Ryan Fine is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and 26 years of industry experience. He has been with Raymond James Financial Services Advisors, Inc. since 2009 and the broader Raymond James Financial Services since 2003. Outside of his advisory role, he is owner of The Semjen Group, a support company based in Braintree, MA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools to support client goals, with specialized services such as municipal and public finance advisory and SIMPLE IRA Employer Advisory & Consulting Services.

Connor Spiro is a Financial Consultant currently working at Fidelity Investments since 2024. He collaborates closely with individuals and families to understand their goals, values, and financial needs, developing comprehensive financial plans tailored to their unique situations. He has accumulated experience in the financial services industry since 2013. Prior to his current role, he served as a Senior Financial Consultant at John Hancock from 2019 to 2024, a Financial Planning Consultant at Baystate Financial from 2017 to 2019, a Financial Associate at Weston Financial Group from 2014 to 2017, and a Paraplanner at Ameriprise Financial from 2013 to 2014. Outside of his professional work, Connor enjoys family activities, golf, and reading.

Jon Collins is a Wealth Management Advisor with Merrill Lynch Wealth Management. He is a partner with the Collins Brady Group, where he focuses on investment oversight and managing client investment portfolios, primarily serving senior executives, business owners, and wealthy families. Jon is a qualified Portfolio Manager who develops and implements personalized investment strategies, including discretionary management within the firm's Investment Advisory Program. He also leads the team's business development activities, aiming to grow the practice through client-focused advice and a standard of care exceeding expectations. Jon joined Merrill Lynch in 2011 after eighteen years of experience with three financial institutions, with roles in portfolio management, trading, and sales and marketing, concentrating on equity and fixed income securities. Prior to Merrill Lynch, he worked at State Street Global Markets as Head of Business Development, Charles River Development as Senior Sales Engineer, Independence Investments as Assistant Portfolio Manager, Scudder Stevens & Clark as Investment Analyst, and Investors Bank & Trust as Senior Fund Accountant. He holds the Chartered Financial Analyst (CFA) designation and is a member of the CFA Institute and CFA Society Boston. Jon earned a Bachelor of Science degree in Business Administration from the University of Southern Maine in 1992, where he played on three College World Series baseball teams, including the 1991 National Championship team. He lives in Sudbury, MA with his wife and two children and is involved in coaching sports and serving on the Board of Directors for Sudbury Youth Baseball.

Surafeal Wolday is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on helping individuals and families build, protect, and preserve their wealth through personalized financial strategies tailored to each client's goals. His expertise includes college education planning, employee benefits planning, equity compensation services, family wealth management strategies, institutional investment consulting, and tax minimization among other areas. Surafeal uses the investment insights of Merrill Lynch and the banking services of Bank of America to provide comprehensive wealth management solutions. Surafeal holds a Bachelor's Degree from the University of Massachusetts System and has earned the Personal Investment Advisor (PIA) designation. In addition to his professional work, he is involved in community volunteering and has personal interests in fishing and running marathons.

Timothy Weaton is a Series 66 registered advisor with 20 years of industry experience at Equitable Advisors and its predecessor, AXA Advisors. He has been with Equitable Advisors since 2006. Outside of his advisory work, he serves as a guardian agent on a voluntary basis. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, charitable organizations, and institutional clients. The firm utilizes a variety of advisory models, including third-party asset managers and LPL-sponsored programs, and offers ERISA fiduciary services through credentialed representatives.

Quinn Wardwell is a financial advisor at Equitable Advisors with one year of industry experience. He holds the Series 66 designation. His prior work includes positions at Door Dash, the University of Rhode Island, and Vermont National Country Club. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives. The firm relies on a range of third-party advisory models and offers access to mutual funds, ETFs, separately managed accounts, and select alternative investments.

Paul Lam is a financial advisor with Edward Jones in Needham, MA, holding Series 63 and Series 66 licenses and 24 years of industry experience. He has been with Edward Jones since 2001. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a large network of financial advisors and branch offices, offering a range of advisory programs, separately managed accounts, affiliated mutual funds, and services under a fiduciary standard.

Theofanis Bakolas is a financial advisor with Morgan Stanley in Wellesley, MA, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. His prior work includes roles at Havener Capital Partners’ Institutional Division and Compass Securities Corporation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Beth Green is a financial advisor at Merrill with 22 years of industry experience. She has worked at Merrill and its predecessor firms since 2008, including a brief period at Wells Fargo Clearing Services in 2019. Green holds Series 63 and Series 65 licenses. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Steven Kashian is a Market Leader at Fidelity Investments, where he leads, manages, and coaches teams of financial professionals and leaders in the Boston Investor Centers. His focus is on delivering a world-class financial planning experience to clients. He has been with Fidelity Investments since 1993, holding various positions of increasing responsibility including Vice President, Market Leader since 2023, Vice President and Branch Leader from 2017 to 2022, and Vice President, Senior Branch Office Manager from 2011 to 2017. Prior to these roles, he served as Vice President, Branch Office Manager, Assistant Branch Manager, Premium Services Manager, and Premium Services Sales Associate. Outside of his professional responsibilities, Steven has personal interests that include baseball, beach activities, fitness, gardening, golf, and volunteering.

Thomas Okomo is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with Merrill Lynch since 2014 and brings prior experience from business and product management in the property and casualty insurance industry. Thomas focuses on providing a comprehensive approach to wealth management, emphasizing understanding each client's unique needs and goals. He leverages the investment insights of Merrill and the banking services of Bank of America to address various aspects of clients' financial lives. Thomas's areas of expertise include corporate executive services, divorce transition planning, executive compensation, family wealth management strategies, services for endowments, foundations, and non-profits, investment consulting for defined contribution plans, liquidity management, personal retirement planning, portfolio management services, and small business strategies. He holds several professional designations including Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's degree from United States International University, a Master's degree, and a Master of Business Administration (MBA) from Bentley University. Thomas resides in Boston, Massachusetts with his wife and children. His personal interests include cooking, music, spending time with family, and traveling.

Ian Wright is a financial advisor at Morgan Stanley with seven years of industry experience. He has worked at Morgan Stanley since 2023 and previously held positions at Charles Schwab & Co., Inc. and SunLife Financial. Wright holds Series 63 and Series 66 designations. Morgan Stanley Wealth Management serves individual and institutional clients by providing a broad range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and investment modeling methods but does not provide individual security recommendations as part of its standalone planning services.

Demetra Moore is a financial advisor at Mass Mutual Investors Services with 25 years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at Bank of America, Merrill, LPL Financial, and Central One Federal Credit Union. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm utilizes detailed client information and firm-approved analytical tools to deliver written financial recommendations in collaborative annual planning engagements.

Sean McCann is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop comprehensive wealth plans aimed at achieving their financial goals. He focuses on understanding the priorities of his clients and their families to serve as their advocate and provide peace of mind regarding their financial matters. Sean assists clients throughout all phases of their financial lives, including growing, preserving, and distributing their wealth. Sean's professional experience includes roles as a Financial Consultant and Investment Consultant at Fidelity Investments since 2023. Prior to that, he served as a Senior Retirement Consultant and Senior Sales Coordinator at John Hancock from 2017 to 2023, and as an Investor Service Representative at Putnam Investments from 2015 to 2017. Outside of his professional work, Sean's personal interests include cooking and baking, football, gardening, golf, outdoor adventures, and traveling.

Ryan Mc Intyre is a financial advisor at Ameriprise in Braintree, MA, holding a Series 66 designation with three years of industry experience. He has been with Ameriprise since 2018, with a brief period of self-employment, and has a background that includes teaching at Boston College High School. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice. The firm’s approach emphasizes dependable income sources, tax-aware withdrawal strategies, and incorporates proprietary research and third-party data.

John Mccarthy III is a CFP® with 32 years of experience in the financial services industry. He is currently affiliated with LPL Financial and has also worked at Bay Financial Advisors, Inc. for 15 years. He is a notary public in the Commonwealth of Massachusetts. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced operational tools and a broad spectrum of financial solutions.

Robert Host is a financial advisor with LPL Financial based in Holliston, MA, holding a Series 66 designation and having 22 years of industry experience. His prior roles include positions at Barbara Sekely and Waddell & Reed, Inc. He has maintained a tax preparation and accounting practice since 1987. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Stephen Fairchild is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning supported by structured discovery processes and advanced modeling tools.

Scott Novak is a financial advisor with Equitable Advisors in Quincy, MA, holding Series 63 and Series 66 licenses with 30 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, since 2003. Novak volunteers with Quincy Public Schools, participating in mock interviews and educational events to assist high school seniors in preparing for financial and career challenges. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers a range of advisory programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party managers to implement customized investment solutions.

Denise Simpson is a financial advisor with Morgan Stanley in Wellesley, MA, holding a Series 66 designation and 12 years of industry experience. She has been with Morgan Stanley since 2014 and has worked at Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she owns a six-family apartment building in East Boston, which is managed by a property management company. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that utilizes firm-approved tools and modeling techniques.