She holds a Series 66 designation and has worked with Merrill since 2015, including a period overlapping with Bank of America, N.A. There are no additional notable outside activities reported. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Michael Reis is a financial advisor at Merrill with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has prior experience with Horace Mann Companies and Ameritas Life Insurance Corp. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and charitable organizations.

Kyle Holland is a financial advisor at Merrill with 12 years of industry experience. He holds Series 66 and Series 63 licenses and has been with Merrill since 2013. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.