Michelle Vance is a financial advisor at Merrill with 26 years of industry experience and holds a Series 66 designation. She has been with Merrill Lynch since 1996. Outside of her advisory role, she serves as executor for the Estate of Teddy R Vance. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Margaret Roberts is a financial advisor at Fidelity with 15 years of industry experience. She holds Series 63, Series 65, and Series 66 designations. Prior to joining Fidelity, she worked at Edward Jones and has experience related to academia from her time at John Carroll University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio construction. The firm integrates proprietary fundamental research with quantitative analysis and systematic methodologies, employing algorithmic portfolio construction and oversight of sub-advisers.

James Smola is a financial advisor with Cetera who holds Series 63 and Series 66 credentials and has 32 years of industry experience. He has been affiliated with Cetera and its related entities since 2012 and is a part owner and registered representative of GPS Financial Group, LLC. Additionally, he serves as a liaison for the Community Foundation of Lorain County, connecting the foundation with donors. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with a variety of portfolio management options, including discretionary and non-discretionary strategies, and manages over $256 billion in assets.

Shawn Whelan is a Financial Consultant at Fidelity Investments, a position he has held since 2019. He collaborates with clients and their families to develop customized wealth plans aimed at controlling outcomes and aligning with their preferences. He emphasizes forming strong relationships with clients based on trust, reliability, and competency. Shawn's professional experience includes roles as an Investment Consultant at Fidelity Investments from 2018 to 2019, Institutional Equity Sales at Northcoast Research from 2017 to 2018, Regional Advisor Consultant at Oppenheimer Funds from 2016 to 2017, Fixed Income Specialist at Fidelity Investments from 2013 to 2016, and Financial Representative at Fidelity Investments from 2010 to 2012. No information regarding Shawn's education, credentials, personal interests, or community involvement has been provided.

Anna Rodisel is a Series 66-licensed financial advisor with UBS Financial Services in Westlake, OH, where she has worked since 2016. She has 11 years of experience in the financial industry. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to support a broad range of client needs.

Vincent Piro is a financial advisor with Merrill in Cleveland, OH, holding Series 63 and Series 66 credentials and four years of industry experience. His prior work includes roles at Bank of America, McAdam LLC, and Purshe Kaplan Sterling Investments. Outside of finance, he is employed in non-investment roles including security personnel and guest advocacy. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Michael Crandall is a financial advisor at Robert Baird & Co. He holds the Series 66 designation and has four years of industry experience. Prior to joining Baird, he had roles with Whats the Scoop, Padua Franciscan High School, and Sweet Ceces. Robert Baird & Co. is a large institution serving individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of financial planning, portfolio management, and advisory services, utilizing both internal research and external partnerships.

George Mercurio is a financial advisor with Merrill, holding a Series 66 designation and two years of industry experience. His prior work includes positions at Citizens Bank, Bank of America, and roles outside finance at the Vegas Golden Knights and IMG-Learfield. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional clients. The firm integrates into Bank of America’s platform, providing access to a broad set of investment products and services.

Jeffrey Miller is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 19 years of industry experience. Prior to joining Raymond James in 2023, he worked at PNC Investments LLC for nine years. Outside of his advisory role, he owns and manages two duplexes, residing in one of them. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets and serving a diverse client base, including individuals, institutions, and government entities. The firm provides wealth advisory planning and investment consulting primarily on a non-discretionary basis, utilizing firm-sponsored programs and institutional consulting services.

Raquel Pacheco is a CFP® with 25 years of industry experience, currently serving at Wells Fargo Clearing. Her prior experience includes roles at Bank of America and Merrill Lynch. She is the Chair of the Investment Committee for the Community Foundation of Lorain County, where she provides guidance on investment recommendations and assists with committee planning. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Charles Conrad is a financial advisor with Cambridge Investment Research Advisors based in Lakewood, Ohio. He holds Series 63 and Series 65 licenses and has 22 years of industry experience. Prior to his current role, he worked at FSC Securities Corporation and founded Maverick Financial Strategies. He is also president of CM Conrad LLC, focusing on insurance and human resources. Cambridge Investment Research Advisors serves a diverse client base, including individuals, retirement plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm offers a range of investment solutions and maintains proprietary model strategies alongside access to third-party managers.

Andrew Bragg is a Financial Advisor with Merrill Lynch Wealth Management, based in Northeast Ohio. He works directly with individuals, families, and business owners to help organize, simplify, and optimize their financial lives. His approach involves understanding what matters most to each client and building tailored strategies to pursue their financial goals with confidence. Leveraging the resources of Merrill Lynch, Andrew provides access to a range of solutions and specialists covering areas such as retirement planning, education funding, risk management, and long-term wealth preservation. He holds the designation of Personal Investment Advisor (PIA). Andrew earned his High School Diploma from the Electronic Classroom of Tomorrow and attended Lorain County Community College, though he did not receive a degree. He aims to create a supportive environment that empowers clients to make informed decisions and focus on their priorities.

Kimberly Spisak is a CFP® professional with 26 years of industry experience, currently serving at Cambridge Investment Research Advisors since 2018. Prior to this, she worked at Ameriprise Financial Services, Inc. from 2014 to 2017. She also serves as the treasurer for Toastmasters International in Westlake, OH. Cambridge Investment Research Advisors is an SEC-registered firm that serves a diverse client base including individuals, pension plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals, utilizing a range of portfolio management and model-based solutions tailored to client objectives.

Felicia Massey is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and six years of industry experience. She has worked at Wells Fargo Clearing since 2022 and previously held roles at PNC Investments, PNC Bank, and Citizens Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, serving as an ERISA fiduciary and providing a range of financial products including insurance-related vehicles and bank deposit sweep options.

Tiffany Safran is a Senior Financial Advisor at Merrill Lynch Wealth Management. In her role, she provides financial advisory services to clients, leveraging her expertise in wealth management. She holds the professional designation of Personal Investment Advisor (PIA), which supports her advisory capabilities. Tiffany earned her Bachelor's Degree from The University of Akron. Further details regarding her experience, personal interests, or community involvement have not been provided.

Aubrey Strippy is a financial advisor at LPL Financial with 20 years of industry experience. He holds the Series 66 designation and previously worked at SII Investments, Inc. from 2011 to 2018 before joining LPL Financial. Outside of his advisory role, he is an Ohio Public Notary and has experience as a tax preparer. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management alongside research from multiple sources.

Cory Kocher is a financial advisor with Charles Schwab in Richfield, OH, holding a Series 66 designation and 10 years of industry experience. He has worked at Charles Schwab and its affiliated entities since 2013, including Schwab Retirement Plan Services, Inc. from 2021 to 2023. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering non-discretionary investment guidance alongside access to discretionary separately managed accounts. The firm combines advisory, brokerage, custody, and cash-sweep services within an integrated and large-scale platform.

Ross Croucher is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and over 41 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2018 and previously at VOYA Financial Advisors from 2014 to 2018. In addition to his role at Cambridge, he founded Maverick Financial Strategies and owns Croucher Financial, LLC. Cambridge Investment Research Advisors is a large SEC-registered firm serving a wide range of clients, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing proprietary models and access to third-party strategists.

George Malaska II is a financial advisor with Ameriprise, holding a Series 66 credential and 26 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved in the collection and sale of honey through his business, Buckeye Bee Company. Ameriprise serves clients primarily through retirement-income planning services targeted at individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations, supported by a large institutional platform offering advisory, brokerage, and insurance solutions.

Jordan Krawec is a financial advisor at Raymond James & Associates with nine years of industry experience. He holds Series 63 and Series 66 registrations and previously worked at Wells Fargo Clearing Services LLC and Fidelity Brokerage Services, LLC. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and government entities. The firm offers wealth advisory planning and investment consulting through non-discretionary services, combining firm-sponsored programs with institutional consulting and public finance capabilities.