Kristina Di Giacomo is a financial advisor at Morgan Stanley in Birmingham, MI, with 21 years of industry experience. She holds the Series 66 designation and has previously worked at Merrill from 2014 to 2019 before joining Morgan Stanley in 2019. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by firm-approved tools and a structured discovery process.

Joseph Danatzko is a financial advisor at Merrill with 26 years of industry experience. He has held his current position since 2012 and holds Series 63 and Series 66 credentials. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Nathan Skuratovich is a financial advisor with Equitable Advisors, holding a Series 66 designation and six years of industry experience. Prior to joining Equitable Advisors in 2020, he worked at Cintas and Northwood University and also has experience at Meadowbrook Country Club. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, delivering advisory and brokerage solutions primarily through program sponsors and third-party managers.

Kenneth Bertin is a financial advisor with Cetera who holds Series 63 and Series 65 designations and has 46 years of industry experience. He has been with Cetera Wealth Services since 2013 and has operated BERTIN & BERTIN Inc., offering fixed insurance products including life, health, disability, and long-term care. Outside of financial services, he is active as a sports official, serving as a referee and umpire. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform providing access to affiliated and third-party strategies with over $256 billion in assets under management.

Harvikram Singh is a financial advisor at Edward Jones in Bloomfield Hills, MI, holding a Series 66 designation with five years of industry experience. He worked for Ford Motor Company for 21 years before joining Edward Jones in 2020. Outside of his advisory role, he assists occasionally with paperwork for Marigold Wedding Planners, a business owned by his wife. Edward Jones is a full-service wealth management firm serving a diverse client base including individual and institutional investors. The firm offers a range of investment strategies and advisory services, supported by a large network of financial advisors and branch offices nationwide.

Mackenzie White is a financial advisor at Merrill with four years of industry experience and holds a Series 66 designation. Prior to rejoining Merrill in 2026, White worked at Morgan Stanley and Bank of America, as well as having experience at Oakland Community College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Kenneth Schenden is a financial advisor at Raymond James & Associates with 32 years of industry experience. He has been with Raymond James & Associates since 2009 and holds Series 63 and Series 65 licenses. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Ryan Green is a financial advisor at Edward Jones with two years of industry experience. He holds a Series 66 designation and previously worked at Calculated Hire and as an independent contractor, along with experience in the fitness retail sector. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Norman Seibold is a financial advisor with LPL Financial based in Pontiac, MI, holding Series 63 and Series 66 licenses and 14 years of industry experience. Prior to joining LPL Financial in 2024, he worked at Cetera and CETERA Advisor Networks LLC for over a decade. Outside of his advisory role, he is also involved in legal services through Willenbrecht Legal Services, PLLC, where he serves as an attorney. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, brokerage services, and access to model portfolios and research, including discretionary and non-discretionary management options.

Kathleen Reuter is a financial advisor at Merrill with 11 years of industry experience and holds a Series 66 designation. She has been with Merrill since 2013 and also has a long career at Williams Sonoma beginning in 2006. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ariel Katz is a financial advisor at Ameriprise with 16 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliates since 2015. Outside of his advisory role, Katz serves on the Board of Directors at Temple Israel and participates in community committees including the ALS Lived Experience Committee and the Great Lakes Z Club. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored recommendations, primarily for clients with assets managed through Ameriprise.

Betsy Boyd is a financial advisor with Osaic Wealth, Inc. who holds Series 63 and Series 65 licenses and has 34 years of industry experience. Her prior roles include positions at Fsc Securities Corporation and Woodworth Financial. She also manages Boyd Investment Services, the marketing name under which she conducts her advisory and portfolio management activities. Osaic Wealth, Inc. serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and advisory services and utilizes various asset-allocation and portfolio management tools to construct and manage customized investment portfolios.

Troy Mooyoung is a financial advisor with Morgan Stanley in Bloomfield Hills, MI, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2015. Outside of his advisory role, he serves as a board member of the Charles Tillman Cornerstone Foundation. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering financial planning that utilizes firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and supports both direct individual clients and corporate financial planning agreements.

Esther Seely is a financial advisor at J.P. Morgan Securities with a Series 66 designation and two years of industry experience. She has worked at JPMorgan Chase Bank and J.P. Morgan Securities since 2024 and has held prior roles in various sectors including food service and education. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence in its approach. The firm applies an ESG eligibility framework when recommending strategies and offers a range of products through its affiliation with the broader J.P. Morgan organization.

Jacob Smolarek is a CFP® certified financial advisor with seven years of industry experience. He is currently with LPL Financial and has prior experience at Wells Fargo Clearing Services and Jackson National. He also served in the U.S. Army National Guard from 2015 to 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement plan consulting, supported by model portfolios and research from multiple sources.

Alexander Macgregor is a financial advisor with LPL Enterprise in Troy, MI, holding Series 63 and Series 65 designations and 18 years of industry experience. He has worked at Prudential Insurance Company of America since 2013 and was previously with Pruco Securities, LLC. since 2013. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products supported by an integrated platform that combines adviser programs with active sales of other financial products.

Lisa Mcgrath is a financial advisor with LPL Financial, holding a Series 63 designation and 26 years of industry experience. She has been with LPL Financial since 2009 and previously worked at Center For Wealth Planning, Inc. for 12 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, supported by model portfolios, third-party research, and various investment strategies.

Ashley E. Lynch is a financial advisor at UBS Financial Services in Birmingham, MI, holding a Series 66 designation with 18 years of industry experience. She has been with UBS since 2016. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, offering proprietary research and various capital markets services.

Kyle Johnson is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined Team Fioroni at Merrill in 2015 after graduating from Central Michigan University with a Bachelor of Science degree in Personal Financial Planning. Kyle holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Kyle’s expertise spans executive compensation, family wealth management strategies, defined benefit and contribution plans, legacy and philanthropic planning, portfolio management, small business strategies, and special needs planning. As a CERTIFIED FINANCIAL PLANNER™, he is dedicated to providing clear, practical financial guidance to help clients build security and confidently navigate complex financial decisions. Prior to joining Merrill, Kyle gained industry experience as an Associate Financial Representative at Northwestern Mutual and co-founded the Future Financial Advisors Association at Central Michigan University. In addition to his professional work, Kyle is actively involved in his community. He is a board member at the Meadowbrook Center for Learning Differences and has served as a presidential nominee for the Rochester Rotary Club. Outside of work, he enjoys biking, skiing, soccer, swimming, watching movies, and spending time with his family.

Lea Vigi is a financial advisor at UBS Financial Services with a Series 66 designation and four years of industry experience. Prior to joining UBS in 2022, Lea worked at Detroit Public Television for ten years. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and a range of investment products. The firm integrates institutional trading capabilities with wealth management and delivers advisory services using proprietary research and model-based asset allocations.