Nicholas Gullace is a financial advisor at RBC Capital Markets with Series 63 and Series 66 credentials and one year of industry experience. His prior roles include positions at Mizuho Shared Services, Corient Private Wealth, and USI Insurance. He also has a four-year background at Hobart & William Smith Colleges. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers.

William Samay is a Senior Financial Advisor and Portfolio Manager with Merrill Lynch Wealth Management. He began his financial services career at Merrill Lynch in 1999 and specializes in creating and managing wealth management strategies for high-net-worth individuals. His expertise includes private equity, alternative investments, and discretionary portfolio management that may incorporate individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. Will works closely with a largely referred clientele, focusing on developing new investment relationships and constructing personalized portfolio approaches. He holds the Certified Plan Fiduciary Advisor® designation and has been recognized nationally as a leading financial advisor, having been named to Forbes' "Best-in-State Wealth Advisors" list from 2020 through 2025. Will emphasizes the importance of retirement strategy within overall financial planning and provides services to small- and mid-sized business owners, including retirement plan administration, cash management, succession planning, and credit and lending through Bank of America. He graduated from the Stillman School of Business at Seton Hall University with a bachelor's degree in Economics and Finance. Additionally, he has contributed as a coach and instructor in Merrill Lynch’s Financial Advisor Development Program. Outside of his professional duties, William is involved in the Commonwealth Club of Montclair. He enjoys adventure sports, fishing, and music, and values spending time with his family.

Christopher Perrotta is a financial advisor at Cetera with seven years of industry experience. He holds a Series 66 designation and previously worked at Avantax and 1st Global Advisors. Outside of advising, he serves as treasurer for the Vernon Township Little League and is involved with the Sussex County YMCA. Cetera Investment Advisers LLC is a large nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through multiple program structures and affiliations.

Anthony Pecora is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Smith Barney since 2011 and Morgan Stanley Private Bank since 2015. Outside of finance, he assists in marketing at a family automotive sales business, VMP Auto Inc., on weekends. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group.

Brian Stickler is a Series 66-licensed financial advisor at Morgan Stanley with six years of industry experience. His professional background includes roles at Morgan Stanley Private Bank and prior experience at Frito Lay. Outside of finance, he was involved with Camp Harmony for eight years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by firm-approved tools and research.

Lisa Bazzani is a financial advisor at Merrill with 22 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2019. Her previous roles include positions at Morgan Stanley, LPL Financial, and Private Advisor Group, LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Albert Passanante is a financial advisor at Cetera with 25 years of industry experience. He holds a Series 66 designation and has previously worked at Avantax Investment Services, Avantax Advisory Services, Avantax Insurance Services, and 1st Global Advisors. Passanante is also an owner and financial advisor at Nisivoccia LLP, where he has been involved in providing financial services since 2001. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a large nationwide network of independent advisors and operates a multi-manager platform with various program structures and investment options.

Ryan Jurist is a financial advisor at Wells Fargo Advisors with Series 63 and Series 65 licenses and three years of industry experience. He previously worked at Guggenheim Securities, LLC for two years and has a background that includes four years at Bucknell University and six years in primary education. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services tailored to clients who meet certain net-worth criteria. The firm utilizes proprietary research and planning tools to deliver customized recommendations across various planning areas, integrating these advisory services with multiple financial product offerings.

Jayme Califano is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds the Series 63 and Series 66 designations and previously worked at UBS Financial Services for 11 years before joining Morgan Stanley in 2021. Outside of his advisory role, he is a partner at Taylor Palmer LLC, a construction and engineering technology firm. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes using firm-approved tools and economic modeling.

Falguni Sanghavi is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 18 years of industry experience. Prior to joining Wells Fargo in 2019, Sanghavi worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of finance, Sanghavi owns INDYZONE, a business selling costume jewelry and ethnic wear on Amazon. Wells Fargo Advisors provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third-party sources.

John Bogucz is a financial advisor at Osaic Wealth, Inc. with 44 years of industry experience. He holds the Series 63 and Series 66 designations and previously worked for Western International Securities, Inc. for 18 years. Outside of his advisory role, he invents and sells an original board game on Etsy and serves as the treasurer of the Boonton Township volunteer fire department. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated financial advisers and offers integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers. The firm employs a variety of asset-allocation tools and portfolio management strategies, including discretionary and non-discretionary account management.

Suzanne Balian is a financial advisor with Morgan Stanley in Morristown, NJ, holding a Series 66 designation and 21 years of industry experience. She has worked at Morgan Stanley & Co. Incorporated since 2008 and has been with Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she serves as president of the New Jersey chapter of AT&T Pioneers, a nonprofit organization. Morgan Stanley Wealth Management provides advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers a range of investment and planning services across retail and institutional markets.

Saverio Kaufman is a Series 66-licensed financial advisor with J.P. Morgan Securities, where he has worked since 2022. He has four years of industry experience and has held roles at ING and various non-financial organizations, including Bucknell University and the Orange Lawn Tennis Club. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Donald Frio Sr. is a financial advisor with Stifel, holding Series 63 and Series 65 credentials and 35 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2018 and previously held roles at The Prudential Insurance Company of America and Pruco Securities LLC. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Shivam Mittal is a financial advisor at Ameriprise with seven years of industry experience. He holds a Series 66 designation and has previously worked at Equitable Advisors, Axa Advisors, Philip Nuccetelli, Jr., Rutgers University, and Brookdale Community College. Outside of his advisory role, he serves as Treasurer on the Board of Directors for the Men's Retreat Group. Ameriprise provides a retirement-income planning service targeting individuals approaching or in retirement, typically with at least $1 million in investable assets. The firm offers comprehensive advisory, brokerage, and insurance solutions supported by a centralized retirement-income consulting team that uses research and modeling to deliver tailored, tax-efficient recommendation reports.

Edward Durkin Jr. is a financial advisor at OSAIC with 14 years of industry experience. He holds a Series 66 designation and previously worked at Fidelity Investments and TD Ameritrade. Durkin also advises high-net-worth clients through Glassner Carlton Financial, an LLC focused on wealth management. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage, advisory services, and access to third-party money managers. The firm employs asset-allocation tools and risk assessment to construct portfolios across various asset classes, supporting both discretionary and non-discretionary accounts.

Daniel Kelleher Jr. is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap‑fee programs, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and other sources.

Robert Skuba is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 35 years of industry experience. Prior to joining LPL Financial in 2017, he worked at National Planning Corporation from 2012 to 2017 and has maintained his own accounting practice since 1980. Outside his advisory role, he is involved in real estate services as a realtor. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and access to model portfolios and research, providing both discretionary and non-discretionary management options.

Timothy Delgado is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on understanding clients' financial goals across short-, mid-, and long-term horizons. He collaborates closely with clients to develop personalized wealth management strategies that align with their priorities and the dynamic conditions of today's markets. Timothy offers expertise in areas including general investing, retirement planning, and emergency savings. He also facilitates access to specialists at Bank of America for banking, credit, home financing, and small business solutions. As a Personal Investment Advisor (PIA), he provides ongoing advice and guidance tailored to clients' evolving needs. He holds a Bachelor's Degree from William Paterson University. Timothy’s approach centers on uncovering what matters most to clients and their families to help pursue their financial goals.

Dan Leng Della Wu is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. She has been with Equitable Advisors since 1999 and was previously affiliated with Axa Advisors, LLC for 21 years. Outside of her advisory role, she is involved in an insurance brokerage business. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage/insurance channels to deliver tailored client services.