David Juechter is a financial professional with four years of industry experience, currently affiliated with Cetera. He holds Series 66 and Series 63 licenses and has previously worked at First Trust Portfolios L.P. and First Trust Advisors L.P. In addition to his role at Cetera, he is also associated with Hunter Financial Advisors Inc. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors, utilizing multiple program structures and investment strategies.

Scott Flood is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 27 years of industry experience. Prior to joining Cambridge in 2020, he worked for Royal Alliance Associates, Inc. for 18 years. He also operates as an independent insurance agent and a CPA/enrolled agent providing tax preparation and accounting services. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, trusts, and estates. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a broad network of independent Financial Professionals, using a range of portfolio management approaches and proprietary and third-party strategies.

Jason Wong is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds a Series 66 designation and has worked at various divisions of JPMorgan Chase Bank and J.P. Morgan Securities since 2019, with prior experience at Geico. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors. The firm offers asset allocation advice, investment manager searches, and customized performance reporting, delivered through Wealth Advisors, and combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Barbara Delaney is a financial advisor with LPL Financial in Palisades, NY, holding Series 63 and Series 65 credentials and over 38 years of industry experience. She has worked with LPL Financial since 2010 and has been affiliated with Global Retirement Partners, LLC since 2015. Delaney is also involved with HUB International, which acquired her practice in 2019, where she continues her advisory role as an employee. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management supported by research and model portfolios.

Brian Higgins is a Senior Financial Advisor at Merrill Lynch Wealth Management. He provides financial advice to high net worth individuals, business owners, and retirement plans, focusing on understanding each client's specific life and financial objectives to manage their investment life cycles effectively. His areas of expertise include college education planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, and individual and corporate investment strategy. Brian began his career in the financial services industry by joining Merrill in 1977. He holds a Bachelor's degree from Wayne State University, where he studied finance. His professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Brian has been named to the Forbes Best-in-State Wealth Advisors list for 2022, 2023, and 2024. Originally from Detroit, Michigan, Brian resides in Bloomfield Hills with his wife Clarice. They have three sons: Robert, Patrick, and Stuart, the latter of whom is his business partner. Brian’s personal interests include baseball, basketball, boxing, football, ice hockey, spending time with his family, and enjoying a nice cigar.

Jean Sears is a financial advisor at Ameriprise with 17 years of industry experience. She holds a Series 66 designation and previously worked at Edward Jones for 13 years before joining Ameriprise in 2021. Outside of advising, she owns Smart and Simple, LLC, which manages business expenses related to her Ameriprise franchise, and is involved in independent insurance brokering focused on long-term care. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, delivering tailored, research-based recommendations through a centralized consulting team. The firm combines advisory, brokerage, and insurance solutions and employs algorithmic tools alongside professional oversight to support retirement planning.

Armen Babamian is a financial advisor with LPL Financial, holding a Series 66 designation and 17 years of industry experience. He has worked at LPL Financial since 2021 and has prior experience at J.P. Morgan Securities and JPMorgan Chase Bank NA dating back to 2004. Armen is also involved as a non-variable insurance agent. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing a combination of discretionary and non-discretionary management supported by proprietary and third-party research.

Adam Riback is an Investment Consultant at Fidelity Investments, based in the Nanuet, NY Investor Center. He collaborates with clients to develop customized financial plans that align with their short and long-term goals, emphasizing strong relationships and trust with clients and their families. Adam has been with Fidelity Investments since 2021, advancing from Financial Consultant to Planning Consultant before his current role as Investment Consultant. Prior to joining Fidelity, he served as a Senior Financial Consultant at TD Ameritrade from 2019 to 2021 and as a Financial Specialist at Allstate Life and Retirement from 2015 to 2019. He holds an AR Insurance License. Outside of his professional work, Adam enjoys outdoor activities such as camping, hiking, kayaking, scuba diving, and skiing. He also dedicates time to volunteering in his community.

Cameron Bibb is a financial advisor at Cetera with 10 years of industry experience. He holds a Series 63 designation and has worked at several firms, including Newbridge Securities Corporation and LPL Financial. In addition to his advisory role, he serves as an independent consultant and teacher for 12th-grade students at Harlem Children's Zone Promise Academy Charter Schools. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with both affiliated and third-party managers.

Michael Brand is a financial advisor with Mass Mutual Investors Services in Elmsford, NY. He holds the CFA® designation and Series 63 license and has four years of industry experience. His work history includes roles at MML Investors Services, MassMutual Life Insurance, and TIAA. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using advanced analytical tools and also provides specialized planning services such as divorce and estate-settlement planning.

Christina Chin is a Senior Financial Advisor with Merrill Lynch Wealth Management based in White Plains, New York. She works with a diverse client base including individuals, families, young professionals, and retirees, offering customized wealth management strategies that aim to preserve, grow, and transfer wealth. Christina specializes in areas such as retirement income, divorce transition planning, socially responsible and ESG investing, small business strategies, and managing new wealth. Christina began her financial services career in 2018. She earned a Bachelor of Business Administration degree with a concentration in finance and a minor in psychology from Baruch College's Zicklin School of Business, City University of New York. She holds the Certified Plan Fiduciary Advisor® (CPFA®) designation, Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC) credentials, along with FINRA Series 7 and 66 registrations and life and health insurance licenses. Raised in the Bronx, Christina is a lifelong New York Yankees fan and enjoys spending time with her family, playing softball, hiking, and watching movies. She is also a member of the Bank of America Hispanic/Latino Organization for Leadership & Advancement (HOLA).

Eileen Frohman is a financial advisor with LPL Enterprise in White Plains, NY, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. Her prior roles include positions at Prudential Insurance Company of America, Fisher Investments, Merrill, and John Hancock Funds. She also acts in a fiduciary capacity in a trustee role. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, consulting, access to model portfolios, third-party asset management, and a range of brokerage and insurance products via an integrated platform.

Shraga Goldhirsch is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and beginning his advisory career in 2026. He has been associated with Massachusetts Mutual Life Insurance Company since 2012. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using firm-approved software and collaborative planning processes.

Michael Wares is a Financial Advisor with Merrill Lynch Wealth Management, specializing in developing tailored strategies to help professionals, non-profit organizations, and companies achieve their financial goals. He integrates the investment insights of Merrill Lynch and the banking services of Bank of America to address a broad range of client needs including asset allocation, retirement income planning, education funding, risk management, estate planning, cash management, and endowment and employee benefit plan strategies. Since beginning his career in financial services in 2013, Michael has concentrated on providing personalized wealth management solutions that adapt to changing market conditions and client circumstances. His expertise extends to family wealth management, liquidity management, small business strategies, and tax minimization. Michael emphasizes working collaboratively with clients to create and maintain financial strategies designed to pursue their goals over time. Michael holds a Bachelor of Science degree from the School of Management at Binghamton University and has completed accredited certificate programs at Georgetown University and Yale University. He is a CERTIFIED FINANCIAL PLANNER® professional and a Personal Investment Advisor. He is also involved in his local community through support of the Orange County Firefighters Museum. In his personal time, Michael enjoys cooking, golfing, spending time with his family, traveling, and watching movies.

Klea Pula is a financial advisor with J.P. Morgan Securities in New York, NY, holding a Series 66 designation. She has experience working at J.P. Morgan entities since 2021 and previously held roles at Bank of America, Flight Services & Systems, and Mangia Bene. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with broker-dealer and investment adviser registrations, delivering advisory services alongside brokerage, distribution, and investment management capabilities.

Anthony Cefaloni is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. His prior work history includes roles at Northwestern Mutual and various positions outside the financial industry, including time spent at Harrison Recreation and Gus's Franklin Park Restaurant. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs.

James Bennett is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., Bennett worked at Equitable Financial and Equitable Advisors, and he has a background in construction and education. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide its recommendations.

Charles Camilleri is a financial advisor with Raymond James Financial, holding a Series 66 designation and having 26 years of industry experience. He previously worked at Ameriprise Financial Services, LLC for 20 years before joining Raymond James in 2025. Camilleri also owns Camilleri Wealth Management, a non-investment-related support company based in Valhalla, NY. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and institutional clients, including pension plans, charitable organizations, and government entities. The firm offers tailored, typically non-discretionary advisory services and has specialized programs for small businesses and public finance clients.

Debra Weiner is a financial advisor at Stifel with 42 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Stifel since 2007. Outside of her advisory role, she serves on the Executive Committee of the Westchester Jewish Council and is a committee member of the UJA Federation of New York Westchester Division, both organizations focused on community and philanthropic activities. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Loveleen Engineer is a financial advisor at LPL Enterprise with 11 years of industry experience. She holds the Series 63 and Series 66 designations and has previously worked at Wells Fargo Clearing, JP Morgan Securities LLC, and HSBC Bank USA, N.A. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model wealth portfolios, third-party asset management, and access to a broad range of brokerage and insurance products.