Connor Ivins is a financial advisor with Fidelity Investments in Salt Lake City, UT, holding Series 63 and Series 66 credentials and four years of industry experience. His prior roles include positions at Fyzical Therapy and Balance, Provo City, and the Missionary Training Center. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios constructed from mutual funds, ETFs, and ETPs.

Mary Holliday is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds a Series 66 designation and has previously worked at E*TRADE Securities LLC, E*TRADE Capital Management LLC, MassMutual Life Insurance Company, and MML Investors Services LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and scenario modeling.

Steven Fenton is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding Series 63 and Series 65 credentials and 24 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, Fenton is involved in managing several non-investment-related business ventures, including co-ownership and management roles in multiple LLCs and homeowner associations. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Jonathan Wardenburg is a financial advisor with Equitable Advisors in Salt Lake City, holding Series 66 and Series 65 licenses and bringing 12 years of industry experience. His prior roles include positions at Crump Life Insurance Services, Farmers Insurance Company, and Allstate Insurance Company. Outside of financial advising, he is an owner and partner of JS Drinks LLC. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions, providing a range of financial planning, brokerage, insurance, and asset management services. The firm operates as both an SEC-registered investment adviser and broker-dealer, utilizing third-party programs and managers to deliver advisory and brokerage solutions.

Addison Dishman is a CFP® with three years of industry experience, currently affiliated with LPL Financial in Murray, UT. Prior to joining LPL Financial, he worked at Raymond James Financial Services and has also been involved with Utah Wealth Strategies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.

Sevak Tsaturyan is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. Prior to joining Fidelity Investments in 2025, he worked for the U.S. Department of State for twelve years. Outside of his advisory role, he is a non-operating partner in Toye Coffee, an international business, and serves as a board member for a homeowners association in California. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a blend of proprietary fundamental research and quantitative analysis to construct model portfolios using mutual funds, ETFs, and ETPs, and it also serves as an advisor to multiple registered investment companies and fund-of-funds.

Mark Ward is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding Series 63 and Series 65 licenses and having eight years of industry experience. His prior work includes roles at Retirement Planners of America, Prestige Wealthwide, LLC, and Financial Engines Advisors. Outside of his advisory work, he maintains a real estate license, occasionally assisting friends and family in property matters. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients, operating with more than $671 billion in assets under management and over 14,000 financial advisors.

Garrett Clements is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding Series 65 and Series 63 licenses and seven years of industry experience. He has been with Wells Fargo since 2016, including his current role at Wells Fargo Clearing since 2019. Outside of his advisory work, Mr. Clements is involved in life coaching through his company, Turtleman Coaching, LLC, and holds ownership roles in several other small businesses. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to support its investment approach and offers a range of brokerage and advisory solutions.

Trevor Yocom is a financial advisor at Fidelity with over 31 years of industry experience. He holds Series 63 and Series 66 designations and has been with Fidelity in various capacities since 1994. His current roles include positions at Fidelity Investments and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including IRS-qualified charitable funds and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver diversified model portfolios.

Derrick Bevan is a financial advisor at Morgan Stanley with 20 years of industry experience. Prior to joining Morgan Stanley in 2023, he worked at E*Trade Securities and Fidelity Brokerage Services. Outside of his advisory role, he owns and manages a rental property that is operated through a property management company. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through its Financial Advisors and Estate Planning Strategies Group.

Simon Pope is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. His prior roles include positions at Evoke at Entrada, Woodward Park City, and several insurance and healthcare-related firms. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base including retail and institutional investors, utilizing a combination of proprietary fundamental research, quantitative analysis, and systematic portfolio construction methods.

Jason Knight is a financial advisor with OSAIC based in Salt Lake City, UT, holding Series 63 and Series 65 licenses and 12 years of industry experience. He previously worked at Woodbury Financial Services, Penn Mutual Life Insurance Company, and Hornor Townsend & Kent. Outside of his advisory role, he is involved in several business activities including leadership positions in LLCs that provide group benefits, retirement plans, and commercial insurance services. OSAIC serves a diverse client base that includes individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with a range of portfolio management options supported by asset-allocation tools and access to third-party money managers.

Devin Mcknight is a financial advisor with Fidelity Investments in Salt Lake City, UT, holding Series 63 and Series 66 licenses and seven years of industry experience. His work history includes roles at Fidelity Investments since 2020, as well as positions at NYLIFE Securities LLC, Nebeker Financial, and New York Life Insurance Co. Outside of his advisory work, he is a joint owner and Chief Marketing Officer of RollFare LLC, a podcast venture where he also serves as Dungeon Master. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs.

Sharon Jaspers is a financial advisor at Wells Fargo Clearing with four years of industry experience. She holds Series 63 and Series 66 licenses. Prior to joining Wells Fargo, she worked for 15 years at Cherry Creek Mortgage. Outside of her advisory role, she is a certified yoga instructor, teaching yoga classes in Lehi, Utah. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and grounded in modern portfolio theory, serving as an ERISA fiduciary and including a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Krista Young is a financial advisor with Wells Fargo Clearing in Saint George, UT, holding a Series 66 designation and eight years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC from 2005 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Nicholas Muro is a financial advisor at Fidelity with Series 66 and Series 63 credentials and one year of industry experience. He has worked at several firms, including Geneva Financial and Wells Fargo, and has held roles at Vuori and Psycho Bunny. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios and develop model portfolios for intermediary platforms.

John Bergerson is a CFA® charterholder with 23 years of industry experience. He has worked at Raymond James & Associates since 2017 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors, LLC. He serves on the finance committees and boards of trustees for Jewish Family Service of Utah and Tracy Aviary. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser that offers wealth advisory planning and investment consulting to individuals, institutional clients, and government entities. The firm provides non-discretionary planning and portfolio recommendations supported by extensive research, with specialized services in municipal and public finance through its affiliate network.

Christopher Finlinson is a financial advisor with Morgan Stanley in Holladay, UT, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He has worked with Morgan Stanley and its Private Bank since 2022 and previously with E*TRADE Capital Management and E*TRADE Securities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Ben Blake is a financial advisor at Robert Baird & Co. with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Zions Bank and LPL Financial, LLC. He is also involved as a board member and owner/landlord of a rental property in Draper, UT. Baird’s DDK Group specializes in serving individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of financial planning and portfolio management services, utilizing a mix of manager-traded and model-traded strategies, tax management, and internal research tools, including artificial intelligence.

Daniel Foslid is a financial advisor with Ameriprise in Sandy, Utah, holding Series 63 and Series 65 credentials and over 42 years of industry experience. He has been with Ameriprise and its related entities since 1982. Foslid serves on the finance committee of Saint Thomas More Catholic Church. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver personalized, non-discretionary recommendations through a centralized consulting team.