Richard Folmar is a financial advisor at Wells Fargo Advisors with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has worked within Wells Fargo-related firms since 2009. Outside of his advisory role, Folmar owns and manages a livestock ranch in George West, Texas. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and financial planning services. The firm offers a broad range of planning options and integrates advisory services with various financial products and referral channels.

Jordan Dickson is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 credentials and bringing 10 years of industry experience. His previous roles include positions at Edward Jones, J.P. Morgan Securities, and JPMorgan Chase bank. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, and municipal entities, offering financial planning and advisory services through multiple specialized programs.

Kevin Vigil is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Credit Human Federal Credit Union, Wells Fargo Bank, and TCF National Bank. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm delivers these services on a non-discretionary basis, combining institutional advisory operations with broker-dealer and investment adviser registrations.

Edward Gonzales Jr. is a CFP® professional with 32 years of experience currently affiliated with Charles Schwab in San Antonio, TX. He has worked at Charles Schwab Bank, SSB and Charles Schwab & Co. since 2020 and previously held roles at USAA Investment Management Company and USAA Financial Planning Services from 2005 through 2020. Outside of his advisory work, he owns a hospitality property in Port Aransas, TX. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and an integrated operational structure.

Reginald Newsome is a financial advisor at Primerica Advisors with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Primerica Advisors and Primerica Financial Services since 2015. Outside of his advisory role, he owns a Jan Pro Commercial Cleaning franchise. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of discretionary separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

David Boyers is a financial advisor with Primerica Advisors based in San Antonio, TX, holding Series 66, Series 63, and Series 65 licenses and bringing 28 years of industry experience. His prior work includes roles at Guardian Life, NYLIFE Securities LLC, Victory Capital Services, Inc., Farmers Financial Solutions, and TD Ameritrade. Outside of advising, he is involved in sales of loan products and home security referrals through affiliated Primerica companies. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm offers a wrap-fee asset management program that relies on model-driven strategies managed by unaffiliated asset managers, supporting approximately $15.5 billion in assets under management.

Ricardo Cadena is a financial advisor with LPL Financial in San Antonio, TX, holding a Series 66 designation and having 10 years of industry experience. His prior roles include positions at Edward Jones from 2015 to 2021 and Next Financial Group, Inc. since 2021. Outside of his advisory work, he is involved in business ownership with Secure Transport Inc and holds employment with Safe Pilots Inc. LPL Financial serves a wide range of clients, including individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by model portfolios and research.

Jaron Lewandowski is a Vice President and Financial Consultant at Fidelity Investments, where he has been serving since 2025. In this role, he partners with clients to understand their financial goals, develop personalized investment plans, and provide guidance on portfolio management. His approach emphasizes transparent communication regarding investment performance and associated costs, leveraging Fidelity's research and specialist resources. Prior to his current position, Jaron accumulated financial advisory experience at Fidelity Investments starting in 2022, and previously held various roles at Charles Schwab from 2016 to 2022. His positions there ranged from Brokerage Service Representative to Senior Financial Consultant and Vice President, Financial Consultant. This progression reflects his background in client financial services and investment consulting. Details regarding his educational background, credentials, and personal interests have not been provided.

David Kiolbassa is a Senior Vice President and Senior Financial Advisor affiliated with Merrill Lynch Wealth Management. He serves as a managing senior partner for K & I and Associates, a team dedicated to delivering high-quality service, products, and advice to affluent clients. David's approach focuses on creating personalized financial strategies to help clients pursue their goals, with a commitment to acting in their best interest. With over 32 years of experience in the financial services industry, David joined Banc of America Investment Services in 1994, which later merged with Merrill in 2009. He specializes in managing wealth for successful individuals and their families, emphasizing consistency and a high level of care throughout the client experience. David is a fifth-generation Texan who has lived in San Antonio since 1986. He graduated Cum Laude from the University of Texas at Dallas with a Bachelor of Science degree in Business Management. His professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He has been actively involved in the community, serving in roles such as Chairman of the March of Dimes Walk America, board member of the San Antonio Zoological Society, member of the Investment Committee for the Catholic Community Foundation, Leadership San Antonio class XXVIII participant, YMCA soccer coach for 10 years, officer in the Knights of Columbus, Chair of Seton Home San Antonio, board member of Catholic Charities, and youth ministry core member at his church.

Patrick Bitter is a financial advisor at Merrill with 27 years of industry experience. He has been with Merrill since 1996 and holds Series 63 and Series 66 registrations. Outside of his advisory role, he serves as secretary and treasurer of the Sursum Corda Foundation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

William Johnson is a financial advisor with Charles Schwab in San Antonio, TX, holding Series 63 and Series 65 licenses and 21 years of industry experience. His prior roles include positions at Edward Jones and USAA Group. Johnson has been with Charles Schwab and Charles Schwab Bank since 2022. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence from Schwab’s Center for Financial Research.

Manuel Von Schulenburg is an International Wealth Advisor and Senior Vice President at Merrill Lynch Wealth Management. He began his financial services career in 1988 and has held positions with several firms, including Shearson Lehman Brothers before joining Merrill Lynch in 1992. In his current role, Manuel serves corporate executives, business owners, and their families in the U.S. and Mexico, focusing on managing wealth through evolving financial markets and international regulations. He also functions as a Portfolio Manager, managing personalized investment strategies for his clients. Manuel’s educational background includes a high school diploma from CUM Centro Universitario Mexico and an associate degree from the CBM School of Business in San Antonio, Texas. He holds the designation of Personal Investment Advisor (PIA). His professional approach centers on understanding clients’ values and goals through one-on-one conversations to assist in pursuing life objectives and legacy planning. Outside of his advisory work, Manuel has been active in community service along with his wife, Ericka. They have volunteered in various capacities since 2005, including organizing retreats and fundraising. Manuel and his family enjoy boating, water sports, and bicycle riding. His daughter Jacqueline, who has worked with him at Merrill Lynch since 2021, is fully registered and part of his professional team.

Ronald Eckert is a financial advisor at Fidelity with Series 66 and Series 63 credentials and 18 years of industry experience. He has worked at Fidelity Investments since 2023 and previously held positions at TIAA-CREF, Giant Food Stores, Kelly Services, and Harland Clarke. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across mutual funds, ETFs, and ETPs.

Jerry Capetillo is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2012. Prior to that, he worked with Wamu Investments, Inc. and Washington Mutual Bank. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Phillip Valadez is a financial advisor with Raymond James & Associates in San Antonio, TX, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has worked at Raymond James since 2018, with prior roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, Valadez serves as Chairman of the Deacons for The Fellowship of San Antonio, where he has led capital campaigns and provided financial guidance. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that serves a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary services, drawing on a range of portfolio management styles and affiliated research.

David Dunham is a Series 66 credentialed financial advisor at Ameriprise Financial Services with 18 years of industry experience. He has been with Ameriprise since 2016, serving in both the LLC and Inc. entities. Based in San Antonio, TX, Dunham’s career has been focused solely within Ameriprise. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients approaching or in retirement with written Recommendation Reports and ongoing planning advice centered on dependable income sources and tax-aware withdrawal strategies.

John Trusela is a CFP® and ChFC® with 29 years of experience in financial advising. He has been with Ameriprise since 2005, currently serving as an advisor in San Antonio, TX. Outside of his advisory work, he serves as Chairman of the Finance Counsel for St. Francis of Assisi Catholic Church and is a board member of Natural Womanhood. Ameriprise is an institutional firm offering retirement-income planning services primarily for individuals with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, written retirement income recommendations delivered through a centralized consulting team.

Corley Chandler is a financial advisor at J.P. Morgan Securities with a Series 66 designation and three years of industry experience. His prior roles include positions at Cambridge Investment Research Advisors, Texas Hills Financial Group, and Baylor Scott and White Health. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework.

Kyron Lee is a financial advisor with Primerica Advisors in San Antonio, TX, holding Series 63 and Series 65 licenses and seven years of industry experience. His work history includes roles at Greene Tweed and LANCER, as well as multiple positions within Primerica since 2016. Kyron also engages in sales of loan products and home-related services through affiliated companies of Primerica. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-delivery strategies managed by third-party asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Jeremy Porcha is a financial advisor with Charles Schwab, holding Series 63 and Series 66 designations and eight years of industry experience. His work history includes roles at Charles Schwab Bank and Charles Schwab & Co., Inc., as well as prior experience at Enterprise Holdings and Savannah State University. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and access to alternative investments.