John Thorsen is a financial advisor with Wells Fargo Advisors in Orlando, FL, holding a Series 66 designation and 15 years of industry experience. He has worked at Wells Fargo Advisors since 2016 and previously spent five years with Raymond James & Associates. Thorsen serves as a trustee for multiple 401(k) plans associated with his practice. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services tailored to clients meeting net-worth thresholds and integrates advisory services with other financial products and referral channels.

Michael Maurno is a Vice President and Financial Consultant at Fidelity Investments, where he has worked since 2012. In his role, he focuses on building trusted relationships with clients and their families, aiming to make meetings productive and to clearly explain financial matters. He helps clients understand their financial standing in relation to their goals and ensures their investments align with their intended use of funds. Clients can expect comprehensive discussions about their financial situation and portfolios. Michael holds a California Insurance License, supporting his expertise in financial consulting. Outside of his professional responsibilities, he is involved in family activities and enjoys fitness and golf.

Gregory Broner is a financial advisor at Merrill with 28 years of industry experience. He holds Series 63 and Series 66 credentials. His prior work includes roles at Wells Fargo Bank and Wells Fargo Advisors before joining Merrill and Bank of America in 2019. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for a range of clients including individuals, high-net-worth investors, and institutions.

Dario Zapata is a financial advisor with Raymond James Financial who holds a Series 66 credential and has nine years of industry experience. He has worked at Raymond James Financial Services Advisors Inc. since 2018 and also operates Orlando Wealth Management. Outside of his advisory work, he is a partner and owner of PopGolfPro, LLC, a mobile golf-simulator rental business serving events in Central Florida. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and uses analytical tools to support client goals, with additional services in municipal advising and SIMPLE IRA employer consulting.

Michael Lipscomb is a financial advisor with Ameriprise in Windermere, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Ameriprise and its affiliate since 2014. Outside of his advisory role, he works as a business coach. Ameriprise offers retirement-income planning services primarily for clients approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendation reports through a centralized consulting team.

Ronda Wilson is a CFP® professional with 21 years of industry experience, currently advising at Cetera. Her prior experience includes roles at Concourse Financial Group Securities Inc, Waddell & Reed Inc, and operating her own financial services firm, RJ Wilson Investments & Insurance. She serves on the Valencia College Business Advisory Council, engaging with local businesses on educational program development and workforce skills. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of over 10,000 independent advisors, serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with both discretionary and non-discretionary program options.

Karrie Verduin is a financial advisor with Raymond James & Associates in Orlando, FL, holding a Series 66 designation and 12 years of industry experience. She has been with Raymond James & Associates since 2012. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, pension and profit-sharing plans, and charitable organizations, offering financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles and affiliated research.

Kelly Barber is a financial advisor at Raymond James Financial Services Advisors, Inc. with 21 years of industry experience. He held prior roles at Edward Jones for 17 years before joining Raymond James and Concurrent Advisors. Outside of advising, Barber is the CEO of The Barber Group, a support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, institutions, and charitable organizations. The firm utilizes fact-finding, risk profiling, and analytical tools to tailor non-discretionary planning and consulting services aligned with client goals.

Maria Vigil is a financial advisor with Primerica Advisors in Orlando, FL, holding Series 63 and Series 65 credentials and possessing 38 years of industry experience. She has worked with PFS Investments Inc. and Primerica Financial Services since 1988. Primerica Advisors primarily serves individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program that uses model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Esteban Rondon is a financial advisor with Equitable Advisors in Orlando, FL, holding a Series 66 designation and four years of industry experience. His prior work includes roles at Christopher Abel Viteri, Headquarter Toyota, Classic Davila Floor, and Express Car Wash. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset-management programs. The firm utilizes a range of advisory models, often implementing solutions through third-party asset managers and LPL-sponsored programs.

Tracy Wilson is a financial advisor at Morgan Stanley with 26 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and holds the Series 63 and Series 66 designations. Based in Orlando, FL, her career has been focused within this firm for over 17 years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and advisory programs, managing approximately $2.74 trillion in client assets.

Morgan Metcalf is a financial advisor at RBC Capital Markets with seven years of industry experience. He holds the Series 66 designation and has worked previously at Bank of America, Merrill, and Allstate Benefits. RBC Wealth Management serves a wide range of clients, including individual investors, institutions, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, and brokerage services, implementing tailored strategies through both in-house and third-party managers.

Mary Byington is a financial advisor at Merrill with 19 years of industry experience. She holds Series 66 and Series 63 licenses and has previously worked at Truist, United Medical Corporation, Cetera Investment Services LLC, and Regions Bank. Outside of her advisory role, she serves as a board member and fundraising gala committee member for the Coalition for the Homeless of Central Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Bihler is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers services supported by structured planning tools and analysis from its Global Investment Committee.

Ashley Laubach is a financial advisor with UBS Financial Services in Windermere, FL, holding a Series 66 designation and 23 years of industry experience. She has worked at UBS Financial Services and UBS PaineWebber since 2001 and 2002, respectively. Laubach is a member of the National Association of Professional Women, a network that provides professional development resources. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services supported by proprietary research and capital market models.

Dhanespatti Tiwari is a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, he provides guidance and support to clients in managing their investment portfolios and financial strategies. Dhanespatti has experience related to business development, client relations, and trade execution for client portfolios. He has also assisted teams with syndicate portfolio management. He holds the Professional Designation of Personal Investment Advisor (PIA). He earned an Accredited Certificate from George Mason University.

Andrew Niklaus is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Raymond James Financial. He previously worked at Merrill Lynch for five years before joining Raymond James in 2020. In addition to his role at Raymond James, he works as an independent contractor financial advisor for Agility Wealth Management. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers tailored, non-discretionary planning and employs various analytical tools to help clients evaluate potential outcomes.

John Kirchhoefer is a financial advisor with Merrill who holds a Series 63 designation and has 47 years of industry experience. He has been with Merrill since 1970 and also affiliated with Bank of America since 2009. Outside of his advisory role, he is involved in multiple aviation-related businesses, including serving as president of a courier company and holding interests in several corporations that manage and own aircraft for liability purposes. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Erik Whelan is an Investment Consultant at Fidelity Investments, where he collaborates with clients to develop comprehensive financial plans and present tailored strategies. His approach involves co-creating clear, actionable steps that evolve over time to reflect client preferences, time horizons, and changing needs. Erik has been with Fidelity Investments since 2021, progressing through roles including Customer Relationship Advocate, High Net Worth Associate, Investment Solution Representative I and II, Planning Consultant, and currently Investment Consultant. This experience has provided him with a strong foundation in investment solutions and client planning. Outside of his professional work, Erik has personal interests that include boating, golf, scuba diving, visiting museums, traveling, and exploring culinary experiences.

Natasha Carse is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley since 2015, including seven years with Morgan Stanley Private Bank, N.A. Outside of her advisory role, she is involved in music and video production as well as movie production through her ownership and management of related LLCs. Morgan Stanley Wealth Management serves individual and institutional clients by providing tailored financial planning and advisory programs, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and advanced modeling tools to support clients’ financial goals.