Theo Rainey is a financial advisor at UBS Financial Services with a Series 66 designation and less than one year of industry experience. Prior to joining UBS, he held various roles in parking services and guest services and attended the University of Vermont. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining model-based asset allocations and proprietary research to tailor financial plans and portfolio management. The firm also provides institutional trading capabilities alongside its wealth management and investment advisory services.

Christopher Caledonia is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his financial services career in 2000 and has over two decades of experience advising clients in wealth accumulation, preservation, and transfer. He utilizes a defined four-step process that includes portfolio development, liability management, tax minimization strategies, and asset preservation, with a focus on ensuring a lifetime retirement income stream for clients. Christopher primarily serves semi-retirees, retirees, and business owners, providing comprehensive wealth management strategies tailored to their individual needs. Christopher holds a Bachelor’s Degree from Elon University in North Carolina, where he studied Leisure/Sports Management. Since moving to Sarasota in 1999, he has worked closely with clients to help them achieve their financial goals through careful planning and adjusting strategies as circumstances dictate. He holds the designation of Personal Investment Advisor (PIA). Residing in Sarasota with his wife Vanessa and their two children, Christopher enjoys attending cultural events within the community as well as participating in basketball, tennis, and golf. He emphasizes placing his clients' interests first in his advisory approach.

Nancy See is a financial advisor with LPL Financial in Sarasota, FL, holding Series 63 and Series 65 licenses and 33 years of industry experience. Her prior roles include positions at BMO Harris Financial Advisors, Morgan Keegan & Company, and Banc of America Investment Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advisory services delivered primarily through a large network of investment adviser representatives.

James Molinaro is a financial advisor at Morgan Stanley with 50 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has been associated with various Morgan Stanley entities since 2002. He is based in Bradenton, Florida. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models to support its financial planning process.

Joseph Kennedy Jr. is a financial advisor with Ameriprise Financial Services, holding a Series 63 designation and 42 years of industry experience. His prior work includes roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. He serves on the board of the Crosthwait Memorial Fishing Tournament. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning services that utilize written recommendations and ongoing advice focused on dependable income and tax-aware withdrawal strategies.

Samantha Fernandez is a financial advisor with Raymond James Financial who holds a Series 66 credential and has 15 years of industry experience. She has worked at various divisions of Raymond James since 2011 and was with Frey Masterson Investment Advisors from 2023 to 2025. Fernandez serves as a board member on the finance committee of Gulf Coast JFCS, a nonprofit organization. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using comprehensive analytical tools and supports a broad advisor network along with specialized municipal and retirement advisory services.

Charles F. Elzer III is a Wealth Management Advisor and Senior Vice President with Merrill Lynch Wealth Management. He marked his thirtieth year as a financial advisor at Merrill Lynch in 2022, bringing extensive experience across multiple investment cycles and market environments. His professional focus includes college education planning, services for endowments and non-profits, legacy and philanthropic planning, retirement income, portfolio management, tax minimization, and managing new wealth. Mr. Elzer earned a Bachelor's degree in Business Administration with a minor in economics from Hofstra University. He holds the Personal Investment Advisor (PIA) designation. His community involvement encompasses serving on the board of trustees for the Just for Girls Foundation and the Tampa Chapter of Safari Club International, as well as participating on the Endowment Committee of his church. He has held leadership roles such as past president of the Manatee County Chapter of the Coastal Conservation Association and past president of Just for Girls, Inc. Additionally, he has supported the Manatee Opera Guild and served as a trustee for the Bishop Museum of Science and Nature. Outside of his professional and community commitments, Mr. Elzer enjoys adventure sports, fishing, gardening, hunting, scuba diving, reading, traveling, and spending time with family and their Labrador Retrievers.

Dionysios Skaliotis is a Financial Advisor at Merrill Lynch Wealth Management, where he works with multi-generational families, business owners, and retirees. He focuses on providing strategic planning, efficient portfolio management, and dedicated service to help clients achieve their financial goals. His client focus areas include family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, and small business strategies. Dionysios holds the Accredited Asset Management Specialist™ (AAMS®) designation recognized by The College for Financial Planning Institutes Corp. He earned a Bachelor of Science degree from Salve Regina University. Since joining the Sarasota community in 2021, he has devoted time to volunteering with local charities serving the homeless and mental health community, including the Education Foundation of Sarasota and Second Heart Homes. Outside of his professional work and community involvement, Dionysios enjoys baseball, golfing, music, running marathons, skiing, surfing, tennis, and spending time with his family.

Charles Fortenberry is a financial advisor at Robert W. Baird & Co. with 33 years of industry experience. He has been with Robert W. Baird since 2012 and holds the Series 63 and Series 65 designations. He is a member of The DDK Group within Robert W. Baird’s Private Wealth Management department, which serves high net worth individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, and custody and brokerage services, employing a combination of manager-traded and model-traded strategies along with tax-management and direct-indexing capabilities.

Ashley Scott is a financial advisor at Edward Jones with 12 years of industry experience. She holds the CFP® and Series 66 designations. Outside of her advisory role, Scott is involved in youth athletics as a swim coach for multiple teams, including the SRQ Tsunami Swim Team in Sarasota, FL. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of investment strategies and advisory services, supported by a large network of financial advisors and branch offices nationwide.

Richard Williams III is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of finance, he is the absentee owner of Flagship Automotive Center, LLC, a towing business he inherited through a family trust. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services supported by structured discovery processes and firm-approved planning tools.

Jeremy St Croix is a financial advisor with Ameriprise in Sarasota, FL, holding Series 63 and Series 65 credentials and 22 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Ameriprise provides retirement-income planning services for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team. The firm also offers a broad range of advisory, brokerage, and insurance solutions typical of large institutional firms.

Ryan Muller is a CFP® with 23 years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing since 2016. His prior experience includes roles at Morgan Stanley, Citigroup Global Markets, and Legg Mason Wood Walker. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and blends research-driven investment strategies with brokerage and advisory solutions.

Scott Mohler is a financial advisor at LPL Financial with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Cantella and Co., Inc., Raymond James Financial, Raymond James Financial Services, Inc., and Ryan Beck & Co. Mohler has an investment-related business entity, SRM Financial Inc., established in 2022. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive technology and a large network of advisors.

Susan Kelly is a Series 66-registered financial advisor with Morgan Stanley in Sarasota, Florida, bringing 16 years of industry experience. She has worked at Morgan Stanley since 2018 and previously spent seven years at Robert Baird & Co. Outside of her advisory role, she is a fitness instructor teaching spin classes at the YMCA of Southwest Florida. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

Laurie Page is a financial advisor with LPL Financial in Bradenton, FL, holding Series 63 and Series 65 credentials and bringing 13 years of industry experience. Her prior work includes roles at Mott & Associates, Inc. and J.W. Cole Financial, Inc. Outside of advising, she operates a freelance photography business and works as a freelance musician. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, utilizing various investment strategies with support from advanced research and operational tools.

Sharon Oberlander is a Senior Consultant at Merrill Lynch Wealth Management. She specializes in goals-based wealth management, focusing on retirement accumulation and income planning strategies, philanthropic and legacy goal execution, and managing wealth-based risk. Sharon is part of the Oberlander Timmerwilke Group, where she emphasizes simplicity, transparency, and a disciplined process tailored to clients' current lifestyles, retirement income needs, and legacy goals. She prioritizes educating clients and aims to make a positive impact on the families and communities she serves. She holds a Bachelor's Degree from the University of Manitoba and has earned professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Sharon has completed executive education programs at Wharton and Harvard. Fluent in both French and English, she also engages in client education initiatives and serves on investment committees to evaluate firm research suitable for client objectives. Beyond her professional role, Sharon is involved in various community and cultural organizations. She serves on the boards of the Lyric Opera of Chicago and the Digestive Health Foundation Board for medical research, and is co-chair of the Museum of Contemporary Art Chicago's ENACT Committee. Sharon sponsors Women's Leadership initiatives at the Executives' Club of Chicago and is a member of the International Women's Forum. She lives in Chicago with her husband and has two adult children. Her personal interests include cooking, music, reading, traveling, and yoga.

Michael Dubee is a financial advisor with Cetera, holding the Series 66 designation and eight years of industry experience. He has worked at multiple firms including Summit Financial Group and Cetera Wealth Services. Outside of his advisory role, he serves as an assistant coach for a youth baseball organization in Sarasota, Florida. Cetera Investment Advisers LLC is a nationwide network of independent advisors serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform that includes affiliated and third-party managers with various program structures and custodial relationships.

Patrick Mackey is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been working in the financial advisory industry since 1992, bringing over 28 years of experience to his role. Prior to joining Merrill Lynch in 2009, Pat spent 17 years with Morgan Stanley Smith Barney. He holds a Bachelor's degree in Business Administration from Towson University. Pat's areas of focus include college education planning, divorce transition planning, employee financial health, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. He is also a Personal Investment Advisor and has experience as a Portfolio Manager, managing personalized investment strategies on a discretionary basis. Originally from the Maryland/Washington, D.C. area, Pat and his wife moved to Manatee County in 1991. They have three daughters. Outside of his professional work, Pat enjoys studying financial market history, college football, traveling, and outdoor activities such as deep-sea fishing. He is involved in community initiatives including support for Take Stock In Children in Manatee County.

Stevan Stanisic is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. His prior roles include positions at Wells Fargo Clearing and Wells Fargo NA. J.P. Morgan Securities provides institutional consulting services focused on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory process integrates quantitative and qualitative due diligence and may include ESG considerations, with implementation supported by affiliated investment-management entities.