John Garrity is a financial advisor at Merrill with four years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, PepsiCo, Rust-Oleum Corporation, and the University of Iowa. His current role at Merrill involves providing investment services in Northbrook, IL. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, featuring model-based and discretionary investment strategies. The firm serves a broad client base, including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Chase Gauthier is a CFP®-designated financial advisor with seven years of industry experience, currently affiliated with Cetera. He has held roles at multiple Cetera entities and previously worked at Oppenheimer Funds and Morningstar Inc. Since 2023, he has operated a financial services DBA, Gauthier Wealth Partners. Cetera Investment Advisers LLC operates as a multi-manager platform serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and consulting services through a nationwide network of independent advisors.

Michael Harlan is a CFP®-designated financial advisor with 27 years of industry experience. He is affiliated with Cetera in Schaumburg, IL, and has held roles at multiple firms including Kutchins, Robbin, Diamond, Ltd and Rhr Wealth Management, LLC. He is also a partner at Aprio Advisory Group, LLC, a CPA consulting and tax services firm. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary account management.

Leonard Dedo is a Series 66 credentialed financial advisor with 21 years of industry experience, currently with UBS Financial Services since 2005. He serves as secretary for the Lake Forest-Lake Bluff Rotary Club Foundation, a local charitable organization focused on community service. Additionally, he is a co-manager of Carlisle Partners LLC, involving real estate investment activities. UBS Financial Services Inc. provides brokerage and advisory services to individual, corporate, and institutional clients, offering financial planning, portfolio management, and access to capital markets. The firm combines institutional trading capabilities with wealth management, leveraging proprietary research and multiple service platforms.

Christine Mallul is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. Prior to joining LPL Financial in 2023, she worked for Sigma Planning Corporation and Sigma Financial Corporation for 12 years. She is also the owner of CCM Services Inc., a business entity established for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party subadvisors, and research from LPL Research.

Evan Flatto is a financial advisor with Charles Schwab, holding CFP®, ChFC®, and Series 66 designations and bringing 10 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2015 and 2016, respectively. Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering a mix of non-discretionary and discretionary investment advisory services through its Schwab Wealth Advisory program and affiliated managed accounts.

Sarah Lehmer is a financial advisor with Edward Jones in Wilmette, IL, holding Series 63 and Series 66 licenses and 23 years of industry experience. She has been with Edward Jones since 2002. Outside of her advisory role, she manages a rental condominium property. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm offers a range of advisory programs and investment strategies supported by a large network of advisors and branch offices nationwide.

Sam Braun is a Financial Consultant at Fidelity Investments, a role he has held since 2024. In this position, he works with clients to establish their goals and objectives, assisting them in navigating complex decision-making processes related to financial planning. Prior to this, he served as a Planning Consultant at Fidelity Investments from 2022 to 2024. Sam's career in financial planning dates back to 1997, encompassing a range of roles including Regional Director at Vision 4 Fund Distributors (2015-2019), Regional Vice President positions at Salient (2014-2015) and Eagle Asset Management (2010-2013), as well as Director of Investments and Chief Compliance Officer at Financial Strategy Network, LLC (1997-2010). He holds a California Insurance License. Outside of his professional duties, Sam enjoys attending concerts, engaging in fitness activities, following football, participating in outdoor adventures, traveling, and practicing yoga.

Andrew Vitt is a CFA® charterholder and holds a Series 66 license. He is currently affiliated with Cambridge Investment Research Advisors and has professional experience dating back to 2006, including roles at Traditum Group LLC and ST Andrews Capital Group, LLC. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts by providing financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals. The firm offers a variety of investment solutions, including proprietary models and access to third-party strategists, with both discretionary and non-discretionary implementation options.

Trevor Santoro is a Series 65-licensed financial advisor at Edelman Financial Engines with six years of industry experience. Prior to joining Edelman Financial Engines in 2026, he spent ten years at Morningstar Investment Management LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines committee-driven proprietary modeling with planner delivery and online tools, offering a range of discretionary and non-discretionary investment management solutions with an emphasis on diversified portfolios and long-term strategies.

David Zirko is a CFP® professional with nine years of industry experience. He is currently affiliated with OSAIC and has prior experience at Dickholtz Wealth Management and Securities America Advisors. Outside of his advisory work, he holds a notary license, which he offers to clients without charge. OSAIC serves a broad range of retail and institutional clients through an extensive network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and advisory services with a focus on diversified portfolios constructed using asset-allocation tools, risk-tolerance assessments, and automated rebalancing.

Daniel Schwarber is a Senior Financial Advisor with Merrill Lynch Wealth Management, serving clients across the United States through a multi-generational wealth management team based in the Greater Los Angeles and Chicago areas. He works closely with clients to address financial challenges and life goals, focusing on areas such as corporate executive services, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, women and wealth, sports and entertainment, tax minimization, and retirement income. Dan began his career at Merrill Lynch Wealth Management in 2008 and holds the Chartered Retirement Planning Counselor™ (CRPC™) designation from the College for Financial Planning Institutes Corp. He graduated from Cornell University with a Bachelor's degree in Economics. Throughout his career, he has helped clients plan for education, retirement, and philanthropy, emphasizing client education to empower financial decision-making. Dan was born and raised in Cleveland, Ohio, and remains a dedicated fan of Cleveland professional sports teams as well as the Cornell Big Red. He resides in Wilmette, Illinois with his wife Samantha and their daughter Dottie. In his free time, he enjoys golf, fishing, exercising, and outdoor activities.

Amy Stratford is a financial advisor at Merrill with 24 years of industry experience. She holds the Series 66 designation and has been with Merrill Lynch since 2001. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates with Bank of America’s broader platform to provide access to a wide set of products and services.

Jonathan Beaver is a CFP®-designated financial advisor with 21 years of industry experience. He is currently with LPL Financial, joining in 2025 after spending 12 years at Wayne Hummer Investments LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by in-house and third-party research.

Robert Sieja is a CFP® with 30 years of experience in the financial services industry. He currently works at UBS Financial Services and was previously with LPL Financial for 18 years. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor plans aligned with clients’ goals and risk tolerances.

Amir Rahimi is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 66 registrations and has been with J.P. Morgan Chase Bank and J.P. Morgan Securities since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Kathleen Mills is a financial advisor at Cetera with 21 years of industry experience. She holds Series 63 and Series 66 credentials and has been with Cetera and its affiliated entities since 2015. Outside of financial advising, she serves as an office manager for Twin Power Heating & Air, an HVAC service and installation business. Cetera Investment Advisers LLC operates a nationwide network of independent advisors serving individual, corporate, charitable, retirement plan, and institutional clients. The firm offers a range of portfolio management and financial planning services through multiple program structures, with over $256 billion in assets under management and more than 10,000 advisors.

Ivanna Eksler is a Wealth Management Advisor at Merrill Lynch Wealth Management. She works closely with clients to define their financial goals and develop portfolio strategies aimed at achieving those objectives. Ivanna provides ongoing advice and adapts portfolios as clients' situations change to help manage competing financial priorities such as retirement, education funding, and legacy planning. Ivanna's areas of expertise include executive compensation, family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, small business strategies, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. She holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). Ivanna earned a Bachelor's Degree from the University of Wisconsin System and completed accredited certificate programs at Northwestern University and the University of Chicago. In addition to her professional work, Ivanna speaks English, Russian, and Ukrainian. She enjoys activities such as dancing, music, pickleball, running, singing, skiing, tennis, traveling, and spending time with her family.

Flavius Sindile is a CFP® with 17 years of experience in the financial industry, currently serving at J.P. Morgan Securities since 2012. He has also been affiliated with Jpmorgan Chase Bank, N.A. since 2008. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Keith Krause is a financial advisor with Raymond James Financial in Park Ridge, IL, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Raymond James since 2006 and maintains independent advisory roles through Independent Advisor Network, LLC and Krause Investment Group since 2013. Krause serves as a board member and finance committee member for a nonprofit organization. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, utilizing asset-allocation analysis and firm research to develop tailored investment recommendations.