Jerry Tuma is a CFP® with 44 years of industry experience, currently serving as a financial advisor at Independent Financial Group, LLC. He has worked with Cornerstone Financial Services, Inc. since 1983 and has been with Independent Financial Group since 2012. Outside of advising, he is the owner of Liberty Silver & Gold, LLC, a company that sells physical gold and silver bullion and coins, and he is also an author and public speaker. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services, utilizing a variety of advisory programs and third-party asset managers to meet diverse client needs.

Rajiv Hargunani is a financial advisor at Oppenheimer with 19 years of industry experience. He holds a Series 66 designation and has been with Oppenheimer since 2014. Based in Dallas, TX, he serves clients through the firm’s broad range of advisory and brokerage services. Oppenheimer serves individuals, corporations, pension and profit-sharing plans, charitable organizations, and retirement plan fiduciaries. The firm’s investment approach includes strategic and tactical asset allocation, manager selection, and a variety of mutual fund, ETF, fixed-income, and equity strategies, with a notable emphasis on both discretionary and non-discretionary management.

Karthik Muraliraj is a financial advisor with Commonwealth Financial Network in Dallas, TX, holding the ChFC® designation and Series 66 license. He has 17 years of industry experience, including prior roles at WFG Investments, Inc. and AXA Advisors, LLC. Muraliraj is also a part owner of MPACT Financial Group, LLC, an advisory and insurance operating company. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and back-office support, including investment management, compliance, and practice management, allowing advisors discretion in portfolio construction alongside access to model portfolios developed by Commonwealth’s Investment Management and Research team.

Gwyn Felder is a financial advisor at Mariner with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Mariner Wealth Advisors since 2010. Mariner serves a diverse client base including individuals, pension plans, trusts, charitable organizations, and corporations by providing investment management, financial planning, retirement plan consulting, and access to various pooled investments and third-party managers. The firm integrates tax and accounting services and offers specialized family office and employer financial wellness solutions alongside its customized portfolio management approach.

Tina Tannery is a financial advisor at Independent Financial Group, LLC with 25 years of industry experience. She holds a Series 66 designation and has been with Independent Financial Group since 2013. Tina is a notary public and a 50% owner of a DBA used for marketing purposes. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services, managing approximately $11.3 billion in assets through a national network of Investment Adviser Representatives.

John Baergen Jr. is a CFP®-certified financial advisor with 25 years of experience, currently with Principal Financial Services. He has been associated with Principal Securities and Principal Life Insurance Co. since 2005. Outside of his advisory work, he serves as a board member on the landscape committee for his local homeowners association. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, charitable organizations, and active-duty U.S. military personnel abroad. The firm offers financial planning, retirement plan consulting, and access to third-party money manager programs through various advisory and promoter arrangements.

Mohanad Abdan is a financial advisor with TIAA-CREF, holding a Series 66 designation and one year of industry experience. Prior to joining TIAA-CREF, he worked at Merrill and Robinhood Financial, LLC, and served in the U.S. Army from 2014 to 2018. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals connected through employer retirement plans, as well as to trusts, estates, and small retirement plans. The firm provides both point-in-time planning and ongoing discretionary management, operating within a vertically integrated model that includes affiliated funds and donor-advised fund advisory services.

Tobias Bond is a CFP® professional with 10 years of industry experience, currently serving at Mariner Wealth Advisors since 2016. He is based in Plano, TX. Mariner serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and private funds. The firm offers investment management, financial planning, retirement plan consulting, and tax services, combining in-house research with third-party managers to implement customized portfolios.

Wayne Worthington is a financial advisor at Hightower Advisors with nine years of industry experience. He holds the CFP®, CFA®, and Series 63 designations. Prior to joining Hightower in 2025, he worked at Smith Anglin Financial, LLC for six years and held positions at several other firms. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individual and institutional investors such as pension plans, charitable organizations, and corporations. The firm’s advisory approach focuses on manager selection and multi-manager solutions, utilizing both affiliated and third-party managers with a range of investment vehicles and portfolio construction strategies.

Patrick Kapiamba is a financial advisor at TIAA-CREF based in Frisco, TX, holding a Series 66 license with three years of industry experience. His prior roles include positions at Principal Life Insurance Co, Fidelity, Charles Schwab, and Guidestone Financial Resources. He has also served as a Retirement Consultant for Principal Advised Services, providing one-on-one investment advice to retirement plan participants. TIAA-CREF’s Advice & Planning Services division offers financial planning, discretionary managed account programs, and broker-dealer services to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm applies a fiduciary standard to its advisory services and manages accounts through model portfolios and customized portfolios aligned with client-approved investment policies.

Julie Petty is a financial advisor at Oppenheimer with 19 years of industry experience. She has been with Oppenheimer since 2005 and holds Series 63 and Series 66 licenses. Outside of her advisory work, she operates a home business creating custom gifts and personalized items and also offers dog sitting services on occasion. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations, providing advisory and brokerage services such as investment management, consulting, and retirement planning. The firm employs strategic asset allocation and manager selection, offering both discretionary and non-discretionary programs, and acts as a qualified custodian for client assets.

David Lo is a financial advisor with Brookstone Capital Management LLC in Allen, TX, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has worked at Brookstone Capital Management since 2018 and Gold Coast Securities, Inc. since 2010. Outside of his advisory roles, he operates under the DBA Dave Lowe Financial Services and participates in a semi-captive arrangement with Turtle Creek Financial Group to sell various insurance products, including fixed and indexed life insurance, annuities, and limited long-term care, disability, and health insurance. Brookstone Capital Management is an SEC-registered adviser serving a broad client base, including individuals, retirement plans, corporations, charitable organizations, other RIAs, sovereign wealth funds, and banking institutions. The firm offers fee-based asset management primarily through discretionary model portfolios, unified managed accounts, and separately managed accounts, with a platform-oriented approach supporting a large advisor network and integrating insurance and banking referral channels.

Aileen Dizon is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and 11 years of industry experience. She has worked with CHRISTUS Health and Voluntary Benefits @ Work, and serves as a college consultant at the Heartland Institute of Financial Education. Additionally, she is involved with the National Association of Registered Social Security Analysts, where she may conduct public workshops on Social Security. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base including individuals, employer-sponsored plans, and charitable organizations. The firm utilizes model portfolios and third-party managers to deliver its advisory services through multiple platform programs.

Zaineb Subhe is a financial advisor at TIAA-CREF with one year of industry experience. She holds a Series 66 designation and previously worked at Merrill for two years. Her background includes roles outside finance, such as nutritionist and work in various other sectors. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with previous TIAA-administered retirement plan relationships. The firm offers model-based and customized portfolio management within a vertically integrated structure that includes affiliated funds.

Michael Baer is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Corient. His prior roles include positions at Capital Advisors, Inc., Fluent Financial LLC, and Fisher Investments, among others. Baer is based in Frisco, TX. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, trusts, pension plans, charitable organizations, and corporate entities. The firm uses a goals-based, team investment approach that integrates proprietary strategies with third-party managers and employs sophisticated risk management tools.

Belema Dyegh is a financial advisor at Empower Advisory Group with nine years of industry experience. She holds Series 63 and Series 66 credentials and has worked at firms including J.P. Morgan Securities LLC and Northwestern Mutual Investment Services, LLC. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, delivering services through an integrated model tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing within plan lineups chosen by plan sponsors.

Gary Wallace is a financial advisor with Eagle Strategies (NY Life) based in Dallas, TX, holding Series 63 and Series 65 licenses. He has two years of industry experience, including prior roles at Cain Watters & Associates, LLC and Bland Garvey PC. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement plan advisory services through a broad network of affiliated advisers. The firm emphasizes tailored recommendations across various program types and manages a significant portion of its assets on a non-discretionary basis.

Edward Peterson is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. His career includes roles in insurance and tax-related services alongside his advisory work, including positions at J.Grant Insurance and involvement with student loan forgiveness programs. He also has experience in tax preparation assistance through QRS Business Solutions. Transamerica Financial Advisors serves a diverse client base ranging from individual investors to corporations, offering both advisory and broker-dealer services through proprietary and third-party model portfolios, with discretionary and non-discretionary program options.

Melissa Trask is a financial advisor with TIAA-CREF in Frisco, TX, holding Series 66 and Series 63 designations and 10 years of industry experience. She has worked with TIAA and its related entities since 2018 and was previously employed at TD Ameritrade from 2016 to 2018. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm provides model-based and customized portfolio management within a vertically integrated group that also advises a donor-advised fund.

Kamaljit Kaushal is a financial advisor with Principal Financial Services, holding Series 63 and Series 66 credentials and bringing 35 years of industry experience. His career includes positions at New York Life Insurance Company, Eagle Strategies, and Principal Securities Incorporated. Kaushal serves as a board member and immediate past president of the India Association of North Texas, an organization dedicated to preserving Asian Indian arts and culture. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, offering financial planning, retirement plan consulting, and access to third-party money managers through direct advisory programs and referral arrangements.