Steven Mattern is a Series 66-registered financial advisor with six years of industry experience. He currently works at Cetera and has held previous roles at firms including Prudential Insurance Company of America and AMFG Wealth Management LLC. Outside of his advisory work, he serves as a coach for the Special Olympics. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with various portfolio management options, including discretionary and non-discretionary services, supporting a range of program structures and custody relationships.

Zachary Woodring is a financial advisor at Fidelity with six years of industry experience. He holds the Series 66 designation and has worked previously at Charles Schwab & Co., Inc. and The Huntington National Bank. Fidelity, through its subsidiary Strategic Advisers LLC, offers investment management and advisory services to retail and institutional clients, combining fundamental research with quantitative analysis and algorithmic portfolio construction. The firm serves a variety of clients, including registered investment companies and Charitable Gift Funds, and is known for its use of systematic methodologies and AI in portfolio development.

Jeffrey Brausch is a financial advisor with RBC Capital Markets in Westlake, Ohio, holding Series 63 and Series 65 credentials and possessing 43 years of industry experience. He previously worked at UBS Financial Services for 11 years and Mcdonald Investments Inc. for 33 years. Brausch serves as chairman of the Black River Education & Wellness Foundation, a charitable organization focused on wellness and education in northern Ohio. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual and institutional investors, offering tailored investment solutions through various advisory programs that incorporate discretionary and non-discretionary portfolio management, financial planning, and brokerage services.

Michael Di Franco is a financial advisor at Mass Mutual Investors Services in Cleveland, OH, holding a Series 66 designation. He has one year of industry experience and previously worked at Flagstar Bank and in various customer service roles, including at Rego Brothers Lake Road Market. Outside of advising, he works as a team member in the deli department of a local grocery store. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with a focus on collaborative, goal-oriented planning engagements.

Kevin Applegate is a financial advisor at Ameriprise with 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005 and holds a Series 63 license. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing planning advice focused on dependable income sources and tax-aware withdrawal strategies for clients nearing or in retirement.

Christina Taylor is a financial advisor with Ameriprise in Independence, OH, holding a Series 66 designation and 16 years of industry experience. Her prior roles include positions at Golden Reserve RIA, Bank of America, and Merrill Lynch. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides written Recommendation Reports and ongoing tax-aware retirement planning advice. The firm’s approach combines internal research and third-party data to focus on dependable income sources and asset allocation strategies within a defined investment universe.

Adam Toth is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 21 years of industry experience. He has worked at Wells Fargo Clearing since 2016, with prior roles at Wells Fargo Advisors LLC and Edward Jones. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to evaluate investment options and provides both brokerage and advisory solutions at scale.

Jack Langhals is a financial advisor at LPL Enterprise with two years of industry experience. He holds the Series 66 designation and has prior experience with The Prudential Insurance Company of America, Pruco Securities LLC, and Central Insurance. Outside of his advisory role, he is involved in real estate through Tony Langhals Real Estate & Auction Co. LLC. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients including individuals, high-net-worth investors, and institutional entities. The firm emphasizes model-driven investment implementation and offers access to third-party asset managers, financial planning, and insurance products through affiliated entities.

Janna Kepner is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds Series 63 and Series 66 designations and has been with Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Michael Cunningham is a financial advisor at Cetera with 17 years of industry experience. He holds Series 63 and Series 65 designations and has worked with Cetera and its related entities since 2018. His prior experience includes roles at Foresters Financial Services and Foresters Advisory Services. Cunningham also serves as an OSJ principal and compliance principal for other financial and advisory businesses. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of investment and retirement services with various portfolio management options, leveraging multiple program structures and third-party managers.

Kayrene Learned is a financial advisor with Charles Schwab, holding a Series 66 designation and 10 years of industry experience. She has worked at Charles Schwab Bank and Charles Schwab & Co., Inc. since 2018, with prior experience at Cetera Investment Advisors, Cetera Investment Services LLC, and First Federal of Lakewood. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment solutions, utilizing multi-asset model portfolios and research-driven guidance, supported by a large client base and integrated operational structure.

Gregory Locker is a financial advisor with Charles Schwab in Westlake, Ohio, holding Series 63 and Series 66 licenses and 28 years of industry experience. He has been with Charles Schwab since 1997, including over two decades with Charles Schwab Bank. Outside of his advisory role, he owns a house rental business in Avon Lake, Ohio. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm’s model combines non-discretionary advisory with access to discretionary separately managed accounts, utilizing multi-asset model portfolios and alternative investment options.

Alex Mckenna is a financial advisor with Equitable Advisors in Broadview Heights, OH, holding Series 63 and Series 66 designations and 12 years of industry experience. He has been with Equitable Advisors since 2013 and previously worked at Axa Advisors, LLC. Outside of his advisory work, he provides general operations support for Align K9 Training, LLC. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by offering financial planning, retirement plan consulting, and asset-management programs. The firm uses a variety of advisory models and third-party asset managers, providing a range of investment options including mutual funds, ETFs, separately managed accounts, and select alternative investments.

Patrick Holland is a financial advisor with UBS Financial Services in Westlake, OH, holding Series 63 and Series 65 designations and 12 years of industry experience. He has been with UBS since 2016 and previously worked for Waddell & Reed from 2014 to 2016. Outside of his advisory role, he serves as an advisory group member for the Huron Yacht Club, assisting with financial analysis and budgeting for the nonprofit organization. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor client plans. The firm integrates institutional trading capabilities with wealth management, offering a broad range of capital markets and advisory services.

Sarah Canitia is a financial advisor at Ameriprise with six years of industry experience. She holds a Series 66 designation and has been with Ameriprise since 2022. Outside her advisory role, she is involved with 2Uercus Operations LLC, managing an advisory business. Ameriprise Financial Services is a large firm serving both individual and institutional clients, offering specialized retirement income planning that emphasizes dependable income and tax-aware withdrawal strategies.

Katrina Pacyna is a financial advisor at UBS Financial Services with five years of industry experience. She holds a Series 66 designation and has worked at UBS since 2021. Prior to her current role, she was involved with St. Albert the Great School, where she supervised children during recess and assisted in the lunchroom. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings. The firm employs proprietary research and model-based asset allocations to tailor financial plans aligned with clients’ goals and risk tolerances.

Sean O'Reilly is a CFP®-designated financial advisor with Wells Fargo Advisors, based in Westlake, OH, and has 30 years of industry experience. He has been with Wells Fargo in various capacities since 2009, including roles at Wells Fargo Advisors and Wells Fargo Clearing. Outside of his advisory role, he is involved in ownership and management of several investment-related businesses, including STO Wealth Manager, LLC and Your Bridge Wealth Management LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a broad range of investment and financial planning services. The firm offers tailored planning covering areas such as retirement, education, and niche client needs, using Wells Fargo research and tools to deliver customized recommendations.

Emila Ashdown is a Series 66-credentialed financial advisor with four years of industry experience, currently with LPL Financial since 2024. She previously worked at Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. Prior to entering the financial sector, she held positions at Lorain County Jobs & Family Services, AmeriGas, and HomeGoods. Emila is also a commissioned notary in Ohio. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions through a broad network of investment adviser representatives. The firm offers diverse advisory solutions, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced research tools and a wide range of financial services.

John Clemens is a financial advisor with RBC Capital Markets in Westlake, OH, holding Series 63 and Series 65 registrations and bringing 47 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of finance, he serves as a board member for Town Homes of Ohio City and makes appearances for the Cleveland Cavaliers as a professional athlete. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, and charitable organizations, offering a range of advisory programs with customized investment strategies implemented through internal and third-party managers.

Daniel Ryder is a financial advisor with Mass Mutual Investors Services in Cleveland, OH, holding a Series 66 designation and bringing 25 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Co since 2005 and has also worked at Key Corp since 1998. Outside of his advisory role, he is active as an insurance agent specializing in life, disability, long-term care insurance, and fixed annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software and collaborative planning processes to deliver written recommendations and offers various event-driven planning programs along with educational seminars.