Santanu Nandi is a financial advisor at LPL Enterprise with a Series 66 designation and one year of industry experience. Prior to joining LPL Enterprise, he worked at HGS CX Technologies Inc and Sutherland Global Services Inc. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to a range of brokerage and insurance products through an integrated platform.

Stephen Bowman is a financial advisor at Wells Fargo Clearing with 35 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Wells Fargo Clearing in 2020, he worked at Morgan Stanley and Morgan Stanley Private Bank from 2009 to 2020. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Guergana Karaalanova is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. She holds the Series 66 designation and has been with JPMorgan Securities LLC and JPMorgan Chase Bank, N.A. since 2015. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services on a non-discretionary basis and combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Timothy Gauen is a financial advisor at LPL Financial with 27 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Wayne Hummer Investments L.L.C. for seven years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, research, and technology-driven investment approaches.

Anthony Berardi is a CFP® professional with six years of industry experience, currently affiliated with OSAIC. Prior to joining OSAIC, he held roles at Ameriprise and Core Investments Group, among others. His background includes work in both financial services and other industries such as motor parts and sports complex management. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of advisers and advisory platforms. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party solutions to manage portfolios that include various asset classes.

Christopher Barnes is a financial advisor at Edward Jones with 13 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at BlackRock, Northern Trust Bank, and Neuberger Berman LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies and separately managed accounts, and operates under a fiduciary standard.

Paul Gennuso is a financial advisor with OSAIC who holds Series 63 and Series 65 designations and has 27 years of industry experience. He has worked at Woodbury Financial Services for 17 years and has been associated with Gennuso Financial Group since 1998. In addition to his advisory role, he is an attorney specializing in estate planning and is involved in the sale of non-variable insurance products through his independent business activities. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and investment advisory services through a large network of affiliated advisers and multiple advisory platforms. The firm uses a range of asset-allocation tools and supports both discretionary and non-discretionary portfolio management, with access to various third-party money managers and alternative investment options.

Mayra Escalante is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. She holds a Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2011. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering its program on a non-discretionary basis.

Matthew Personette is a financial advisor with Edelman Financial Engines, holding a Series 66 designation and 12 years of industry experience. He has worked at Financial Engines Advisors L.L.C. since 2016 and previously at Tmfs Advisors, LLC. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large participant base through both advisor-led and online platforms.

Thomas Dowling is a financial advisor with LPL Financial in Oak Brook, IL, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. He has been with LPL Financial since 2009. Outside of his advisory role, he is a notary public providing services for LPL documents. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, and institutions. The firm offers a range of advisory programs, retirement consulting, and brokerage services, employing both discretionary and non-discretionary management supported by proprietary and third-party research.

Sydney Rainey Gay is a financial advisor at J.P. Morgan Securities with four years of industry experience. She holds Series 66 and Series 63 licenses and has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2021. Prior to this, she worked in healthcare and retail sectors, including roles at Siloam Home & Wound Care Physicians Inc and Nordstrom. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Kevin Allingham is a financial advisor at Merrill with Series 63 and Series 66 licenses and one year of industry experience. His prior work history includes roles at Ameriprise and Crystal Dynamics. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Catherine Vivado is a financial advisor at UBS Financial Services with one year of industry experience. She previously worked at the University of Illinois Chicago for six years and at RW Rodgers Co. for one year. Vivado holds the Series 66 designation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor financial plans.

Kam Mata is a financial advisor with Morgan Stanley in Oak Brook, IL, holding a Series 66 designation and 18 years of industry experience. He has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to both individual and institutional clients, providing tailored financial planning supported by structured discovery processes and firm-approved tools.

Charles Vietzen is a financial advisor with LPL Enterprise holding a Series 66 designation and six years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, Pruco Securities LLC, and First Command Advisory Services. He is also involved in the sale of Medicare insurance as an agent for American Republic. LPL Enterprise serves a wide range of clients including individuals, retirement plans, charitable organizations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, third-party asset management, and access to a variety of brokerage and insurance products supported by LPL’s integrated platform.

Thomas Udzielak is Vice President and Wealth Planner at Fidelity Investments, where he has been employed since 2008. In his current role, he works closely with affluent families to help them pursue meaningful goals through relationship-based financial planning. He has over fifteen years of overall experience at Fidelity, having served in several positions including Financial Consultant, Investments Representative, and Financial Representative. Throughout his career at Fidelity, Thomas has developed expertise in wealth planning and financial consulting. He focuses on clear communication and simplifying complex concepts to provide personalized guidance to his clients. Outside of his professional work, Thomas enjoys family activities, spending time with pets, running, skiing, soccer, and traveling.

Wendell Woods is a financial advisor with J.P. Morgan Securities in Chicago, IL, holding a Series 66 designation and 24 years of industry experience. He has worked with J.P. Morgan Securities since 2012 and JPMorgan Chase Bank since 2004. Outside of his advisory role, he is involved in educational ventures focused on tutoring and mentoring students in subjects such as Math, Economics, Accounting, and Finance through entities he owns and operates. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Tracie Dubois is the Vice President and Branch Leader at Fidelity Investments, a position she has held since 2014. She has been with Fidelity for over 20 years, progressing through various roles including Assistant Branch Manager, Senior Account Executive, Financial Planning Consultant, Investments Representative, and Financial Representative II. Throughout her career at Fidelity, Tracie has gained extensive experience in financial planning and investment management. She is dedicated to serving clients and supporting the professional growth of her associates, which she identifies as key motivations in her leadership role. Tracie's long tenure at Fidelity reflects her commitment to the firm and its clients. Specific details regarding her education and personal interests were not provided.

Jacob Olinger is a financial advisor at Cetera with a Series 66 designation and two years of industry experience. He has worked at several firms including Avantax and Polar Road, and is involved with Strategize Tax Service, LLC and Strategize Wealth Management Group Inc., where he assists with administrative and client support tasks related to tax and financial planning services. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Francis Popernik is a financial advisor with Equitable Advisors and holds a Series 66 designation. He has one year of industry experience, including prior roles at Benefit Plan Administrators of Eau Claire and R. Popernik Co, Inc. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives. The firm utilizes both proprietary and third-party investment models and offers ERISA fiduciary services to qualified plans.