Joel Agus is a financial advisor at Raymond James Financial with 27 years of industry experience. He holds a Series 66 designation and previously worked for Commonwealth Financial Network for 19 years. Agus is also president of Highland Capital, a non-investment-related support company that he manages alongside his advisory work. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm provides tailored, non-discretionary planning and consulting supported by analytical tools and maintains institutional consulting and portfolio management within a large advisor network.

Ann Mccarthy Hackney is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. She has been with Wells Fargo Advisors LLC since 2009 and Wells Fargo Clearing Services LLC since 2017. Outside of her advisory role, she serves on the Board of Trustees for The Learning Project Elementary School in Boston, where she participates in finance committee meetings and advises on outreach, advancements, and budgeting. Wells Fargo Clearing provides retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader set of financial products such as insurance-related vehicles and bank deposit sweep options.

Jonathan Eng is a financial advisor at Merrill with eight years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2017 and Bank of America since 2018. Prior to that, he was employed at North Country Savings Bank from 2010 to 2017. Outside of his advisory role, Eng serves as a committee member on the City of Quincy Bicycle Commission and the Boston Chinatown Neighborhood Center. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Whitney Floren is a financial advisor with OSAIC, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. She has worked with Osaic Wealth Inc since 2018 and has been associated with Centinel Financial Group, LLC since 2013. Floren’s other business activities include serving as a sole proprietor financial professional, recommending insurance products such as life, annuities, and disability insurance. OSAIC serves a diverse group of retail and institutional clients through a wide network of affiliated advisers and offers integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools, risk tolerance assessments, and automated rebalancing to manage portfolios across multiple asset classes on both discretionary and non-discretionary bases.

Alexander Gurin is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. He has worked at Charles Schwab Bank and Charles Schwab & Co., Inc. since 2016. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, combining multi-asset model portfolios with centralized custody and operational support.

Alina Okulovska is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Her prior work includes roles at Bank of America, Ukrainian Construction Investment Bank, PINbank, and Sberbank. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew Diver is a CFP® professional with seven years of industry experience. He is associated with LPL Financial and has worked there since 2017. His work history also includes roles at Feenan Financial Group, Stoddard Financial, Northwestern Mutual, MetroWest Economic Research Center, and Framingham State University. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Patrick Mcauliffe is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career with Merrill Lynch in 2003 as an intern and joined the Fahey/O'Brien Group in 2004, where he contributed to establishing client relationships and maintaining service standards. His daily work focuses on relationship management, performance reporting, and goals-based wealth management planning. Patrick holds a Bachelor of Science in Finance and a Master of Science in Financial Planning, both from Bentley College. He has earned the Chartered Retirement Planning Counselor™ and Certified Plan Fiduciary Advisor® designations, as well as credentials as a Personal Investment Advisor and Retirement Benefits Consultant. His client focus areas include college education planning, managing new wealth, personal retirement planning, portfolio management, socially responsible and values-based investing, individual and corporate investment strategies, tax minimization, and retirement income. Outside of his professional role, Patrick resides in Hanson, Massachusetts, with his wife Christine and their sons Christian and Miles. He has been involved with NVNA & Hospice as a member of its Board of Directors from 2013 to 2015. His personal interests include photography, spending time with his family, and traveling.

Cameron Bresciani is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. His prior roles include positions at UBS Financial Services, Morgan Stanley, Equitable Advisors, and American Income Life Insurance. He also worked at Bridgewater State University and has experience outside finance with companies such as Cumberland Farms and GGE Systems. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, serving clients with tailored investment solutions and acting as an ERISA fiduciary.

Paul Giglio is a financial advisor at RBC Capital Markets with 38 years of industry experience. He holds the Series 63 and Series 66 designations. His prior work includes roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutional clients, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles and preferences.

Michael Gillette is a financial advisor at Fidelity with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked within various divisions of Fidelity since 1994. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, using a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its advisory role to registered investment companies and delivery of model portfolios through systematic methodologies.

Brian Rogers-Botellio is a Financial Consultant at Fidelity Investments, a position he has held since 2024. He works closely with clients and their families to develop financial plans aimed at achieving their life goals, emphasizing care, guidance, and service. His professional experience includes roles at Charles Schwab & Co. from 2017 to 2023, progressing from Client Relationship Specialist to Vice President - Financial Consultant. Prior to that, he held positions at State Street Bank from 2015 to 2017, including Client Service Specialist and Functional Specialist. Brian's personal interests include fitness, football, social events, movies, and music.

Guillermo Alberto is a CFP® professional with 19 years of industry experience, currently affiliated with LPL Financial since 2020. His prior roles include positions at Mass Mutual Investors Services, Mass Mutual Life Insurance Company, and MetLife Securities Inc. Outside of his advisory work, he is involved in a non-variable insurance business and operates a financial services DBA connected to LPL Financial. LPL Financial serves a diverse client base including individuals, retirement plans, banks, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a broad range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management supported by various model portfolios and research resources.

Adam Ladd is a financial advisor with Ameriprise in Canton, MA, holding a Series 66 designation and 17 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2008. Ameriprise offers a retirement-income planning service designed for clients approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary advice through a centralized consulting team.

Debra Blair is a financial advisor at Morgan Stanley with 29 years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2009 and holds a Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Sean Leonard is a financial advisor at Wells Fargo Advisors in Needham, MA, holding a Series 66 designation with two years of industry experience. His prior work includes diverse roles in construction, landscaping, and education, including positions at Consigli Construction, Kelly's Landscaping Inc., Assumption University, and Franklin High School. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients with a broad range of investment and financial planning services tailored to clients meeting net-worth thresholds.

Elizabeth Garabedian is a Senior Financial Advisor with Merrill Lynch Wealth Management. She specializes in designing customized wealth management plans that extend beyond investments to address clients’ unique priorities. Elizabeth collaborates closely with clients to develop goal-based financial strategies, regularly reviewing and adjusting plans to align with their evolving needs and comfort levels. With over 31 years of experience in financial advice and wealth management, Elizabeth focuses on family wealth management strategies, legacy planning, personal retirement planning, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. She works alongside tax and legal advisors to ensure comprehensive and coordinated financial strategies. Elizabeth holds a High School Diploma from Old Rochester Regional High School, an Associate's Degree from Katherine Gibbs School, a Bachelor’s Degree from Mount Ida College, and a Master’s Degree from Suffolk University. She is also a Personal Investment Advisor (PIA). Elizabeth resides in Scituate, Massachusetts with her husband and daughter. Her personal interests include gardening, reading, running, sewing, skiing, tennis, and spending time with her family.

Richard Eckelhofer is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Eckelhofer also serves as a trustee for a family trust. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory and tailored to plan objectives and risk tolerances.

Bobby Fry is a Financial Consultant who collaborates with clients to develop individualized financial plans aimed at achieving their short- and long-term goals efficiently and effectively. He has a background in banking and financial services, having worked as a Private Banker at Morgan Stanley from 2018 to 2023 and held previous roles as a Financial Solutions Advisor at Merrill Edge from 2013 to 2018, as well as a Wealth Management Banker at Merrill Lynch from 2009 to 2013. Outside of his professional career, Bobby has interests in camping, football, outdoor adventures, and skiing.

Dena Mao is a financial advisor with LPL Financial in Dedham, MA, holding Series 63 and Series 65 designations and 13 years of industry experience. She previously worked at Cadaret, Grant & Co., Inc. and HMS Financial Group, each for nine years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a wide range of advisory programs, financial planning, and investment management solutions supported by extensive research and technology tools.