Christopher Ferguson is a financial advisor with Charles Schwab, holding Series 63 and Series 66 designations and possessing 36 years of industry experience. He has been with Charles Schwab since 1998. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and provides a range of integrated brokerage, custody, and advisory services.

Stephen Bishop Jr. is a financial advisor with Ameriprise, holding a Series 63 designation and 30 years of industry experience. He has worked at Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with significant investable assets, providing written recommendations that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research-driven modeling and tax-efficiency analysis, delivering personalized plans through a centralized consulting team.

Nicholas Agnone is a financial advisor with LPL Financial, holding Series 63, 65, and 66 credentials and over 28 years of industry experience. He has previously worked at Osaic Wealth, Inc. for 15 years and has operated Nicholas Agnone & Co., LLC since 2001. Outside of his advisory role, he is actively involved in tax preparation and accounting services through his own firm, Nicholas Agnone & Co. LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Jonathan Pugach is a financial advisor at Wells Fargo Advisors with four years of industry experience. He holds the Series 66 designation and has previously worked at UBS Financial Services, Merrill, AXA Advisors, and other firms. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas such as business-owner transition and special-needs analysis, supported by Wells Fargo research and planning tools.

Amy Curley is a financial advisor with Morgan Stanley in Garden City, NY, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. She has been with Morgan Stanley and its affiliate firms since 2014. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutions, combining financial planning with investment strategies supported by quantitative tools and analysis. The firm manages approximately $2.74 trillion in client assets and provides services both directly to clients and through employer-based agreements.

Joshua Soto is a Financial Advisor at Merrill Lynch Wealth Management. In this role, he works closely with individuals, families, and business owners to develop personalized financial strategies aimed at pursuing short-, mid-, and long-term goals. He provides resources and guidance on investing, retirement planning, education funding, and small business solutions, including access to specialists in banking, credit, home financing, and small business services. His areas of focus include college education planning, executive compensation, family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. Joshua approaches financial planning by understanding what matters most to each client and tailoring strategies accordingly, serving as a trusted resource to help clients make informed financial decisions. Joshua holds a Personal Investment Advisor (PIA) designation. He earned an associate's degree from Suffolk County Community College and a bachelor's degree from Pace University, following his graduation from William Floyd High School. He is affiliated with Merrill professional organizations.

Andrew Surace is a financial advisor at Morgan Stanley with nine years of industry experience. He holds a Series 66 designation and has previously worked at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, LLC, and AXA Advisors. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning supported by structured discovery tools and analytical models. The firm manages approximately $2.74 trillion in client assets and offers its services both directly and through corporate financial planning agreements.

Salvatore Piro is a financial advisor at MassMutual Investors Services with four years of industry experience. He holds Series 63 and Series 66 licenses and has worked at MassMutual Life Insurance Co and Barnum Financial Group/MMLIS. Outside of his advisory role, he is president and owner of Citiview Management Inc. and also works as an insurance broker specializing in life, disability, long-term care, fixed annuities, and health insurance. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers collaborative, annual planning engagements using firm-approved analytical tools and also delivers specialized services such as divorce planning and estate-settlement programs.

Jenna Muscarella is a financial advisor with Morgan Stanley in Jericho, NY, holding Series 63 and Series 66 licenses and nine years of industry experience. She previously worked at Equitable Advisors and Axa Advisors, LLC before joining Morgan Stanley in 2022. Muscarella serves as a board member of the Garden City Chamber of Commerce, participating in community events. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm’s financial planning process relies on structured discovery conversations and firm-approved tools, offering a range of services including estate planning and investment advisory.

Mark Fitzpatrick is a Wealth Management Advisor at Merrill Lynch Wealth Management with over 40 years of experience in the financial services industry. Prior to joining Merrill Lynch in 2001, he spent 18 years trading U.S. Treasury bonds on Wall Street. He specializes in personal retirement planning, portfolio management services, and retirement income strategies. Mark holds a Bachelor of Arts degree in English Literature from Amherst College and graduated from Chaminade High School in Mineola, NY. He has earned several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He lives in Garden City, NY with his wife Dolores and their four grown children. In addition to his professional work, Mark serves on the Board of Governors for both the Cherry Valley Club in Garden City and the Lawrence Beach Club in Atlantic Beach, NY. His personal interests include golfing, hiking, skiing, and spending time with his family.

Mitchell Foster is a financial advisor with Osaic Wealth, Inc. in Melville, NY, holding a Series 65 designation and with 52 years of industry experience. He previously worked at JHFN Signator Investors, Inc. for 44 years before joining Osaic in 2018. Foster serves as a trustee for the Yokun Brook Condominium Association, a homeowners association. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a wide network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services with a focus on asset allocation, risk assessment, and portfolio management that includes a broad range of investment products.

John Deluca is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 29 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2013 to 2016. Outside of his advisory role, he has ownership interests in software and consulting businesses. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Charles Menacho IV is a financial advisor with Morgan Stanley in Garden City, NY, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Morgan Stanley since 2013 and Morgan Stanley Private Bank since 2015. Outside of his advisory work, Menacho serves as an officer of the Suffolk Harley Owners Group, a recreational organization in Oakdale, New York. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

James Quigley is a financial advisor at LPL Financial in Melville, NY, holding a Series 66 designation with 20 years of industry experience. His previous roles include positions at Wells Fargo Clearing Services, Capital One Investing, E*TRADE, and TD Ameritrade. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, employing various strategies delivered primarily by investment adviser representatives.

Martin Schwartz is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career in the financial services industry in 1983 and has over four decades of experience serving multiple generations of clients across various financial stages. His practice focuses on areas such as college education planning, managing new wealth, personal retirement planning, portfolio management services, socially responsible and values-based investing, tax minimization, and retirement income. Throughout his career, Martin has worked with entrepreneurs, real estate investors, physicians, teachers, attorneys, CPAs, retirees, and diverse family structures, providing comprehensive planning and coordination with clients' CPAs and attorneys for tax-minimization and estate planning strategies. His approach involves acting as a full-service team that prioritizes and plans for clients' futures, simplifying complex financial decisions, and addressing various life transitions including retirement, wealth transfer, and long-term care planning. Martin holds a Bachelor's Degree from the University of Michigan and holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He resides on Long Island, New York with his spouse and enjoys baseball, football, golfing, ice hockey, reading, and spending time with his family. He has also served the community for 26 years through his affiliation with the Five Towns Kiwanis Club, holding positions such as Past President and Treasurer Emeritus.

George Christodoulou is a financial advisor at Charles Schwab with two years of industry experience. He previously worked at Edward Jones and JPMorgan Chase. He holds Series 63 and Series 66 licenses. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence from the Schwab Center for Financial Research.

Justin Crocker is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2018, with prior experience at Bank of America and Merrill. Outside of finance, he is a silent partner in a personal trainer franchise called Fortis Anima Corp. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Rhonda Sossner is a financial advisor at Ameriprise with seven years of industry experience. She holds a Series 66 designation and has previously worked with Commonwealth Financial Network, Avantax Investment Services, and several entities named Strickoff Financial Services. Outside of her advisory work, she serves as Treasurer and Secretary of a retail hardware store. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning with a combination of proprietary research, third-party data, and algorithmic tools.

Kaylee Mc Fadzen is a financial advisor at Morgan Stanley with five years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2019. Prior to joining Morgan Stanley, she was employed at the Town of Huntington Assessor's Office and studied at Binghamton University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved tools.

Ryan Rielly is a financial advisor at Morgan Stanley with 10 years of industry experience. He has held his current position since 2017 and previously worked at First Empire Securities, Inc. from 2015 to 2017. He holds Series 66 and Series 63 registrations. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.