Bruce Favorat is a CFP® with 43 years of industry experience. He has worked at OSAIC since 2024 and previously held positions at Securities America Advisors, Inc. and SSN Advisory, Inc. He also works as an independent insurance producer. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers, using asset-allocation tools and automated rebalancing to construct portfolios across a broad range of securities.

Christopher Pucko is a Financial Consultant at Fidelity Investments, where he has been serving since 2018. He utilizes the resources of Fidelity alongside his understanding of clients' unique situations to assist in building financial plans aimed at meeting family goals. Christopher's experience at Fidelity spans multiple roles since 2007, including Portfolio Specialist, Client Management Representative, Retirement Solutions Representative, Investment Solutions Representative, and Service Representative/Full Trader. This progression reflects his extensive background in various aspects of financial services. He holds insurance licenses in Arkansas and California.

Anthony Parise is a Planning Consultant at Fidelity Investments, a role he has held since 2024. He has progressed through various positions within Fidelity Investments since 2022, including Workplace Planning Associate and several levels of Workplace Planning Consultant. His work centers on understanding clients' personal stories and goals to define what success means for them and to incorporate their past experiences into future financial planning. Anthony holds an AR Insurance License. Outside of his professional responsibilities, he engages in social events with friends and has interests that include visiting museums, reading, and writing.

Jared Rubin is a CFP® with 19 years of industry experience, currently advising at Edelman Financial Engines in Burlington, MA. He has worked with Financial Engines Advisors L.L.C. since 2018 and previously held roles at EF Legacy Securities, LLC and Edelman Financial Services LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven proprietary modeling process combined with planner delivery and online tools, offering a range of services from discretionary management to online advice.

Jonata Ferreira is a financial advisor at Fidelity with Series 63 and Series 66 credentials and three years of industry experience. Prior to joining Fidelity Investments in 2022, Ferreira held roles at CPA Enterprises LLC and operated an online fitness business. Outside of finance, Ferreira owns Lyn Ferreira LLC, which provides online and virtual fitness services. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to a diverse client base, combining proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to create model portfolios made up of mutual funds, ETFs, and ETPs.

Belinda Tripp is a financial advisor at Fidelity with Series 63 and Series 66 designations and 26 years of industry experience. She has been with Fidelity and its affiliates since 1997, including seven years at Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, AI-driven research, and its advisory role to multiple registered investment companies and fund-of-funds.

Eric Benker is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2024. In this role, he collaborates with clients to develop personalized financial plans tailored to their individual priorities and family needs, ensuring clients understand and are comfortable with the planning approach. He emphasizes providing exceptional service throughout the client relationship. Eric has been with Fidelity Investments since 2012, progressing through several roles including Financial Consultant, Investment Consultant, Relationship Manager, Central Review Team Leader, Regional Account Delegate, and Senior Financial Specialist. This experience has provided him with a broad understanding of financial consulting and investment strategies. No information about Eric's education, credentials, personal interests, or community involvement has been provided.

Ryan DeBruyckere is a Benefits & Planning Consultant specializing in Executive Services at Fidelity Investments. In this role, he collaborates with executives to help them understand their employer benefits and develop financial plans that align with their personal goals. Ryan employs a holistic approach to comprehensively address his clients' needs and demonstrates how Fidelity's resources can support them and their families. Ryan's professional experience at Fidelity Investments includes positions as an Investment Management Consultant, Retirements Associate, and Customer Relationship Advocate. This progression within the company has provided him with a broad perspective on investment management, retirement planning, and client relationship management. Outside of his professional duties, Ryan has interests in cars, fitness, football, and music, including being an instrumentalist.

Noel Dulac is a financial advisor with OSAIC, holding the CFP® and ChFC® designations and bringing 30 years of industry experience. He previously worked at Signator Investors, Inc. and John Hancock Life Insurance Company for 23 years before joining OSAIC in 2018. In addition to his advisory role, he serves as president of a condominium association and is a managing partner of a retirement fiduciary group. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and nonprofits. The firm offers integrated brokerage and advisory services, utilizing advanced asset-allocation tools and access to multiple advisory platforms and third-party managers.

Mark Bilodeau is a CFP® with 34 years of industry experience, currently advising clients at LPL Financial. He has worked in financial services since 2006, including with Linsco Private Ledger. Outside of his advisory work, he is involved in real estate brokerage in Massachusetts and New Hampshire. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Martin Sferrazza is a financial advisor at Fidelity with 15 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at various Fidelity entities since 2011. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to create model portfolios, and it holds formal advisory roles with multiple registered investment companies and fund-of-funds.

Rose O'Connor is a financial advisor with Fidelity Investments, holding a Series 66 designation and five years of industry experience. Her prior work includes roles at Southern New Hampshire University and in the hospitality sector. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction in its approach.

John Preston is a financial advisor at Fidelity with six years of industry experience. He holds Series 63 and Series 66 designations and has worked at Fidelity Brokerage Services, LLC since 2020. His prior experience includes roles at Aston Carter, CMC Training and Consulting, and Plymouth State University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory services. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction in managing model portfolios.

Bill Hanna is a Wealth Management Senior Relationship Manager at Fidelity Investments. In this role, he serves as a primary point of contact for clients, focusing on delivering personalized service tailored to individual needs and preferences. Bill has been with Fidelity Investments since 2011, progressing through roles including Portfolio Specialist, Wealth Management Relationship Manager, and currently Senior Relationship Manager. His experience encompasses facilitating conversations about wealth and investment planning across generations of families.

Matthew Harbinson is a financial advisor at Fidelity with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Fidelity Brokerage Services LLC since 2019, following prior roles at Citizens Bank and Benchmark Electronics Inc. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base including retail and institutional investors, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages discretionary and non-discretionary portfolios and supports various registered investment companies, utilizing systematic methodologies and long-term asset allocation benchmarks.

Michael Burns is a financial advisor at Fidelity with five years of industry experience and holds a Series 66 designation. Prior to joining Fidelity, he worked at Best Buy and New Hampshire Technical Institute. Outside of his advisory role, he works as an independent contractor for Door Dash, delivering orders to customers. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary services, fund advisory, and model portfolio delivery, with a notable role in managing registered investment companies and employing systematic methodologies.

Nick Perfido is a Planning Consultant at Fidelity Investments, where he collaborates with Financial Consultants and Wealth Planners to provide comprehensive financial planning services. His role involves using his knowledge of financial planning concepts to help clients build effective financial plans for themselves and their families. Nick has experience as a Financial Advisor at Merrill Lynch from 2020 to 2022 and previously worked as a Financial Representative at Fidelity Investments from 2015 to 2016. This background supports his work in financial planning and client advocacy. Outside of his professional responsibilities, Nick has interests that include biking, fitness, golf, music, and skiing.

Cameron Fillion is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. His prior work includes roles at Whole Foods and involvement with the Bedford Basketball League. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio construction using a blend of fundamental research, quantitative analysis, and systematic methodologies.

Daniel Mccullough is a financial advisor at Fidelity with Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Fidelity, he worked in education and various other roles, including positions at Saugus middle school and involvement with youth recreation and wrestling programs. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios.

Michael Bozzi is a Financial Consultant currently working at Fidelity Investments since 2022. He has held financial advisory roles at several firms, including Morgan Stanley as Vice President - Financial Advisor from 2020 to 2021 and Vice President - Business Development Manager from 2018 to 2020. Prior to that, he was a Wealth Management Advisor at TIAA from 2014 to 2018 and worked as a Private Wealth Associate with The Sharma Group at Merrill Lynch - Private Wealth Management from 2004 to 2014. Michael focuses on partnering with clients to understand their short- and long-term goals and helps design and execute customized financial plans tailored to their unique needs. He places importance on forming strong relationships with clients and their families, maintaining trust, reliability, and competency throughout his practice. Outside of his professional work, Michael has personal interests in bowling, family activities, museums, parenthood, and pets.