William Smith is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and four years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2021 and previously was employed at McDonald Automotive Group and the University of Colorado at Boulder. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients, utilizing standardized asset-allocation models and internal research tools.

Nathan Kubik is a financial advisor at Focus Partners Wealth, LLC with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Kovitz Investment Group Partners, LLC; Transform Wealth, LLC (formerly Carnick & Kubik Group, LLC); Carnick & Kubik, LLC; Northland Securities, Inc.; and Guggenheim Investments. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients with wealth management, financial and tax planning, and retirement plan consulting. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies within an enhanced open architecture framework.

Kelly Van Winkle is a CFP® professional with 20 years of experience in the financial industry, currently serving at Schwab Wealth Advisory since 2012. She has been with Charles Schwab since 2006. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on standard asset-allocation models and internal research tools, with recommendations tailored to clients’ goals and risk tolerance.

Levi Wedel is a financial advisor at AE Wealth Management, LLC with nine years of industry experience. He holds the CFP® designation and Series 65 and Series 66 licenses. His prior work includes positions at Colorado Wealth Solutions LLC, Miller Retirement Group, Advisors Excel LLC, and Waddell & Reed. Outside of his advisory work, he is involved in managing the finances and operations of a real estate holding company. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base including individuals, corporations, trusts, and ERISA plan sponsors. The firm utilizes discretionary model portfolios and a range of investment strategies, serving a large client base through standardized model and platform services.

Keith Jones is a financial advisor at Empower Advisory Group with 11 years of industry experience. He holds a Series 66 designation and has worked at Empower since 2023, following seven years at Personal Capital Advisors Corporation. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

David Mcleod is a Series 65 credentialed financial advisor with 24 years of industry experience. He has been with Great West Life & Ann/Aag since 2007. He is currently with Empower Advisory Group, a firm that provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage clients. Empower’s services integrate proprietary and third-party financial planning methodologies with recordkeeping and administrative platforms, focusing on long-term portfolio returns and savings rates.

Kyle Ohnstad is a financial advisor with TIAA-CREF in Denver, CO, holding Series 63 and Series 66 designations and 16 years of industry experience. He has been with TIAA-CREF since 2010. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals connected through TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm offers a mix of model and customized portfolio management within a fiduciary framework.

Bryce Rodgers is a financial advisor at Empower Advisory Group in Greenwood Village, CO, with seven years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Empower Financial Services in 2026, Rodgers worked at TIAA and Financial One and also has a background with Colorado Mesa University and The Perfect Workout. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, using an integrated model tied to Empower’s recordkeeping and administrative platforms. The firm’s services emphasize long-term portfolio returns, annual rebalancing, and clients’ savings rates rather than short-term return forecasts.

John Kelley is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. His prior roles include positions at Eagle Strategies and New York Life Insurance Company. He serves as a trustee for Parents Trust, a nonprofit role involving 2-5 hours of service monthly. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm provides brokerage services, financial planning, retirement plan consulting, and a combination of proprietary and third-party investment advisory programs.

Vance Rusley is a CFP® professional with 11 years of industry experience, currently serving at Empower Advisory Group since 2023. Prior to that, he worked at Personal Capital Advisors from 2016 to 2023. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to IRA and retail brokerage clients. The firm’s approach focuses on long-term portfolio returns, annual rebalancing, and clients’ savings rates within an integrated model tied to Empower’s administrative platforms.

Michael Castillo is a financial advisor with Key Investment Services LLC in Denver, CO. He holds Series 63 and Series 66 designations and has 37 years of industry experience. His prior roles include positions at U.S. Bancorp Investments, Fidelity, Northern Trust Securities, and Banc of America Investment Services. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through a variety of advisory programs, model portfolios, and managed account solutions. The firm emphasizes client-directed investment choices supported by non-binding recommendations and ongoing monitoring, while also providing access to third-party discretionary managers and supervisory oversight.

Benjamin Massa is a financial advisor with Schwab Wealth Advisory in Lone Tree, Colorado. He holds Series 63 and Series 66 licenses and has five years of industry experience. Prior to joining Schwab Wealth Advisory, he worked at Charles Schwab and had roles at Luna Freight and Thrivent Investment Management, among others. He also has experience with the United States Hang Gliding and Paragliding Association. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s investment guidance is based on proprietary asset-allocation models and internal research tools, offering tailored recommendations with client authorization required for trades.

Lu Hartley is a financial advisor at Empower Advisory Group with two years of industry experience. Hartley holds the Series 66 designation and has previously worked at Charles Schwab & Co., Inc. and TIAA-CREF Individual & Institutional Services, LLC. Outside of finance, Hartley has experience in the wellness and hospitality industries, including roles at Renew Massage Studio and The Woodhouse Day Spa. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail clients. The firm’s services integrate with Empower’s recordkeeping and administrative platforms and focus on long-term portfolio returns and clients' savings rates through point-in-time financial plans and optional managed account solutions.

Jacob Schwinn is a CFA® charterholder with 17 years of industry experience. He is currently with Cresset Asset Management, LLC and has worked there since 2021. Prior to joining Cresset, he spent 12 years at J.P. Morgan Private Bank. Outside of finance, Schwinn serves as Vice President of Schwinn Construction Company. Cresset Asset Management is a multi-disciplinary investment adviser managing approximately $78.9 billion in client assets. The firm serves individuals, high-net-worth clients, trusts, estates, retirement plans, corporations, and pooled investment vehicles, employing a disciplined, risk-aware approach that includes strategic asset allocation, manager selection, and both active and passive strategies across multiple asset classes.

Colleen Ellingboe is a financial advisor at Schwab Wealth Advisory with 11 years of industry experience. She holds the Series 63 and Series 66 licenses and has worked within various Charles Schwab entities since 2013, including Schwab Wealth Advisory Inc and Charles Schwab Bank, SSB. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and select referred clients. The firm’s advice is based on internal asset-allocation models and research tools, offering personalized recommendations without discretionary trading authority.

Angelo Patrick Tarol is a financial advisor at Empower Advisory Group with Series 63 and Series 66 licenses. He has experience working at Wells Fargo and ADP Philippines prior to joining Empower. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and their participants, offering integrated services tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing in its financial planning approach and serves a large participant base relative to its adviser headcount.

John Carrillo is a financial advisor at NewEdge Advisors in Denver, CO, holding Series 63 and Series 65 licenses with one year of industry experience. His prior roles include positions at Charles Schwab & Co., Inc. and Athens Real Estate Group, among others. NewEdge Advisors is an enterprise-scale registered investment adviser that serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a network of independent investment adviser representatives. The firm offers a wide range of services, including portfolio management, financial planning, and retirement consulting, and utilizes technology and centralized due diligence to support advisor and client needs.

Harrison Hodges is a financial advisor at Empower Advisory Group with nine years of industry experience. He holds a Series 66 designation and has worked at firms including Personal Capital Advisors Corporation and Charles Schwab. Outside of his advisory role, Hodges is involved in mortgage loan origination, assisting clients with home financing through his business, Hodges Strategies LLC. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and retail brokerage account holders. The firm’s services combine proprietary and third-party financial planning methodologies with integrated recordkeeping and administrative platforms.

Dane Winter is a financial advisor at Kestra Advisory with 11 years of industry experience. He holds the CFP® and Series 63 credentials and has been with Kestra Advisory since 2018. Winter serves on the AssetMark Field Advisory Board, which involves providing feedback on platform initiatives and participating in strategic discussions. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as fiduciary consulting, plan design, and advisor-managed accounts. The firm serves large institutional investors, including sovereign wealth funds, and utilizes multiple management platforms and third-party solutions within its supervisory framework.

Kate Morstad is a financial advisor with Kestra Advisory in Denver, CO, holding a Series 66 credential and 15 years of industry experience. She has worked at Kestra Advisory and affiliated entities since 2017 and previously spent eight years with Ameriprise Financial Services. Outside of advisory work, she serves as a notary and has responsibilities supporting office administration. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a diverse range of institutional and individual clients. The firm offers services including fiduciary consulting, plan design and compliance, employee education, and advisor-managed accounts, supporting clients such as large institutional investors and sovereign wealth funds.