John Sicklesteel is a Certified Financial Planner (CFP®) with 28 years of industry experience, including 26 years at UBS Financial Services in Birmingham, MI. He holds Series 63 and Series 65 licenses and has spent his entire recent career with UBS. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor financial plans and portfolio management.

Lawrence Stack is a financial advisor at Osaic Wealth, Inc. with 43 years of industry experience. He holds the CFP® and ChFC® designations and has worked at Osaic since 2018, following 14 years at JHFN Signator Investment Inc. He also serves as Vice President of Financial Planning at Michigan Financial Companies, involved in sales and marketing of securities, investment advisory, and insurance products. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, pension, corporate, and charitable clients through a broad network of affiliated advisors. The firm utilizes firm-provided asset allocation tools, risk assessments, and automated rebalancing to construct portfolios incorporating a variety of investment types, and offers integrated brokerage, advisory, planning, and managed account services.

Reagan Hamilton is a financial advisor with OSAIC based in Southfield, MI, holding the ChFC® designation and Series 66 license. He has 11 years of industry experience, having previously worked at Royal Alliance, Securian Financial Services Inc., Minnesota Life, Wealth Strategies Financial Group, Securities America Inc., and The Firm Advisors. He is also involved as a financial consultant in sales and marketing of securities, investment advisory, and insurance products. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations, offering integrated brokerage and advisory services. The firm utilizes a variety of investment platforms and tools to construct portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments, managed either discretionarily or non-discretionarily.

Michelle Hugmeyer is a financial advisor with J.P. Morgan Securities in Grandville, MI, holding Series 63 and Series 66 credentials and 17 years of industry experience. She has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, N.A. since 1995. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Sara Wohl is a Wealth Management Advisor at Merrill Lynch Wealth Management. She specializes in helping high net worth families develop and implement personalized financial plans to preserve and grow their wealth. Sara and her team work with executives, business owners, and professionals across various industries, including technology, healthcare, and academia. She focuses on relieving the burden of financial management so clients can focus on what is meaningful in their lives. Sara graduated from the University of Michigan Ross School of Business and holds both a Master of Business Administration and a Master of Science in Finance from Walsh College. She has earned multiple professional designations including CERTIFIED FINANCIAL PLANNER®, Chartered Advisor in Philanthropy®, Certified Divorce Financial Analyst®, Chartered Retirement Planning Counselor™, and Certified Sustainable Responsible and Impact Investment Counselor™. Sara has been recognized on several industry lists, including Forbes and Working Mother/SHOOK Research's "Top Wealth Advisor Moms" and "Top Women Wealth Advisors". Beyond her professional work, Sara is involved with community organizations such as the Community Action Network, Food Gatherers, and Michigan Foster Care Closet. She lives in Ann Arbor, Michigan with her husband Donny and their three children, and they enjoy sports, travel, and community involvement.

Jeffrey Arnott is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a broad investment menu that includes insurance-related vehicles and bank deposit sweep options.

David Roberge is a financial advisor at Merrill with Series 63 and Series 66 credentials and 42 years of industry experience. He has worked at Merrill since 1983 and has been affiliated with Bank of America since 2009. He serves as an officer for the Milford Heritage Hill Association, a homeowners association in Michigan. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Victor Harris is a financial advisor at Cetera with one year of industry experience. He holds a Series 66 designation and has previously worked at Sigma Financial Corp and NYLIFE Securities LLC. Outside of financial services, he was involved with Aqua Tots Swim Schools for four years. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and has over 10,000 advisors managing more than $256 billion in assets.

Thomas Valade III is a financial advisor with Ameriprise in Novi, MI, holding Series 63 and Series 65 credentials and having 35 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves on the Orchards Architectural Review Committee, which reviews exterior modification plans within his subdivision. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Jessica Ping Hausman is a financial advisor at Equitable Advisors with 11 years of industry experience. She holds Series 63, 65, and 66 licenses and previously worked at Northwestern Mutual in various roles from 2014 to 2020. Outside of her advisory role, she is a partner at Panorama Risk & Insurance Solutions and has served as a county commissioner in Washtenaw County from 2006 to 2010. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party managers. The firm employs a hybrid advisory and brokerage model tailored to clients’ goals, risk tolerance, and time horizon.

Travis Childs Melton is a financial advisor at Merrill with a Series 66 designation and no prior industry experience before joining the firm. His work history includes roles at Merrill Lynch, Comerica Bank, Banner Bank, and Wells Fargo Bank. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Paul Schmidt is a Certified Financial Planner (CFP®) with 26 years of industry experience. He is currently with LPL Financial in Livonia, MI, having previously worked at Fidelity Investments and several other financial firms. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charities through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management alongside model portfolios and research from multiple sources.

Todd Perttula is a financial advisor with Charles Schwab in Novi, MI, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. His prior roles include positions at TIAA-CREF and AE Wealth Management. He has been with Charles Schwab and Charles Schwab Bank since 2022. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, supported by multi-asset model portfolios, alternative investment due diligence, and a centralized operational structure.

Jeramey Lynch is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has been associated with J.P. Morgan Securities since 2009. Outside of his advisory role, Lynch is the sole proprietor and investor of TINPB LLC, a multi-family residential real estate business managed by a third party. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering services on a non-discretionary basis.

Jeffrey Husak is a financial advisor with LPL Financial and holds the Series 63 and Series 66 licenses. He has 19 years of industry experience, with prior roles at OSAIC, Fsc Securities Corp, and Next Financial Group, Inc. In addition to his advisory work, he is a partner at The Wealth Advantage Group, where he oversees client accounts and daily operations, and also acts as an insurance agent offering life insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of financial planning and advisory programs with discretionary and non-discretionary management, supported by research and various model portfolios.

Marygrace Voss is a financial advisor at OSAIC with three years of industry experience. She holds the Series 66 designation and has worked at several firms, including Michigan Financial Companies and UHY. Outside of her advisory role, she is involved in the sales and marketing of securities, investment advisory, and insurance products through her affiliation with Michigan Financial Companies and Fathom Financial Partners. OSAIC serves a diverse client base, including retail and institutional investors, by offering integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm employs various portfolio construction tools and supports both discretionary and non-discretionary account management.

Daniel Paulson is a financial advisor with Robert W. Baird & Co. in Birmingham, MI, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Robert W. Baird & Co., Inc. since 2001. Outside of his advisory role, he serves as a board member on the Schoolcraft Foundation Board of Governors, participating on the Finance Committee. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves a diverse client base including individuals, families, pensions, corporations, and charitable organizations. The team provides tailored consulting and portfolio services, employing a range of investment strategies and management approaches to meet client goals and risk tolerances.

Glen Young is a CFP® with 43 years of industry experience, currently serving as a financial advisor at Morgan Stanley in Birmingham, Michigan. He previously led Ashton Young, Inc. for 37 years before joining Morgan Stanley in 2020. Outside of his advisory role, he maintains involvement as an officer in Ashton Young, Inc. and owns LSG Financial LLC, an insurance-related business. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and emphasizes an advisory role, with a broad array of retail and institutional investment services.

Ross Ainley is a ChFC® with 46 years of industry experience. He joined OSAIC in 2025 after 27 years at Lincoln Financial Advisors Corporation. Ainley is also engaged as an agent offering fixed insurance products and premium financing through Ainley Financial Group. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm delivers integrated brokerage and investment advisory services, employing asset-allocation tools and third-party money managers to construct diversified portfolios.

Bryon Knuth is a financial advisor with Cetera, holding Series 63, 65, and 66 designations and bringing 38 years of industry experience. His career includes roles at Ameriprise Financial Services, Securian Financial Services, and Wealth Strategies Financial Group, where he continues to serve clients. Outside of finance, he is the owner of an apparel website operated by his sons and assists in real estate activities with his wife. Cetera Investment Advisers LLC is a multi-manager platform serving a broad client base including individuals, retirement plans, and institutional accounts, offering portfolio management, financial planning, and access to third-party money managers through various program structures.