Yash Ghiya is a financial advisor with UBS Financial Services in Chicago, IL, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Bank of America Merrill Lynch, Inflection Advisors Inc., and Shaip.ai. Outside of finance, he writes blogs and brochures for Mediscribes, Inc., a medical transcription company. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, combining proprietary research and model-based asset allocations to tailor financial plans. The firm offers a range of services including fee-based financial planning, portfolio management, and capital markets activities.

Adam Miller is a financial advisor at Edward Jones in New Albany, IN, with four years of industry experience. He holds the Series 66 designation and has professional experience spanning roles at Edward Jones since 2021, as well as previous positions at companies including Enjoy Life Foods, Beta Hatch, and CSC Sugar. Outside of his advisory role, Miller serves as an ambassador for One Southern Indiana Chamber of Commerce, acts as an education coordinator for BNI networking franchise, and leads a group at the St. Matthews Chamber of Commerce. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over 23,700 financial advisors and approximately $1.01 trillion in assets under management. The firm offers various advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Sydney Marquette is a financial advisor at Robert W. Baird & Co. with a Series 66 designation and less than one year of industry experience. Prior to joining Baird, Sydney has held roles at Blue & Co., LLC, and has been involved with Strong Hold Productions, LLC. Outside of finance, Sydney has experience working with the Newman Center/Holy Spirit Parish and the Upper Highlands Swim Club. Sydney is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individual, corporate, pension, and charitable clients. The firm offers a range of services including financial planning, portfolio management, and tax-managed investment strategies, supported by internal research and a mix of discretionary and model-traded solutions.

Carl Heesemann is a financial advisor at Robert Baird & Co. with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Robert Baird since 2019, following nine years at J.J.B. Hilliard, W.L. Lyons, LLC. Heesemann is part of The DDK Group within Robert Baird’s Private Wealth Management department, which serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, separately managed accounts, and brokerage services, utilizing a combination of manager-traded and model-traded strategies alongside tax management and direct indexing.

Joshua Stewart is a Series 66-credentialed financial advisor with Edward Jones in Louisville, KY, with 13 years of industry experience. He has been with Edward Jones since 2012. Outside of his advisory role, he serves on the board of the Fern Creek Chamber of Commerce and currently holds the position of Board President, assisting with planning community events. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices across the country.

Michael Melloy is a financial advisor at OSAIC based in Louisville, KY, holding a Series 66 designation with six years of industry experience. Prior to joining OSAIC in 2024, he worked at Securities America Advisors and Securities America, Inc. for four years. He has also operated Melloy Group Financial Coaching since 2019. Outside of advisory work, Melloy is involved in insurance sales as an agent with Gilliam Mease & Associates. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients, offering a range of brokerage and advisory services through a multi-advisor platform. The firm’s investment approach focuses on model-based asset allocation, portfolio optimization, and discretionary management supported by various tools and third-party managers.

Todd Twyman is a financial advisor with Morgan Stanley in Louisville, KY, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2009. Outside of his advisory role, Twyman serves as a FINRA arbitrator in an independent contractor capacity. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured planning tools and investment modeling techniques.

London Smith is a financial advisor with Merrill and holds Series 63 and Series 65 credentials. He has 28 years of industry experience and has worked at Merrill since 2009 and Bank of America, N.A. since 2013. Outside of his advisory role, Smith is a co-owner of a for-profit S-corporation called Guiseppi & Dom Inc, which operates under the name Come Back Inn. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individual and institutional clients.

Francisco Arcos Jaramillo is a Planning Consultant at Fidelity Investments. In this role, he partners with clients to build financial plans tailored to their needs and prioritizes their goals. He aims to understand each client's objectives and utilizes the resources at Fidelity to develop strategies and long-term plans toward retirement. He focuses on building long-lasting relationships of trust with his clients as they work through various life and financial milestones. Francisco has held several positions in the financial services industry. Before becoming a Planning Consultant in 2023, he was a Relationship Manager at Fidelity Investments from 2022 to 2023. He also worked as a Senior Client Service Associate at UBS Financial Services from 2020 to 2022, an Investment Service Specialist II at Edward Jones from 2018 to 2020, and a Registered Representative at Edward Jones from 2017 to 2018.

Seth Smith is a financial advisor at Ameriprise in Louisville, KY, holding a Series 66 designation with one year of industry experience. Prior to joining Ameriprise, he worked briefly at Equitable Advisors, Encore Wealth Management, and has experience in the hospitality industry. He is also affiliated with the University of Kentucky. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning with tax-aware withdrawal strategies. The firm utilizes research, third-party data, and proprietary tools to deliver customized recommendations within a defined investment framework.

Robert Walsh is a financial advisor with Ameriprise in Louisville, KY, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. His prior experience includes nine years at Raymond James & Associates before joining Ameriprise. Ameriprise provides a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, delivering written recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a centralized consulting approach, supported by algorithmic automation and oversight committees.

Sean Lydon is a financial professional at Cetera with one year of industry experience. He holds the Series 66 designation and has worked at Cetera Investment Advisors LLC since 2026. Lydon also serves as a financial professional at Cape Investment Management and has a background in pharmaceutical distribution and healthcare systems analysis at McKesson. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party and affiliated investment strategies.

Jason Walters is a financial advisor at Edward Jones with 22 years of industry experience. He has been with Edward Jones since 2003 and holds Series 63 and Series 66 designations. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Julie Jones is a financial advisor with Wells Fargo Clearing in Louisville, KY, holding a Series 66 designation and 25 years of industry experience. She has been with Wells Fargo Clearing since 2016. Outside of her advisory role, she works as a receptionist at an assisted living facility. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research-driven investment strategies with a broad range of brokerage and advisory solutions.

Donna Seibert is a financial advisor at Robert Baird & Co. with over 30 years of industry experience. She has held positions at Hilliard Lyons and J.J.B. Hilliard, W.L. Lyons, Inc. since 1982 and has been with Robert Baird & Co. since 2019. She holds the Series 63 designation. She is part of the DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management department that serves individuals, corporate and business clients, pension and profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, separately managed account programs, and custody and brokerage services, supported by internal research and manager selection processes.

George Brakmeier IV is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and bringing 19 years of industry experience. He has been affiliated with Cambridge Investment Research in various capacities since 2007 and also operates Brakmeier Financial, LLC. Outside of his advisory work, he is a licensed independent insurance agent. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients, including pension and charitable organizations. The firm offers financial planning, investment management, retirement-plan advisory, and wrap-fee programs, operating through thousands of financial professionals and managing a multi-billion dollar asset base across multiple platforms and custodians.

Robert Ritz is a financial advisor with Edward Jones in New Albany, IN, holding a Series 66 designation and 12 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including households across various net-worth levels, pension and profit-sharing plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies through a large network of financial advisors and branches.

Jessica Tretter is a financial advisor with LPL Financial in Louisville, KY, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. She previously worked at Fifth Third Securities, Inc. and has been with LPL Financial since 2011. Outside of her advisory role, she serves as a CFP instructor at Bellarmine University. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. Its offerings include financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by technology tools and a broad range of financial services.

Matt Williams is a financial advisor at J.P. Morgan Securities with 29 years of industry experience. He has held his current role since 2012 and previously worked at Chase Investment Services Corp. from 2008 to 2012. Williams holds Series 63 and Series 66 designations and is based in Louisville, KY. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s non-discretionary advisory program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting.

Heather Poole is a financial advisor with Raymond James & Associates in Louisville, KY, holding Series 63 and Series 66 licenses and possessing 22 years of industry experience. Her prior employment includes Merrill and Bank of America, N.A. She is also involved with the YMCA as a part-time member service associate, assisting with enrollment and member support. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets and serving a diverse client base including individuals, institutions, and charitable organizations. The firm offers comprehensive financial planning and consulting services, employing multiple portfolio management styles and affiliated research, while providing notable municipal advisory and market-making services.