Scott Kearns is a financial advisor at LPL Financial with 11 years of industry experience and a Series 66 designation. He has worked at firms including United Planners Financial Services of America and Investacorp, Inc. Outside of advising, he is an associate at Tribute Tax and Accounting, LLC, involved in tax preparation and accounting services. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party subadvisors, and research from LPL Research.

William Turnbough is a financial advisor with Wells Fargo Clearing in Frontenac, MO, holding Series 63 and Series 65 licenses and having 44 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as a trustee for his wife’s trust and is a member of the finance committee at Mt. Zion United Methodist Church in St. Louis. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is guided by investment policy statements and modern portfolio theory, and it includes a broad range of financial product options such as insurance-related vehicles and bank deposit sweep programs.

Steven Glazer is a financial advisor with Osaic Wealth, Inc. He holds the ChFC® designation along with Series 63 and Series 65 licenses and has 35 years of industry experience. Prior to joining Osaic in 2024, he worked at Woodbury Financial Services from 2016 to 2024. In addition to his advisory role, Glazer is involved in selling life and health insurance products and Medicare plans through his own LLC. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through an extensive network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services using firm-provided asset-allocation tools and supports both discretionary and non-discretionary portfolio management, incorporating a variety of investment types and third-party solutions.

Nina Breen is a CFP®-designated financial advisor with LPL Financial, based in St. Louis, MO, and has 12 years of industry experience. Her prior roles include positions at Northwestern Mutual Wealth Management Company and Northwestern Mutual Investment Management. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, research, and technology-based strategies.

Kelly Curland is a Wealth Management Planning Consultant at Fidelity Investments, a role she has held since 2024. In this capacity, she addresses the financial concerns of high net worth clients and assists with their service and planning needs. She collaborates closely with her Wealth Management Advisor to build relationships and support clients in achieving their personal and financial goals. Kelly has been with Fidelity Investments since 2018, progressing through various roles including Financial Representative, Relationship Manager, Planning Consultant, and currently Wealth Management Planning Consultant. This experience has provided her with a comprehensive understanding of wealth management and client relationship management.

Jerry Dunivan is a financial advisor with Charles Schwab in Clayton, MO. He holds Series 63 and Series 66 licenses and has 19 years of industry experience, including roles at Charles Schwab Bank and TD Ameritrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios and alternative investment options through a centralized and integrated platform.

Daniel Berra is a financial advisor at Cetera with 14 years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley Smith Barney LLC, Morgan Stanley Private Bank, N.A., and Merrill. Berra also serves as a wealth advisor at Regions Bank, where he is involved in customer service and lending activities. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services.

Ann Granquist is a financial advisor with Merrill in Frontenac, MO, holding Series 63 and Series 66 registrations and 25 years of industry experience, all with Merrill Lynch since 2001. Outside of her advisory role, she is employed by J Crew, where she works in shipment processing and sales floor stocking. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, pension plans, and charitable organizations.

Paul Hardy is a financial advisor with Charles Schwab in St. Louis, MO, holding Series 63 and Series 66 licenses and five years of industry experience. Prior to joining Charles Schwab, he worked at TD Ameritrade and has held various roles including internships and university positions. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, supported by multi-asset model portfolios and centralized operational infrastructure.

Joel Barjenbruch is a CFP® professional with 19 years of experience in the financial services industry. He is currently with LPL Enterprise and previously worked at The Prudential Insurance Company of America, Pruco Securities LLC, and D.H. Hill Advisors, Inc. Barjenbruch is also involved with Medicare-related insurance sales. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, consulting, and access to model portfolios and third-party asset management. The firm combines advisory and brokerage services with integrated insurance products and lending programs.

Brian Bell is a financial advisor with RBC Capital Markets in St. Louis, MO, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior roles include positions at City National Bank and J.P. Morgan Securities. He serves on the board of Money Smarts School for Children, a nonprofit focused on increasing financial literacy among youth, where he assists with teaching and awareness efforts. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers customized investment strategies through multiple advisory programs, utilizing both in-house and third-party managers to implement portfolios tailored to client risk profiles.

Traci Bennett is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 33 years of industry experience. She has been with Wells Fargo Clearing since 2016. Outside of her advisory role, she is a 50% owner of B&Y Outdoors LLC, a business that supports her husband's farming operations. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Michael Fleming is a financial advisor with Mass Mutual Investors Services in Chesterfield, MO. He holds the CFP® and ChFC® designations and has 24 years of industry experience. Fleming has been with Mass Mutual Investors Services since 2006 and MassMutual Life Insurance Company since 2005. He is the owner of Fleming Financial Services, LLC, an entity involved in his advisory activities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers various programs including wrap and money-manager options, focusing on collaborative, goal-driven financial planning.

Christopher Arends is a CFA® charterholder and financial advisor at LPL Financial with eight years of industry experience. He previously worked at Northwestern Mutual Wealth Management Company and has maintained ongoing roles with John Gatewood and Northwestern Mutual Investment Services LLC. Arends is also involved in tax preparation and accounting through Gatewood Tax and Accounting. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations via a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs with discretionary and non-discretionary management options supported by LPL Research and third-party subadvisors.

Thomas Hadican Jr. is a financial advisor with Mass Mutual Investors Services in Chesterfield, MO, holding a Series 66 credential and 26 years of industry experience. He previously worked at Metlife Securities Co. for 16 years before joining Mass Mutual. Outside of his advisory role, he serves as a sports official in his community. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools, with optional implementation of recommendations through separate brokerage or insurance arrangements.

Aaron Tuttle is a financial advisor with LPL Financial in St. Louis, MO, holding the CFP® and CFA® designations and 19 years of industry experience. Prior to joining LPL Financial in 2019, he spent a decade at Northwestern Mutual Wealth Management Company. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a broad network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by proprietary research and third-party strategies.

Christopher Coulter is a financial advisor with Raymond James & Associates in St. Louis, MO, holding a Series 66 designation and 22 years of industry experience. He has been with Raymond James & Associates since 2009. Outside of advising, Coulter owns and manages a rental real estate business. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension plans, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing a range of portfolio management styles and affiliated research.

Kenneth Safran is a CFP®-designated financial advisor with 28 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm employs an IPS-driven advisory process based on modern portfolio theory and offers both discretionary and non-discretionary services tailored to plan objectives and demographics.

Harry Tart is a financial advisor at LPL Financial with 45 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at notable firms including Waddell & Reed, Inc. from 1997 to 2021. Outside of his advisory role, Tart is involved in photography as a non-investment-related activity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a broad range of financial planning and advisory programs, combining discretionary and non-discretionary management with research-backed model portfolios and various technological tools.

John Gray is a financial advisor at Thrivent Investment Management with 29 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. He holds Series 63 and Series 66 licenses. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based analyses and combines planning with managed-account services under a consolidated billing option called “WealthPlan,” while maintaining separate planning and portfolio management functions.