James Guardiola is a financial advisor with Mass Mutual Investors Services and holds the Series 63 designation. He has 27 years of industry experience, having worked at MetLife Securities for 17 years before joining Mass Mutual Life Insurance Company in 2016 and Mass Mutual Investors Services in 2017. Outside of his advisory role, Guardiola serves as a trustee and is an insurance agent offering individual and group insurance products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, goal-based financial planning using firm-approved analytical tools and features specialized programs such as divorce planning and estate-settlement services.

Lizbeth Lindley is a financial advisor at Edward Jones with 27 years of industry experience. She holds the CFP® designation and Series 63 license and has been with Edward Jones since 1999. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Nicholas Quinn is a financial advisor with Equitable Advisors, holding a Series 66 designation and three years of industry experience. His previous roles include work with the Seven Valleys Health Coalition and operating a business called Pita Station. He also has experience in education and youth organizations, having worked at the State University of New York at Cortland, Manhasset Secondary School, and the Catholic Youth Organization. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations by providing financial planning, retirement plan consulting, and various asset management programs. The firm delivers advisory services through a network of representatives and integrates third-party asset managers and LPL-sponsored programs in its investment approach.

Daniel Finnegan is a financial advisor at OSAIC with 39 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at American Portfolios Financial Services, Inc. for 22 years. Outside of advising, Finnegan serves as Sargent-at-Arms for the Northport Rotary, a nonprofit charity organization. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform that offers brokerage and advisory services, including comprehensive financial planning and portfolio management. The firm emphasizes model-based asset allocation and portfolio optimization, supporting strategies such as discretionary Unified Managed Accounts and third-party manager programs.

Karen Weiss is a financial advisor at Merrill with 20 years of industry experience. She holds the Series 63 and Series 66 credentials and has been with Merrill since 2009. Weiss has also been associated with Bank of America N.A. since 2008. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional entities.

Marc Perna is a financial advisor at Merrill with 18 years of industry experience. He holds Series 63, 65, and 66 licenses and has been with Merrill since 2002, also working at Bank of America since 2014. Outside of his advisory role, he is an independent contractor for Uber Technologies, participates as an adult soccer clinic coach at Huntington UFSD, and owns a small business selling sports trading cards. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Peter Bodnar is a financial advisor with Equitable Advisors in Melville, NY, holding a Series 66 designation and one year of industry experience. His prior roles include positions at LPL Enterprise, Pruco Securities LLC, GameStop, TD Bank, and Saint Joseph's University. Equitable Advisors serves individuals across wealth levels, pension and profit-sharing plans, corporations, charities, and institutional clients, providing financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives and third-party programs.

Steven Goldis is a financial advisor with OSAIC and holds Series 63 and Series 65 licenses. He has 42 years of industry experience, including 15 years at H. Beck, Inc. and 7 years at LPL Financial. He is also president and owner of G & G Agency Ltd, an insurance agency he has operated since 1982. OSAIC serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization, supported by various tools and discretionary investment strategies.

Jonathan Bonnet is a financial advisor at Merrill with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 2014 and Bank of America since 2015. Outside of his advisory role, he is a member of two LLCs focused on real estate investment in New York and Tennessee. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jay Meyer is a financial advisor with Cetera, holding a Series 63 designation and 28 years of industry experience. He has worked with Cetera and related entities since 1999 and also owns an accounting and tax practice established in 1989. Additionally, he is involved in fixed insurance sales. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individual, corporate, charitable, and institutional clients through a multi-manager platform offering portfolio management, financial planning, and retirement services.

Matthew Barbis is a financial advisor at OSAIC with 32 years of industry experience. He holds the Series 63 designation and has worked at several firms including LPL Financial, Select Benefits Inc., and Royal Alliance Associates. Barbis serves as a trustee for St. Joseph's College and holds leadership roles with multiple nonprofit educational foundations. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, supporting a range of managed account strategies and third-party money manager programs.

Caitlin Murray is a financial advisor at Raymond James Financial with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Raymond James and Wells Fargo Clearing in various advisory roles. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and encourages implementation through advisory programs or other providers.

Edwin Martinez is a financial advisor with Primerica Advisors based in Farmingdale, NY, holding a Series 63 designation and 14 years of industry experience. He has worked at PFS Investments Inc. since 2012 and Primerica Financial Services since 2006. Outside of advisory services, Martinez is involved in sales of home security and automation products, mortgage loan products, and other home-related services through affiliated companies. Primerica Advisors is a large firm offering a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-delivery strategies managed by third-party asset managers and provides advisory services through a broad network of advisors.

Elliot Altman is a Series 66-licensed financial advisor with Equitable Advisors, where he has worked for 21 years. He previously worked with Axa Advisors, LLC for 15 years, overlapping with his tenure at Equitable Advisors. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset-management programs. The firm’s approach involves assessing client risk tolerance and matching them to advisory models or discretionary managers, utilizing both proprietary and third-party solutions.

Stavros Spucces is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2010. Outside of his advisory role, he serves as a committee member of the ESPOA Open Space & Park Fund Review Advisory Committee and mentors high school students in finance at the North Port High School Academy of Finance. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu covering areas such as retirement, education, risk, and wealth-transfer planning, utilizing Wells Fargo research and tools to develop tailored recommendations.

Gary Backer is a financial advisor with Morgan Stanley in Hauppauge, NY, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning through dedicated advisors and estate planning specialists. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and market outlook models.

Daniel Hohenberg is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and 32 years of industry experience. His career includes roles at Ameriprise Financial Services since 2014, Citigroup Global Markets from 2012 to 2014, and Merrill from 2007 to 2012. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on written Recommendation Reports and ongoing retirement-income planning advice. The firm's approach includes asset allocation, tax-aware withdrawal strategies, and Social Security claiming options, with a centralized service team supporting advisors and clients.

George Visintin is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked with JPMorgan Chase Bank and J.P. Morgan Securities since 2018, and previously held roles at HSBC Bank USA and HSBC Securities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program that focuses on written asset allocation advice, investment manager searches, and customized performance reporting. The program combines quantitative and qualitative due diligence with forward-looking capital market assumptions and incorporates ESG considerations within its recommendations.

Louis Alfano is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and bringing 30 years of industry experience. Prior to joining LPL Financial in 2022, he worked for American Portfolios Financial Services, Inc. from 2016 to 2022. Outside of his advisory role, he is involved with Prime Performance Sports through outside employment. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Sylvester Mallardi is a CFP® professional with 38 years of experience in the financial services industry. He is currently with OSAIC since 2024 and previously worked at American Portfolios Financial Services, Inc. for 21 years and Rossiter Financial Group Inc for 37 years. OSAIC serves a wide range of retail and institutional clients, offering both brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, supporting various managed account strategies and third-party money manager programs.