Scott Howell is a CFP®-designated financial advisor with 27 years of industry experience. He is currently with LPL Financial and has previously worked at HSBC Bank USA, N.A. and HSBC Securities (USA) Inc. Howell operates a DBA under Gladstone Wealth Partners related to his LPL business. LPL Financial serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by proprietary and third-party research.

Danielle Mrozek is a Planning Consultant at Fidelity Investments, where she collaborates with clients and their Wealth Management Teams to develop financial plans that align with their goals. She joined Fidelity Investments in 2023 and has held various positions including Financial Representative and Relationship Manager before assuming her current role in 2026. Her experience at Fidelity Investments has provided her with a comprehensive understanding of financial planning and client relationship management. Danielle holds a California Insurance License.

Daniel Wilson is a CFP® professional with 29 years of industry experience, currently affiliated with OSAIC since 2024. His prior experience includes roles at Securities America Advisors and Guardian Life. Outside of advising, he is a partner in several private investment ventures including a restaurant, specialty pharmacy, and rental real estate projects, and he is a passive member of the Entrepreneurs Organization. OSAIC serves a diverse client base including individuals, institutions, and charitable organizations through a broad network of affiliated advisers. The firm offers integrated brokerage and advisory services with a focus on asset allocation, risk management, and access to third-party investment solutions.

John Crlencic is a Series 66 licensed financial advisor with Wells Fargo Clearing, where he has worked since 2016. He has nine years of industry experience. Outside of his advisory role, he is involved in managing a rental property with his spouse. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients. The firm provides investment advisory services, financial planning, and retirement plan consulting, combining research-driven investment strategies with access to a broad range of financial products.

Robert Competiello is a financial advisor with Edward Jones in Madison, NJ, holding the ChFC® designation along with Series 63 and Series 66 licenses. He has 31 years of industry experience and joined Edward Jones in 2018. His prior roles include positions at T3 Trading Group, Maxim Group LLC, and ACS Execution Services. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment options, supported by a large nationwide network of financial advisors and branch offices.

Mark Dubel is a financial advisor with LPL Financial in Basking Ridge, NJ, holding Series 63 and Series 65 credentials and possessing 34 years of industry experience. He previously worked at INVEST Financial Corp and has a long tenure at Affinity Federal Credit Union. LPL Financial is a national SEC-registered adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and nonprofits through a wide network of investment adviser representatives. The firm offers a broad range of advisory programs, financial planning, and consulting services, utilizing model portfolios and research from multiple sources.

Warren King is a financial advisor at LPL Enterprise with two years of industry experience. He holds a Series 66 designation and has worked previously at The Prudential Insurance Company of America, Pruco Securities LLC, and Capital Craft. His background also includes roles outside the financial industry, such as at Skidmore College and West Essex Regional High School. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model wealth portfolios, and third-party asset management solutions, supported by an integrated platform that combines advisory programs with brokerage and insurance product sales.

Christopher Ferrone is a financial advisor with LPL Financial in Branchburg, NJ, holding Series 65 and Series 63 licenses and 11 years of industry experience. His prior roles include positions at MMLIS Investors Services, MASSMUTUAL, and Ameriprise Financial Services, Inc. Outside of his advisory duties, he is involved with Going Gold Choreography, LLC, a non-investment business. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, retirement plan consulting, and brokerage services supported by model portfolios, third-party research, and technology-driven tools.

Rob Budziszewski is Vice President and Branch Leader at Fidelity Investments, a role he has held since 2022. He leads a team of financial professionals focused on aligning with clients' evolving needs, collaborating to provide clarity and assist in developing personalized, goal-based financial plans. His approach aims to inspire clients to achieve peace of mind and fulfillment through their financial goals and dreams. Rob has held several positions within Fidelity Investments, including Assistant Branch Leader and Planning Consultant in 2021 and 2022. Prior to joining Fidelity, he worked at Hennion & Walsh, Inc. from 2008 to 2021, serving as Associate Vice President and Investment Associate Supervisor. Outside of his professional responsibilities, Rob enjoys family activities, golf, music, pets, skiing, and traveling.

Neesha Khanna is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Credit Suisse Securities and JPMorgan Chase Bank prior to her current role. She is a silent partner in a consulting business owned by her husband. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm operates with a non-discretionary program, combining institutional advisory services with broker-dealer and investment adviser registrations.

Lynn Delprado Araneta is a financial advisor with OSAIC, holding the ChFC® and Series 63 designations and bringing 44 years of industry experience. She has worked at Royal Alliance Associates, Inc. since 2018 and spent 37 years at Signator Investors, Inc. Her other business activities include serving as a financial adviser and insurance agent, focusing on retirement, insurance, investment, and college education planning. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services utilizing asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios across various asset classes.

Patrick Tierney is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has worked since 1998, bringing 24 years of experience in financial services. He specializes in guiding and advising clients on wealth management strategies aimed at helping them pursue their financial goals. Patrick focuses on maintaining moderate risk in investment portfolios while pursuing absolute returns and maximum diversification. His expertise includes areas such as college education planning, executive and equity compensation, family wealth management strategies, individual and corporate investment strategy, tax minimization, and retirement income planning. As a Senior Portfolio Manager, Patrick manages his own discretionary Personalized and Defined Strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. Patrick holds a Bachelor's Degree from the University of Scranton and holds several professional designations including the CERTIFIED FINANCIAL PLANNER® (CFP), Chartered Alternative Investment Analyst (CAIA®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional role, Patrick spends time volunteering in his community and enjoys basketball, music, reading, and spending time with his family.

Michael Madden is a Series 66 licensed financial advisor with 13 years of industry experience. He has been with Wells Fargo Advisors since 2026, following a 10-year tenure at Raymond James & Associates. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm uses proprietary research and planning tools to develop tailored recommendations, offering a broad range of planning services including specialized areas like business-owner transition and special-needs planning.

Michael Vecchia is a Series 66-registered financial advisor with Merrill, having 12 years of industry experience. He has been with Merrill since 2013 and has worked at Bank of America, N.A. since 2022. Outside of his advisory role, Vecchia is involved in part-time facility maintenance and event setup at a golf club. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Monika Nemeth is a financial advisor at UBS Financial Services with five years of industry experience. She holds Series 66 and Series 63 credentials and has previously worked at Morgan Stanley and AIG Funds. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including financial planning, portfolio management, and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Yuval Brokman is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities LLC and Jpmorgan Chase Bank NA since 2017, following two years at OppenheimerFunds. J.P. Morgan Securities LLC provides institutional consulting services including asset allocation advice, investment manager and fund searches, and customized performance reporting to corporations, foundations, and defined contribution plan sponsors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations to deliver its services.

Michael Dietrich is a financial advisor at UBS Financial Services with 27 years of industry experience. He has been with UBS since 2007 and holds Series 63 and Series 66 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a broad range of products and services through a network of financial advisors.

Mitchell Feldman is a financial advisor with LPL Enterprise holding a Series 66 designation and two years of industry experience. His prior work includes roles at The Prudential Insurance Company of America and Pruco Securities LLC. He is also involved with Americas Health Brokers Inc., an insurance-related business. LPL Enterprise serves a diverse clientele including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products via its integrated platform.

Rosanna Vizzoni is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 33 years of industry experience. She has worked with Wells Fargo Clearing since 2016. Outside of her advisory role, she owns and manages real estate businesses focused on the construction and renovation of homes. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement consulting services. The firm offers both brokerage and advisory solutions and employs research and analytics rooted in diversification principles and modern portfolio theory.

Alex Perlberg is a financial advisor at UBS Financial Services with 17 years of industry experience. He holds the Series 66 designation and has been with UBS since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, portfolio management, and access to proprietary research and capital markets services.