Amr Rawi is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has worked at firms including Morgan Stanley and Bank of America. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Peter Quoie is a CFP® and holds a Series 66 license with nine years of industry experience. He currently works at Wells Fargo Clearing and previously held roles at JP Morgan Securities, JP Morgan Chase Bank, Charles Schwab, Bank of America, and Merrill. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Robert Dailey is a financial advisor with LPL Financial, holding a Series 66 designation and 12 years of industry experience. He previously worked at Valic Financial Advisors for 12 years and AGIA for 4 years. Outside of advisory roles, he is involved in non-securities insurance product activities as an agent. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, utilizing model portfolios, third-party subadvisors, and technology-driven investment approaches.

John De Nuto is a financial advisor with LPL Financial, holding a Series 66 designation and four years of industry experience. Prior to joining LPL Financial, he was with Cetera Advisor Networks and has long-term employment as a Senior Staff Engineer at Northrop Grumman Systems Corporation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, retirement plan consulting, and brokerage services.

Evan Noack is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and three years of industry experience. He has been with ClearView Wealth Advisors/MassMutual and MML Investors Services since 2021. Prior to his advisory career, he worked in various roles in retail and marketing. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring client relationships as annual, collaborative engagements.

Eyob Eyob is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, he worked at Bank of America from 2017 to 2025 and has additional experience in retail from Macy’s. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Alexander Jurado is a financial advisor at Edward Jones in Annapolis, MD, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Thrivent Financial, Thrivent Investment Management Inc., Kent Manor FBS LLC, Hersha Hospitality Management, and Spire Hospitality. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies supported by a nationwide network of more than 23,700 financial advisors.

Andres Lopez is a financial advisor at Equitable Advisors with three years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including RPM Groups and Kane & Krowe. Prior to his advisory career, he spent five years at the University of Delaware. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through various third-party programs. The firm operates a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals and risk tolerance.

Carey White is a financial advisor at UBS Financial Services with 16 years of industry experience. She holds the Series 66 designation and has been with UBS since 2022. Prior to returning to the industry, she was a stay-at-home parent for eight years. Outside of her advisory work, she serves as secretary and board member for Hammond Park Recreation Inc., a private neighborhood swimming pool facility. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocation with a broad range of capital markets services.

Charles Mcneilly is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and 22 years of industry experience. He has worked at Cetera since 2021 and also leads Oak Court Wealth Management, a firm he has been associated with since 2014. Mcneilly serves as a board member for Services from the Heart, a nonprofit organization focused on food distribution and fundraising. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, employing a multi-manager platform with diverse program structures and custodial relationships.

Dennis Oparaugo is a financial advisor with Charles Schwab in Bowie, MD, holding CFP®, Series 63, and Series 65 credentials and possessing 27 years of industry experience. He has been associated with Charles Schwab since 2013 and is also a co-founder of Roundcomb, Inc., a real estate business involved in planning and administration. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, supported by multi-asset model portfolios and centralized operational infrastructure.

Erik Pedley is a financial advisor with Cetera, holding a Series 66 credential and over 11 years of industry experience. He has worked at several firms including First Allied Advisory Services and currently operates an independent financial services business, Portfolio Advisory Associates. He also serves as a board member of the University of Maryland Alumni Association. Cetera Investment Advisers LLC is an SEC-registered adviser offering a wide range of portfolio management and financial planning services through a large network of independent advisors, serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm employs a multi-manager platform with access to various investment strategies and program structures, overseeing approximately $256 billion in assets.

Steve Janvier is a financial advisor at Mass Mutual Investors Services with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Mass Mutual Investors Services since 2017 and MetLife Securities from 2006 to 2017. His other business activity includes working as an independent insurance agent specializing in life, accident, and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software to provide detailed, collaborative planning without discretionary investment authority.

Deborah O'Neill is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Morgan Stanley since 2009, currently working within the Morgan Stanley Services Group. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and its Estate Planning Strategies Group.

Jeffrey Olsen is the president of OPR Investment Services, LLC and holds a Series 65 designation with three years of industry experience. He has been involved in his accounting firm, Olsen & Associates, LLC, since 1997, where he serves as owner and president providing tax preparation, planning, and management consulting. Olsen’s work with OPR primarily involves soliciting clients for third-party registered investment advisers rather than providing direct investment advice. OPR Investment Services, LLC functions as a solicitor, referring potential investors to third-party advisers and conducting due diligence on those firms. The company does not manage client accounts or custody assets, and it maintains written supervisory procedures and a Code of Ethics to address conflicts of interest related to referral compensation.

Scott Grebenstein is a financial advisor with Foresight Financial Services, LLC, holding Series 63 and Series 65 designations and bringing 39 years of industry experience. Prior to founding Foresight Financial Services in 2021, he spent 10 years at Mclaughlin Ryder Investments. Outside of his financial advisory work, he owns and operates an online sports memorabilia business. Foresight Financial Services is an independent firm serving clients from Laurel, MD.

Charles Nemphos is a financial advisor at NorthStar Wealth Management, Inc. with 39 years of industry experience. He has worked at NorthStar Wealth Management since 2005 and has held a position at Lasalle St. Securities, L.L.C. since 1998. Outside of financial services, he is involved in a family-owned clothing business, Yale Sportwear Inc. NorthStar Wealth Management provides investment advisory and financial planning services to individual and high-net-worth clients. The firm focuses on individualized portfolio management and periodic account reviews, offering tailored oversight through ongoing advisory relationships.

Jean Elizabeth Hubbard is a CFP® and holds a Series 66 license, with 26 years of industry experience. She has been with NorthStar Wealth Management, Inc. since 2005 and also maintains a longstanding affiliation with Lasalle St Securities, L.L.C. Outside of her advisory roles, she is involved with Windmill Point Real Estate. NorthStar Wealth Management provides investment advisory and financial planning services primarily to individual and high-net-worth clients. The firm focuses on individualized portfolio management and ongoing advisory relationships to deliver tailored investment oversight.