Patrick Curtin is a financial advisor with Morgan Stanley in Oak Brook, IL, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, combining tailored financial planning with diverse investment services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its financial planning process.

James Buiter is a financial advisor with Cetera Wealth Services, LLC, holding the PFS™ designation and Series 63 and 65 licenses, with 29 years of industry experience. His prior roles include positions at Avantax Investment Services, American Trust Investment Services, and Chicago Capital Management Advisors. Buiter is also the owner and CEO of Global Communications and Associates, Inc., and serves as the Clerk of Crete Township, Illinois, where he manages board meeting minutes and local government contracts. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and consulting services, providing access to affiliated and third-party managers via multiple program structures and custodial relationships.

Rosario Petrizzo is a financial advisor with Stifel who holds Series 63 and Series 65 credentials and has 44 years of industry experience. He worked at RBC Capital Markets from 2008 to 2017 before joining Stifel Nicolaus & Co Inc, where he has been since 2017. Petrizzo serves as Vice President of the Disabled Patriot Fund, a nonprofit organization assisting local U.S. veterans and their families. Stifel serves a diverse client base including individuals, institutions, and municipal entities, providing brokerage and investment advisory services. The firm employs proprietary investment methodologies developed by its Investment Strategy Group to guide asset allocation and financial planning.

Tyler Wedell is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since 2010, he has been advising clients on wealth management, with a focus on helping families prepare for retirement. Tyler approaches his work with a commitment to serving clients and assisting them in protecting and growing their wealth through customized financial strategies. He holds a Bachelor of Science degree in Finance from Northern Illinois University and holds professional designations including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Tyler's expertise spans retirement planning, financial strategies, long-term care, legacy planning, estate concerns, philanthropy, cash flow budgeting, debt management, and life insurance. Outside of his professional role, Tyler is involved in his community through Park Community Church. His personal interests include hiking, camping, traveling, and playing golf.

John Daly Jr. is a financial advisor with RBC Capital Markets in Oakbrook Terrace, IL, holding a Series 66 designation and 17 years of industry experience. He previously worked at First Trust Portfolios L.P. for nine years and City National Bank for one year before joining RBC Capital Markets where he has been since 2019. Outside of his advisory role, Daly assists with his grandfather’s publishing business, Premiere Publishing Corp, providing consulting on distribution channels and marketing partnerships. RBC Wealth Management serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, and brokerage services tailored to clients' risk profiles, leveraging both in-house resources and third-party managers.

Daniel Behr Jr. is a financial advisor at RBC Capital Markets with two years of industry experience. He holds a Series 66 designation and has previously worked at Crystal Tree Golf & Country Club and Ravinia Green Country Club. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through in-house and third-party managers, along with integrated lending and cash-sweep services.

William Omalley Jr. is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 50 years of industry experience. He has been with Cetera Wealth Services, LLC since 2013 and joined Cetera in 2023. Outside of his advisory work, he serves as Secretary of the Endowment Committee for Good Shepherd Church in Downers Grove, IL. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with various program structures and custodial relationships.

Patricia Marusarz is a CFP® with 40 years of industry experience, currently advising at LPL Financial since 2021. Her background includes extensive work at Waddell & Reed, Inc. and various insurance carriers, as well as managing her own business ventures. She is also involved in fiduciary roles as a trustee for family trusts and provides tax preparation services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, institutions, and retirement plans. The firm offers a range of advisory services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of advisors and advanced research and operational tools.

Gina Messina is a financial advisor at J.P. Morgan Securities with 27 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Merrill and First Republic Investment Management. Outside of her advisory role, she assists with administrative tasks at a real estate company on weekends. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a selective group of Wealth Advisors. Their approach combines quantitative and qualitative research to deliver non-discretionary asset allocation advice, investment manager searches, and customized performance reporting.

John Donaldson is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 41 years of industry experience. He has worked at Linsco/Private Ledger Corp. and Professional Wealth Management Inc. since the mid-1990s. In addition to his advisory work, he has been involved in selling individual and group non-variable insurance plans since 1984. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management services, utilizing both proprietary and third-party strategies across various account platforms.

Anthony Harris is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 24 years of industry experience. He has been associated with Cetera since 2013 and owns The Harris Group, LLC, a financial services business that provides investment advisory services and offers fixed insurance products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm operates a multi-manager platform offering various portfolio management and financial planning services, supported by a large network of advisors and substantial assets under management.

Mark Ramseth is a financial advisor at Morgan Stanley with 12 years of industry experience. His prior roles include positions at Charles Schwab, Fifth Third Securities, and Uber. He holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm‑approved tools and modeling techniques.

Marian Makri is a Financial Consultant currently working at Fidelity Investments since 2024. Prior to this role, Marian served as an Investment Consultant at Fidelity Investments from 2022 to 2024, a Financial Solutions Advisor at Merrill Lynch from 2020 to 2022, and a Relationship Manager at Bank of America from 2018 to 2020. Marian's professional focus involves helping clients make well-informed investment decisions tailored to their specific needs. Employing a holistic approach, Marian listens to client concerns and provides comprehensive information on potential investments, including benefits and risks, to develop investment strategies suitable for different life stages, such as before and after retirement. Outside of work, Marian's interests include cooking and baking, family activities, fitness, parenthood, pets, and traveling.

Raul Gallardo Jr. is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 66 designations and has worked at J.P. Morgan Securities since 2012, following a tenure at JPMorgan Chase Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research in its advisory process and offers broader derivatives and commodities capabilities compared to many institutional programs.

Mark Karambelas is a financial advisor with LPL Financial, holding Series 63, 65, and 66 licenses and bringing 27 years of industry experience. Prior to joining LPL Financial in 2021, he worked for Waddell & Reed Inc. and various insurance carriers over an 11-year period. He was also involved with the Kiwanis Club of Oak Brook, IL, from 2013 to 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of more than 22,800 advisors.

Raimonda Vaiciulyte is a Senior Financial Advisor at Merrill Lynch Wealth Management and a member of the Guttmann & Longo Group. She began her career with Merrill in 2015 as an intern and now collaborates with colleagues to deliver comprehensive financial services that prioritize client needs and goals. Raimonda provides access to Merrill's investment resources and Bank of America's banking solutions to support various aspects of her clients' financial lives. Raimonda focuses on areas including college education planning, divorce transition planning, LGBT wealth planning, liquidity management, managing new wealth, personal retirement planning, socially responsible and ESG investing, women and wealth, and retirement income strategies. She holds FINRA Series 7 and 66 registrations as well as the Personal Investment Advisor (PIA) designation. Raimonda earned her Bachelor's Degree in Finance and Economics from Loyola University Chicago. She is fluent in English and Lithuanian and resides in Willowbrook, Illinois. In addition to her professional work, Raimonda enjoys basketball, boating, bowling, camping, cooking, gardening, spending time with family, and practicing yoga.

William Stevenson III is a financial advisor at Merrill with 42 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Merrill since 1986 and Bank of America since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Jessie Barrett is a CFP® with 27 years of industry experience, currently serving at Wells Fargo Advisors since 2023. Prior to this, Barrett worked at Wells Fargo Clearing from 2016 to 2023. Outside of advisory work, Barrett is a board member of the Goodfellows Group Partnership, a local philanthropic organization. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutions, offering a broad range of planning options including retirement, education, and business-owner transition planning. The firm combines advisory services with other financial products and referral channels through an extensive network of financial advisors.

Denis Conlon is a CFP® professional with 25 years of experience in financial advisory. He is currently with LPL Financial and has held prior roles at firms including Securities America Advisors, Inc. and Retirement Plan Advisors, LLC. Outside of advisory work, he is an Enrolled Agent who prepares basic tax returns for select clients and family members. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning and diverse investment strategies through a large network of investment adviser representatives.

Michael Breslin is a financial advisor with Cetera in Hickory Hills, IL, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has worked at Cetera since 2018 and previously spent over two decades at INVEST Financial Corp. Breslin is also affiliated with Marquette Bank. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supported by a nationwide network of over 10,000 advisors.