Michael Simonds is a financial advisor with LPL Financial in Shelby Township, MI, holding Series 63 and Series 65 licenses and having 18 years of industry experience. He has been with LPL Financial since 2009 and previously worked at Cia Financial Group, Inc. from 2009 to 2016. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing discretionary and non-discretionary management along with research and model portfolios from LPL Research and third-party subadvisors.

Duncan Maceachern is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He previously worked at Centaurus Financial, Inc. for 17 years before joining LPL Financial in 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm provides a range of advisory programs and financial planning services, offering both discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Joseph Carter is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds a Series 66 designation and previously worked at Bank of America and Merrill from 2009 to 2024 before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques.

Christopher Martin is a financial advisor with Morgan Stanley in Bloomfield Hills, MI, holding Series 63, 65, and 66 licenses and having 30 years of industry experience. Prior to joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney in 2022, he worked at Ameriprise Financial Services for 13 years. He is also involved in independent insurance brokering and real estate property management through a family-owned investment company. Morgan Stanley Wealth Management provides a wide range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and proprietary research to guide its advisory approach and offers diverse investment products and services across retail and institutional markets.

Aaron Busse is a financial advisor at LPL Financial with eight years of industry experience. He holds the Series 63 and Series 66 licenses and has worked previously at Edward Jones and Primerica. Busse also operates The Busse Group, LLC, which is involved in non-variable insurance activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers financial planning, advisory programs, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

Christopher Cueter is a financial advisor with Morgan Stanley in Bloomfield Hills, MI, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. His career includes three decades at Comerica Securities, followed by roles at Ameriprise before joining Morgan Stanley in 2026. He is involved in Maestro Cash Management, a financial-related activity outside his primary advisory role. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by recognized investment analysis tools.

Steven Thompson is a CFP®-credentialed financial advisor with 39 years of industry experience, currently with Stifel since 2008. He is based in Bloomfield Hills, MI. Stifel serves a diverse client base that includes individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Jill Hedtler is a financial advisor with UBS Financial Services in Oxford, MI, holding a Series 66 designation and bringing 16 years of industry experience. She has been with UBS since 2008. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Dominic Fazzolari is a financial advisor at Ameriprise with 11 years of industry experience. He has held roles at Ameriprise and Ameriprise Financial Services, Inc. since 2013. Outside of advising, he serves on the board of directors for Excel Networking. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver personalized recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Sehra Elyas is a financial advisor at Fidelity with Series 65 and Series 63 credentials and three years of industry experience. She has worked previously at United Wholesale Mortgage, Quicken Loans - Rocket Auto, Chemical Bank, Capital Michigan, and Remax Crown Properties. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and offers both discretionary and non-discretionary advisory services.

Morgan Wolfe is a financial advisor at Morgan Stanley with eight years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2017 and previously worked at Central Michigan University. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Daniel Delmastro is a financial advisor with Ameriprise in Troy, MI, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has been with Ameriprise and its affiliated entities since 2010. Outside of his advisory role, Delmastro is involved in volunteer firefighting in Troy and organizes social events for young professionals through a local networking group. He also performs piano at public events as a small business owner. Ameriprise provides a retirement-income planning service targeted at individuals nearing or in retirement with substantial investable assets, offering detailed recommendation reports that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with a centralized consulting team to deliver tailored retirement planning, emphasizing Ameriprise-managed accounts and utilizing algorithmic tools overseen by an internal committee.

John Stillwagon is a financial advisor with Morgan Stanley in Bloomfield Hills, MI. He holds Series 63 and Series 65 licenses and has 33 years of industry experience. He has been with Morgan Stanley and its affiliated Private Bank since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to support its financial planning services.

Peter Millar III is a financial advisor with LPL Financial holding Series 63 and Series 66 licenses and has three years of industry experience. His prior roles include positions at NYLIFE Securities Inc, New York Life Insurance Company, and Tarr Financial. Outside of advising, he has long-term experience in the food retail sector. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services supported by proprietary research and third-party subadvisors.

David Patton is a financial advisor with Cetera, holding a Series 66 designation and 25 years of industry experience. He has worked at Cetera Advisors LLC since 2013 and has held roles at Home Depot and Sur La Table. Outside of his advisory work, he owns and operates businesses involved in real estate financing and home remodeling. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and consulting services through a large network of independent advisors and utilizes a multi-manager platform with discretionary and non-discretionary program options.

Christopher Andoni is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Prior to joining Merrill and Bank of America, he held roles at Comer & Cross Concrete Coatings, Z Modular/Zekelman Industries, and various other companies. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Richard Cech Jr. is a financial advisor at OSAIC with 24 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked in various capacities including providing certified public accounting services through his sole proprietorship. His career includes roles at FSC Securities Corporation and his own CPA practices. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with a wide range of investment options and uses tools such as asset-allocation models and automated rebalancing to manage portfolios on both discretionary and non-discretionary bases.

Daniel Girdler is a Senior Financial Advisor and Senior Vice President at Merrill Lynch Wealth Management. He has over 40 years of experience managing client portfolios and is a senior partner in the TTGBE Group. Mr. Girdler provides clients with personalized strategies that incorporate individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third-party strategies. He holds the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) designation, as well as Personal Investment Advisor (PIA) and Retirement Benefits Consultant (RBC) credentials. He graduated from the University of Michigan School of Business in 1982 with a concentration in accounting and was previously a CPA with Plante Moran in Southfield, Michigan prior to joining Merrill Lynch. A lifelong Metro Detroit resident, Mr. Girdler lives in Birmingham with his wife, Julia. He is an active member of the Detroit Athletic Club and Bloomfield Hills Country Club. Additionally, he is involved in the Kirk Gibson Foundation for Parkinson's and RacquetUp Detroit. His client focus areas include individual and corporate investment strategy, tax minimization, and retirement income.

Christine Paul is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 32 years of industry experience. She has worked with LPL Financial since 2016. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services with both discretionary and non-discretionary management options.

Abraham Post Sr. is a Wealth Management Advisor and Managing Director at Post & Associates with Merrill Lynch Wealth Management. He began his financial services career at Merrill in 1992 and has since accumulated over 30 years of experience. Abe specializes in investment planning and offers strategies to individuals, families, and businesses, including guidance on company-sponsored retirement plans. His areas of expertise include divorce transition planning, family wealth management strategies, legacy and personal retirement planning, portfolio management services, and both individual and corporate investment strategies. He holds a Bachelor's degree in Finance with an emphasis on Market and Investment Analysis from Wayne State University in Detroit. Abe has earned several professional designations including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Active in his community, Abe is a member of St. Nicholas Greek Orthodox Church and serves as treasurer on the Harbor View Ridge Board in Bay Harbor, Michigan. Residing in Troy, Michigan, Abe lives with his wife, Tracy, their two children, Katarina and Nik, and their dog, Zoe. Outside of his professional work, he enjoys boating, cooking, golfing, running, traveling, and spending time with his family.