Jennifer Volchik is a financial advisor at Merrill with 22 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2014. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad range of clients including individuals, high-net-worth clients, and institutional fiduciaries. The firm integrates investment strategies from its Chief Investment Office and third-party managers and is part of Bank of America’s broader financial platform.

Harris Demarco is a financial advisor at Merrill with eight years of experience in the industry. He holds a Series 66 designation and has prior work experience at J.P. Morgan Chase. Outside of his advisory role, he is the CEO of Speiik LLC, a digital media company focused on social media content creation. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Ryan Heese is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He has been with Merrill since 2023 and previously worked at the College of Charleston and Council Rock High School North. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America’s corporate platform, providing access to a broad set of products and services.

Brendan Biruk is a CFP® with 27 years of experience in the financial industry. He currently serves as a financial advisor at LPL Financial, where he has worked since 2021. Prior to that, he spent 12 years at UBS Financial Services Inc. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management, supported by research and technology-driven investment strategies.

Thomas Simcik is a financial advisor at Raymond James & Associates with 42 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Janney Montgomery Scott from 2008 to 2026. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and supports both discretionary and non-discretionary advisory relationships, with specialized services in public finance and municipal work.

Fernando Romero is a financial advisor with Merrill, holding a Series 66 designation and one year of industry experience. Prior to joining Merrill and Bank of America in 2025, he worked in various roles including at Drive Social Media and Veryable. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm integrates a wide range of investment options and services within the Bank of America platform.

Kevin Crosby is a Wealth Management Advisor and a managing partner of DeNucci & Associates. He began his career with Merrill Lynch Wealth Management in 2018, joining the firm to continue a three-generation family legacy. Kevin focuses on providing a comprehensive wealth management approach that starts with understanding each client's goals and needs. He offers tailored investment advice supported by the resources of Merrill Lynch Wealth Management and the banking services of Bank of America to address various aspects of clients' financial situations. Prior to joining Merrill Lynch, Kevin worked at Paradigm Talent Agency in New York City and Los Angeles, where he developed expertise in relationship management and client service. He holds the CERTIFIED FINANCIAL PLANNER4 certification and the Personal Investment Advisor (PIA) designation. Kevin is a graduate of Rollins College and has been recognized on the Forbes | SHOOK4 "Best-in-State Next-Gen Wealth Advisors" list in 2025 and 2026. Additionally, he served as an advisory board member for #HALFTHESTORY from 2019 to 2021. Kevin resides in Avon, Connecticut, with his wife, Amanda, and their sons, Michael and Lucas. Outside of his professional work, he enjoys spending time with his family, watching the Kansas City Chiefs, and engaging in activities like adventure sports, golfing, running, and completing marathons.

Michael Diekmann is a financial advisor at Cetera with one year of industry experience. He holds a Series 66 credential and has worked at several firms including Fidelity Investments and ACA Foreside. Outside of finance, he has been involved with Matunuck Oyster Bar and Matunuck Oyster Farm. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse investment management options through a multi-manager platform, combining affiliated and third-party strategies across various program structures and custodial relationships.

Andrea Leahy is a financial advisor with Merrill based in Yardley, PA, holding Series 63 and Series 66 credentials and 17 years of industry experience. She has worked at Merrill since 2017 and previously spent one year with Maximum Asset Strategies. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and corporate fiduciaries. The firm integrates investment management with Bank of America’s broader platform, including lending, custody, and principal trading services.

Glenn Mellin is a financial advisor with OSAIC who holds the ChFC® designation and has 34 years of industry experience. He previously worked at Signator Investment Inc. from 2016 to 2018. Outside of his advisory role, Mellin is involved in fixed insurance solutions and employee benefits through a partnership with Edelman Insurance Management Group. OSAIC serves a broad mix of retail and institutional clients, providing integrated brokerage and investment advisory services through a large network of affiliated advisors and multiple platforms. The firm employs asset-allocation tools, risk-tolerance analysis, and automated rebalancing to construct diversified portfolios across various asset classes.

Brandon Razler is a financial advisor with Mass Mutual Investors Services, holding a Series 66 credential and six years of industry experience. He has worked with MassMutual Life Insurance and Mass Mutual Investors Services since 2018. Razler has also been involved in academic support roles at Georgian Court University and held a position at the YMCA. Outside of his advisory work, he is licensed as an insurance agent specializing in life, disability, long-term care, and fixed annuities. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, providing collaborative, annual planning relationships with tools such as Monte Carlo simulations and automated asset-allocation analysis.

Fred Kurtz is a financial advisor at Edward Jones in Newtown, PA, holding Series 63 and Series 65 licenses with 26 years of industry experience. He has been with Edward Jones since 2004. Outside of his advisory role, he is involved with Rittenhouse Ventures III, an early-stage venture capital fund based in Philadelphia. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Nathan Jeanes is a financial advisor at Merrill with 16 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2009. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, and institutional fiduciaries. The firm integrates investment management with Bank of America’s broader corporate platform, providing access to a wide range of products and services.

Sneha Salgam is a Series 66-credentialed financial advisor with Edward Jones in Pennington, NJ, and has seven years of industry experience. She has been with Edward Jones since 2016, with multiple roles at the firm and prior experience at the University of Richmond. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets under management, supported by a nationwide network of more than 23,700 financial advisors.

William Norberg is a financial advisor at OSAIC with 19 years of industry experience. He holds a Series 66 designation and has worked previously at Lincoln Financial Advisors, Wells Fargo Clearing, Wachovia Bank, N.A., and Wells Fargo Advisors LLC. Outside of his advisory role, he manages BBCN, LLC, an entity used for business expense and payroll tax planning. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services utilizing asset-allocation tools, risk-tolerance assessments, and third-party money managers to construct and manage portfolios across a wide range of investment types.

Kaylani Santiago is a Series 66-licensed financial advisor with Merrill, based in Pennington, NJ, with three years of industry experience. Prior to Merrill, Santiago held positions at Bank of America, B-MS Federal Credit Union, and New Frontier Group Inc. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

Andrea Nucero is a financial advisor at UBS Financial Services with 26 years of industry experience. He has been with UBS since 1999 and holds a Series 66 designation. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research to tailor investment strategies to client goals and risk tolerances.

Peter Baldeo is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on collaborating with clients to develop personalized wealth management strategies that align with their life priorities, family goals, and aspirations. Peter emphasizes service and client education to help clients avoid financial pitfalls and navigate both stable and turbulent market conditions in pursuit of financial independence. He brings experience in areas including corporate executive services, education planning, executive compensation, retirement income, socially responsible and ESG investing, as well as serving specialized client groups such as women and the LGBT community. Peter holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), Chartered SRI Counselor (CSRIC), and Personal Investment Advisor (PIA). He earned both his Bachelor's degree and MBA from Rider University and is affiliated with the College of Financial Planning, the CFP Board, and the Investments and Wealth Institute. Beyond his professional work, Peter is active in community service, volunteering with organizations such as Susan G Komen, Big Brothers and Big Sisters of Trenton, and Happy Healing Ideas. His personal interests include adventure sports, football, golfing, music, reading, scuba diving, skydiving, soccer, spending time with his family, and watching movies.

Iryna Reutska is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Her prior work includes roles at Bank of America and Engel and Volkers, as well as time spent pursuing travel and education. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies across a broad client base that includes individuals, high-net-worth clients, and institutional fiduciaries. The firm integrates its investment services with Bank of America’s broader corporate platform, providing access to a wide range of financial products and services.

John Song is a financial advisor at J.P. Morgan Securities with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities since 2012, also working at Jpmorgan Chase Bank, N.A. since 2003. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering services on a non-discretionary basis where clients retain final decision authority.