Robert Mosera is a financial advisor at Wells Fargo Advisors with 31 years of industry experience. He holds Series 63 and Series 65 designations and has worked at various Wells Fargo affiliates since 2009. Outside of his advisory role, he owns a 50% stake in Hillcrest Capital Advisors Inc. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and financial planning services tailored to clients who meet a net-worth threshold. The firm provides planning in areas including retirement, education, risk management, and specialized needs such as business-owner transition and special-needs analysis.

Gina Carosella is a Senior Financial Advisor with Merrill Lynch Wealth Management. She began her career in the financial services industry in 1987 with Merrill Lynch and has built over three decades of experience in wealth management and banking. Gina works closely with clients including physicians, business executives, entrepreneurs, and other affluent individuals and families, developing personalized wealth management plans. Her expertise includes fixed income, banking, insurance, credit, and lending services. Gina attended California State Polytechnic College in Pomona, California, and completed the training program at the American Institute of Banking. She holds the Personal Investment Advisor (PIA) designation. A resident of Highland Lakes, New Jersey, Gina enjoys traveling and spending time with her family, friends, clients, and three dogs.

Anthony Napolitano is a financial advisor at Merrill Lynch Wealth Management. He focuses on understanding his clients' lifestyles and aspirations to simplify complex financial matters and provide actionable strategies. His approach to financial planning includes disciplined investment management and customized solutions tailored to individual and business needs. Anthony has expertise in implementing customized retirement plans for business clients, collaborating with actuarial partners to optimize plan design. He also provides treasury cash management services to help businesses manage liquidity efficiently. His specialized areas include divorce transition planning, employee benefits planning, executive compensation, and strategies for defined benefit and contribution plans. He holds a Bachelor's Degree from Montclair State University and has earned professional designations such as Chartered Retirement Plans Specialist (CRPS) and Personal Investment Advisor (PIA). Outside of his professional role, Anthony engages in basketball, boating, cooking, fishing, gardening, hiking, watching movies, and yoga. He is also involved in community activities, including volunteering with the Knights of Columbus and supporting local lacrosse programs.

Thomas Riordan is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked within various Wells Fargo entities since 2010, including Wells Fargo Advisors LLC and Wells Fargo Clearing. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm provides a broad range of financial planning services, utilizing proprietary research and tools to deliver tailored recommendations, with an emphasis on integrating advisory services alongside other financial products.

Henry Sackler is a financial advisor with Morgan Stanley in Paramus, NJ, holding a Series 66 designation and 13 years of industry experience. He has been with Morgan Stanley since 2013, including a role at Morgan Stanley Private Bank since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering a range of advisory programs and financial planning services supported by firm-approved planning tools and a comprehensive investment approach.

Andrew Wedeen is a financial advisor at Wells Fargo Advisors with 39 years of industry experience. He has worked within Wells Fargo entities since 2009, including Wells Fargo Clearing and Wells Fargo Advisors. Outside of his advisory role, he holds a one-third ownership in Pronomic Wealth Management, LLC. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options that include retirement, education, risk, and wealth-transfer strategies. The firm uses proprietary research and planning tools to tailor recommendations, with clients deciding how to implement advice through brokerage or advisory programs.

John Barchitta is a financial advisor with LPL Enterprise holding Series 65 and Series 63 licenses and three years of industry experience. His prior work includes roles at The Prudential Insurance Company of America, Pruco Securities, LLC, Equity Services, Inc., and National Life. From 2015 to 2019, he was involved with Honeoye Falls Distillery. LPL Enterprise, LLC provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and charitable entities through a network of investment adviser representatives. The firm’s model-driven investment approach incorporates portfolios developed by LPL’s Research Department and third-party strategists, with additional services including financial planning, access to third-party asset managers, and affiliated insurance and trust services.

Charles Cain is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to define their financial goals and develop portfolio strategies tailored to meet those objectives. His approach involves ongoing advice and portfolio adjustments to adapt to clients' changing situations. He has experience focusing on areas such as legacy planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, socially responsible and values-based investing, tax minimization, retirement income, and individual and corporate investment strategy. Charles holds the Personal Investment Advisor (PIA) designation. Charles earned a Bachelor's Degree from the University of Maryland College Park. Born and raised in New Jersey, he balances his professional work with personal interests that include baseball, basketball, billiards, football, music, pickleball, racquetball, skiing, spending time with family, and tennis.

Philip Paul is a CFP®-designated financial advisor with 19 years of industry experience. He currently works at Morgan Stanley, having been with the firm and its affiliated entities since 2021. Prior to that, he worked at Bank of America and Merrill from 2017 to 2021, and also served at Fairleigh Dickinson University from 2015 to 2017. Outside of his advisory role, Paul is a committee member of the Summit Jewish Community Center, where he helps coordinate advertising efforts for community publications. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory services to individuals and institutions, including customized financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and scenario modeling as part of its advisory process.

Hetal Joshi is a financial advisor at Fidelity with 18 years of industry experience. She holds Series 63 and Series 66 credentials and has previously worked at Morgan Stanley Private Bank and PNC Bank. Fidelity’s subsidiary Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary accounts. The firm is notable for its use of systematic methodologies and roles advising multiple registered investment companies, as well as its application of AI and established governance practices.

Kenneth Cariota is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has been with Wells Fargo entities since 2016. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets with over 14,000 financial advisors and offers a range of brokerage and advisory solutions.

Benjamin Bartley Cohen is a financial advisor with UBS Financial Services, holding a Series 66 designation and beginning his advisory career in 2024. Prior to joining UBS, he was employed at InvestorCOM and has an academic background including four years at Binghamton University. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, utilizing proprietary capital market assumptions and research to tailor client plans. The firm combines institutional trading capabilities with wealth management services, operating across multiple regulatory roles and offering a broad range of financial products and solutions.

Terrance Stevens is a financial consultant currently working at Fidelity Investments since 2023. He has built a career in the financial services industry with over 12 years of experience. Throughout his career, Terrance has held various roles, including Senior Premier Banker, Premier Banker, and Relationship Banker at Wells Fargo from 2015 to 2023, as well as Financial Service Representative at Hudson Valley Credit Union from 2013 to 2015. His professional expertise focuses on assisting clients in achieving their financial goals through a client-centered approach. Terrance is committed to providing service that aligns with clients' unique needs, offering guidance and resources to help them manage their financial journeys effectively. Outside of his professional pursuits, Terrance enjoys fitness and traveling.

Ray Donnelly is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at UBS Financial Services for nine years before joining Morgan Stanley in 2025. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs with a focus on tailored financial planning supported by structured discovery processes and firm-approved tools.

Jeffrey Goria is a financial advisor with Morgan Stanley in Paramus, NJ, holding a Series 66 designation and seven years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2019, following five years at Trident Brokerage Services LLC. Goria serves as a trustee in estate and trust roles outside of his advisory work. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets.

Giancarlo Colasuonno is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and five years of industry experience. His prior roles include positions at Bank of America N.A. and GWN Securities, Inc. Outside of his advisory work, he is involved with Party Couture LLC DBA Michelle's Catering as a general caterer and server. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients using model-based and discretionary strategies for a range of investors including individuals, high-net-worth clients, and institutional accounts.

Kathleen Toolen is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 designations and 37 years of industry experience. She has worked at Raymond James since 2022, following prior roles at Merrill and UBS Financial Services. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Pantaleo Uva is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has worked extensively with Prudential Insurance Company of America and Pruco Securities, LLC, from 1981 through 2024 before joining LPL Enterprise. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate entities. The firm employs a model-driven investment approach, utilizing portfolios developed internally and by third parties, and offers access to financial planning, third-party asset managers, and affiliated trust and insurance services.

Pauline Honecker is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 designations and bringing 21 years of industry experience. She has worked at JPMorgan Chase Bank, N.A. since 2010 and has been with J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.

James Doctor is a financial advisor at Merrill in Saddle River, NJ, holding a Series 66 designation with one year of industry experience. He previously worked at Phone.com for eight years before joining Merrill and Bank of America in 2026. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.