Jeffrey Janechek is a financial advisor with Cetera who holds Series 63, Series 65, and Series 66 designations and has 35 years of industry experience. His prior work includes roles at Merrill and several Cetera entities, as well as Girard Securities and Summit Brokerage Services. He is a 50% owner of 2ELEVATE, LLC, a retirement plan consulting firm that provides research and education on government filings. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a multi-manager platform, supporting discretionary and non-discretionary account management with access to various third-party managers and program options.

Aaron Mader is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and five years of industry experience. He has worked with multiple firms, including RPC Advisor Group and FCG Wealth Management, and operates Mader Wealth, where he is also a life insurance producer. Cambridge Investment Research Advisors, Inc. serves a diverse client base of individuals and institutions by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management and provides access to multiple platforms, custodians, and proprietary model strategies through thousands of financial professionals.

Ryan Naatjes is a financial advisor with RBC Capital Markets based in Stillwater, MN. He holds Series 63 and Series 65 licenses and has 27 years of industry experience. Prior to joining RBC Capital Markets in 2023, he worked at Wells Fargo Clearing from 2016 to 2023 and Wells Fargo Investments, LLC from 2005 to 2011. RBC Wealth Management, a division of RBC Capital Markets, serves a broad client base including individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs and tailors investment strategies to clients’ risk profiles using a combination of in-house and third-party investment managers.

Jennifer White is a financial advisor at Cetera with 19 years of industry experience. She holds the Series 66 designation and has a background that includes roles at Securian Financial Services, Inc. and Minnesota Life Insurance Company. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of over 10,000 advisors, managing more than $256 billion in assets.

David Edelman is a financial advisor at Cetera with 17 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Cetera and its affiliate Cetera Wealth Services since 2013. Outside of his advisory role, he is involved in various financial services activities including selling fixed life and disability insurance products and providing financial services to credit union members through multiple related entities. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and retirement services, operating a multi-manager platform with access to both affiliated and unaffiliated investment managers.

Jeremy Wytaske is a financial advisor at RBC Capital Markets with seven years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Clearing and Wells Fargo Advisors, LLC. Outside of his advisory role, he serves as treasurer of the East Ridge Face Off Club, overseeing donation collections and payment submissions for the booster club. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with a range of advisory programs that include discretionary and non-discretionary portfolio management, financial planning, and brokerage services. The firm uses a mix of in-house and third-party investment managers and offers customizable features such as tax management and responsible investing screens.

Sam Rutherford is a Financial Consultant at Fidelity Investments, where he began working in 2022. Prior to this role, he served as a Planning Consultant at Fidelity Investments in the same year and was the Director of Financial Planning at Northwestern Mutual from 2012 to 2022. His professional experience includes retirement planning, investment strategies, tax-efficient investing, and income generation. His approach involves understanding clients, co-creating plans, educating clients on their options, and assisting with implementation. Outside of his professional work, Sam enjoys boating, bowling, golf, spending time at the lake, parenthood, and solving puzzles.

Thomas Baumgartner is a financial advisor with Cetera, holding the ChFC® and Series 63 designations and bringing 52 years of industry experience. He has been associated with Cetera Wealth Services, LLC since 2013 and operates his own insurance agency in St. Paul, MN. Outside of financial advising, he is involved in an online banking referral business and performs comedy. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services through a nationwide network of over 10,000 advisors.

Rachel Repasky is a financial advisor at Ameriprise in Blaine, MN, with 14 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliated entities since 2016. Ameriprise offers a retirement-income planning service targeting individuals near or in retirement with significant investable assets, providing detailed written recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver personalized, non-discretionary advice through a centralized consulting team.

Heidi Gemuenden is a financial advisor at Edward Jones with 19 years of industry experience. She holds a Series 66 designation and has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Anthony Wilson is a financial advisor with Cetera, holding a Series 66 designation and 19 years of industry experience. His prior work includes roles at Commonwealth Financial Network, Lincoln Financial Advisors Corporation, Ameriprise, and his own Ryan Financial Group, where he continues to serve as a financial planner. Outside of advising, he serves as Vice President of the Hibbing Curling Club’s board of directors. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, including model portfolios, third-party managers, and bespoke strategies, serving over 10,000 advisors and approximately 800,000 clients.

Tiffany Castor is a financial advisor with Ameriprise in Arden Hills, MN, holding a Series 66 designation and seven years of industry experience. She has been with Ameriprise since 2019 and has held various roles in both financial services and other sectors, including positions at Pawn America and Anoka Technical College. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Rebekah Stavne is a financial advisor at Edward Jones with Series 66 credentials and three years of industry experience. Prior to joining Edward Jones, she was involved with Substance Church and operated Stavne Media. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management supported by a nationwide network of over 23,000 financial advisors. The firm offers a range of advisory and investment strategies under a fiduciary standard, alongside affiliated capabilities such as a trust company and proprietary mutual funds.

Ann Wengronowitz is a CFP® with 44 years of industry experience, currently affiliated with Cetera since 2023. She has held positions at Securian Financial Services, CRI Securities LLC, and Minnesota Life Insurance Company, among others. Wengronowitz is involved in community activities, including serving as a fundraising committee member for the Minnetonka Rotary Foundation and past president of Premier Resource Group, a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large nationwide network of independent advisors serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, with over $256 billion in assets under management and more than 10,000 advisors nationwide.

Randy Penkwitz is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked with Investment Centers Of America, Inc. and has been associated with LPL Financial since 2017. Penkwitz provides investment advisory services through GWM Advisors, LLC, an independent registered investment advisor firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Brian Soley is a CFP® with 18 years of experience currently serving as a financial advisor at Ameriprise in Hudson, WI. He has been with Ameriprise and its affiliated entities since 2012. Outside of his advisory role, Soley assists as a non-paid teaching assistant for Finance 429 at the University of Wisconsin-Eau Claire. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver written recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Cam Mader is a financial advisor with Cambridge Investment Research Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. Prior to joining Cambridge in 2017, he worked at Sii Investments and LPL Financial. He is also president of Mader Wealth Inc., an independent advisory business. Cambridge Investment Research Advisors serves a diverse client base, including individual, pension, and charitable organization clients, offering financial planning, investment management, and retirement-plan advisory services. The firm operates through thousands of financial professionals and manages assets across multiple platforms and custodians.

J.R. Ryder is a Vice President Financial Consultant at Fidelity Investments, a position he has held since 2019. He brings over 25 years of experience in the financial services industry, specializing in wealth planning and helping clients navigate uncertain markets. His approach involves identifying risks and developing strategies to simplify clients' financial lives through unbiased financial planning and education. Prior to his current role, J.R. served as Branch Office Manager at TD Ameritrade from 2018 to 2019 and at Scottrade Financial Services from 2000 to 2018. He began his career as a Financial Consultant with Morgan Stanley Dean Witter in 1998, continuing in similar roles with Scottrade Financial Services until 2000. Outside of his professional life, J.R. has interests that include boating, football, social events with friends, spending time at the lake, caring for pets, and traveling.

Timothy Hansen is a financial advisor with RBC Capital Markets in Stillwater, MN, holding a Series 66 designation and 25 years of industry experience. He has worked at RBC Capital Markets since 2008 and also serves at City National Bank since 2017. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs providing portfolio management, financial planning, custody, and brokerage services, with investment strategies tailored to each client’s risk profile and implemented through a mix of in-house and third-party managers.

Gideon Ngobi is a financial advisor with Thrivent Investment Management in New Brighton, MN, holding a Series 66 designation and five years of industry experience. He has worked at Thrivent Financial and Thrivent Investment Management since 2020 and was previously involved with the Hope Institute of Uganda for 12 years. Outside of his advisory role, he has experience managing rental properties. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm focuses on holistic, goal-based planning across a range of financial topics, with services that can be combined with managed accounts under a consolidated billing option called “WealthPlan.”