Judith Robb is a financial advisor at Merrill with 21 years of industry experience. She holds the Series 66 designation and has been with Merrill since 1998. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Bethany Strunk is a financial advisor with Wells Fargo Clearing in Cincinnati, OH, holding Series 63 and Series 65 licenses and 19 years of industry experience. She has worked at Wells Fargo Clearing Services LLC since 2017 and spent one year at Citigroup, Inc. prior to that. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Margaret Vanluit is a financial advisor with Fidelity in Cincinnati, OH, holding Series 63 and Series 66 licenses and two years of industry experience. Her prior work includes roles at Roosters, Country Bow Brewing, and Texas Roadhouse. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its advisory role to multiple registered investment companies and its use of systematic methodologies and AI in portfolio management.

Robin Freeman is a financial advisor with Cambridge Investment Research Advisors in Cincinnati, OH, holding CFP® and Series 63 designations and having 34 years of industry experience. He has worked at Cambridge Investment Research Advisors and related entities since 2007 and previously at Osaic FA, Inc. from 2000 to 2007. Outside of advising, Freeman is involved as an independent insurance agent and owns a business focused on insurance, benefits, and human resources. Cambridge Investment Research Advisors serves a diverse client base including individuals and institutions such as pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports a variety of management styles and platforms and manages a multi-billion dollar asset base.

George Haddad is a CFP®-credentialed financial advisor with over 31 years of industry experience. He is currently with Morgan Stanley in Cincinnati, Ohio, where he has worked since 2021. His prior experience includes roles at Bank of America and Merrill. Haddad serves on the Board of Executive Advisors for the Department of Finance at the Williams College of Business at Xavier University, providing advice and guidance to students and faculty. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients. The firm emphasizes structured financial planning supported by firm-approved tools and serves clients through both direct and corporate financial planning agreements.

Bradley Reis is a financial advisor at UBS Financial Services in Cincinnati, OH, holding a Series 66 designation with five years of industry experience. His prior experience includes five years at Fifth Third Bank before joining UBS in 2021. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, offering a broad range of capital markets and research resources to tailor client strategies.

Peter Kariofiles is a Series 66–licensed financial advisor with UBS Financial Services in Cincinnati, Ohio, where he has worked for 10 years since 2016. Outside of his advisory role, he serves as the head coach of the Xavier University Men's Club Ice Hockey Team. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, employing model-based asset allocations and proprietary research to tailor financial plans. The firm integrates institutional trading capabilities with wealth management and offers a broad range of capital markets and wealth management services.

Kevin Chapin is a financial advisor with Wells Fargo Clearing in Cincinnati, OH. He holds the CFP® and Series 66 designations and has seven years of industry experience. Prior to joining Wells Fargo in 2019, he worked at Randstad US LLC and the University of Kentucky. He is a 50% owner of The Yellowstone Group, LLC, where he manages income and expenses related to the property. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Brian Emery is a financial advisor with Ameriprise Financial Services in Cincinnati, Ohio. He holds Series 63 and Series 65 credentials and has 33 years of industry experience. Prior to joining Ameriprise, he worked at Edward Jones from 2007 to 2015. Emery serves as president of the Cornell Office Park Board of Directors. Ameriprise Financial Services is a large, diversified advisory firm that serves individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Shawn Simmons is a CFP®-certified financial advisor with 38 years of industry experience, currently at UBS Financial Services since 2008. Based in Cincinnati, OH, he holds Series 63 and Series 65 licenses. Outside of his advisory role, Simmons is a partner in Mountain-Time LLC, a business managing vacation property in Breckenridge, Colorado. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad range of capital markets functions.

Sarah Montague is a financial advisor at UBS Financial Services with five years of industry experience. She holds Series 63 and Series 66 licenses. Her prior experience includes six years at Fidelity Investments and one year at Veritude. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Jan Frazee is a financial advisor at Edward Jones in Mason, OH, holding the ChFC® designation and Series 66 license with eight years of industry experience. Prior to joining Edward Jones in 2018, Frazee worked at Life Time Fitness, Buckle, INC, and ERMI, Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, managing approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Elizabeth Misheff is a financial advisor with UBS Financial Services in Cincinnati, Ohio, holding a Series 66 designation and eight years of industry experience. She has been with UBS Financial Services, Inc. since 2012. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides access to proprietary research and capital markets platforms.

Amanda Gall is a financial advisor with Robert Baird & Co. in Cincinnati, Ohio, holding a Series 66 designation and 16 years of industry experience. She has worked at Robert Baird & Co. since 2019 and previously held positions at J.J.B. Hilliard, W.L. Lyons, LLC and UBS Financial Services. Outside of her advisory role, she is involved with BMG Marketing, conducting promotional beverage tasting events. She is part of the DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management department that serves individuals, corporate and business clients, pension plans, and charitable organizations. The firm offers a range of financial planning and portfolio management services, utilizing both manager-traded and model-traded strategies, with a focus on ongoing manager selection, internal research, and advanced tools including artificial intelligence in client advisory.

Allison Cummings is a financial advisor with Morgan Stanley in Cincinnati, OH, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. Her career includes extensive tenure at Morgan Stanley in various capacities since 2006, with prior experience at PNC Wealth Management and J.J.B. Hilliard, W.L. Lyons, LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients through a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Colin Driscoll is a financial advisor with UBS Financial Services in Cincinnati, OH, holding a Series 63 designation and over 44 years of industry experience. He has been with UBS since 1995. Outside of advising, he operates Big Sky Outfitters, a retail business specializing in camping, pet, and outdoor products. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services and provides a broad range of capital markets and research resources to its clients.

James Jones is a financial advisor with Primerica Advisors in Cincinnati, OH, holding a Series 63 designation and five years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2019. Prior to his advisory role, he worked in the landscaping industry. Outside of his advisory duties, he is involved in sales of loan products and home security and automation services through Primerica affiliates. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Nicole Wanek is currently serving as Vice President and Financial Consultant at Fidelity Investments. She has been with Fidelity since 2014, advancing through various roles including Financial Representative, Stock Plan Consultant, Senior SPS Executive Services Specialist, Relationship Manager, Benefits & Planning Consultant, Investment Consultant, and Financial Consultant. Nicole's experience spans benefits and planning, stock plan consulting, relationship management, and investment consulting. She emphasizes the importance of building and sticking to a plan to help clients work towards their financial goals. Her professional approach involves understanding client objectives and mapping clear paths to achieve them. Outside of her professional role, Nicole enjoys hiking, music, spending time with pets, running, and theater.

Cheryl Henderson is a financial advisor with Morgan Stanley in Cincinnati, OH, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. She previously worked at UBS Financial Services for nine years before joining Morgan Stanley Smith Barney LLC, and later Morgan Stanley Private Bank, N.A. She serves on the board of directors for the Miami Valley Youth Soccer Association, where she participates in overseeing board meetings and interacting with coaches and parents. Morgan Stanley Wealth Management provides a wide array of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

Lori Fox is a Series 66 licensed financial advisor with 18 years of industry experience. She has been with Thrivent Investment Management since 2021 and previously worked at various Thrivent entities and Vantage Financial Partners. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on comprehensive goal-based financial analyses and written recommendations covering retirement, tax, estate, business continuation, and other planning topics. The firm separates planning from managed-account services and conducts periodic reviews without accepting discretionary trading authority for the Dedicated Planning Service.