Lorenzo Alfonso is a Series 65-licensed financial advisor at Mariner with two years of industry experience. He previously worked at Grant Private Wealth Management, Inc. for four years. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and coordinated tax and family office services. The firm employs discretionary, customized portfolio strategies supported by in-house research and third-party managers, alongside integrated tax and accounting services uncommon at its enterprise scale.

William Richardson is a financial advisor at Schwab Wealth Advisory with seven years of industry experience. He holds Series 63 and Series 66 credentials. Prior to joining Schwab Wealth Advisory, Richardson worked at Robinhood Markets, Inc. and Prudential. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program. The firm serves clients using Schwab's asset allocation models and research tools, recommending investments while leaving final trading decisions to clients.

Adam Erganbright is a financial advisor with Empower Advisory Group, holding the Series 66 and Series 63 designations and five years of industry experience. His work history includes roles at Empower Retirement and prior experience outside financial services at Whole Foods and Behavioral Health Group. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm offers integrated services tied to Empower’s recordkeeping and administrative platforms, delivering point-in-time financial plans and optional managed account solutions.

Emily Cronkey is a financial advisor with Empower Advisory Group and holds Series 65 and Series 63 licenses. She has one year of industry experience, including prior roles at First Command Advisory Services and Ent Credit Union. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and retail brokerage account holders. The firm’s integrated services focus on long-term portfolio returns and client savings rates, delivered within the framework of Empower’s recordkeeping and administrative platforms.

Ryan Ocken is a financial advisor with Empower Advisory Group, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. He has worked at Empower Retirement, B3 Insight, Bradsby Group, and US Bank. Outside of his advisory role, Ocken serves as a board member of Wellington Square Homeowners Association and as Vice President of the Foundation Board at MileHi Church. He has also worked as a food delivery driver. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm offers integrated services linked to Empower’s administrative platforms, focusing on long-term portfolio returns and client savings rates rather than short-term forecasts.

Daniel Weeks is a financial advisor with Schwab Wealth Advisory Inc., holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. He has been affiliated with Charles Schwab since 1999 and joined Schwab Wealth Advisory in 2023. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations across a broad range of asset types. The firm operates within the Schwab ecosystem and focuses on client-directed investment decisions without discretionary trading authority.

Kenneth Wagenknecht is a financial advisor with Schwab Wealth Advisory in Lone Tree, CO, holding CFP® and ChFC® designations and over 25 years of industry experience. He has worked extensively within the Charles Schwab organization since 2000, including roles at Schwab Private Client Investment Advisory, Inc. and Schwab Wealth Advisory. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within Charles Schwab and does not charge clients directly for its advisory services.

Brian Wainscoat is a financial advisor with Schwab Wealth Advisory, holding a Series 65 designation and beginning his tenure at the firm in 2025. His prior experience includes roles at Charles Schwab & Co., Inc., Empower Retirement, Personal Capital, and Clark Nuber, PS. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using standard asset allocation models and Schwab research tools. The firm recommends investment allocations without exercising discretionary trading authority and conducts annual account reviews.

Veronica Hubbard is a financial advisor at Empower Advisory Group with six years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA. Outside of her advisory role, Veronica is involved in network marketing as a direct sales representative for Amway. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm delivers services through an integrated model linked to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing.

Andrew Ross is a financial advisor at Independent Financial Partners with 24 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Fidelity Investments and Diamond Wealth Management. Ross joined Independent Financial Partners in 2021. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisers. The firm supports a multi-advisor platform serving individual, charitable, corporate, and high-net-worth clients, offering both discretionary and non-discretionary account management with a notable focus on retirement-plan advisory and pension consulting services.

Sarah Wagner is a financial advisor at Empower Advisory Group with seven years of industry experience. She holds Series 63 and Series 65 designations and has worked previously at Gwfs Equities, Inc., Corestaff Services, and The Cosmopolitan of Las Vegas. Outside of her advisory role, Wagner works part-time as an event security officer for Allied Universal Event Services. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as to certain IRA and retail brokerage clients. The firm’s services integrate proprietary and third-party planning methodologies with recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing.

Amanda Surratt is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 designations and with 13 years of industry experience. She has been with Schwab Wealth Advisory Inc. since 2014 and with Charles Schwab & Co., Inc. since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations utilizing Schwab's asset allocation models and research tools. The firm operates as an internal advisory unit within Charles Schwab & Co. and follows a distinct operating model that does not involve discretionary portfolio management or direct client billing.

Jill Swank is a financial advisor at &PARTNERS with 18 years of industry experience. She holds a Series 66 designation and previously worked for Wells Fargo Advisors Financial Network LLC for 15 years. She joined &PARTNERS in 2025. &PARTNERS serves a diverse client base including high-net-worth individuals, retirement plans, and institutions, offering a range of services such as investment management, financial and tax planning, and municipal advisory through its dual registration as an investment adviser and broker-dealer.

Brent Hultquist is a financial advisor at Schwab Wealth Advisory with a Series 65 credential and one year of industry experience. Prior to joining Schwab, he worked at Hultquist Law Firm, LLC for six years and at Shortridge, Fitzke & Hultquist, P.C. for twelve years. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations using Charles Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, with advisors recommending allocations while clients maintain final trading decisions.

Cory Bergquist is a financial advisor at Empower Advisory Group with Series 63 and Series 66 designations and one year of industry experience. Before joining Empower, he worked at Fidelity Investments for one year and has held positions in several other companies including Elavon and DoorDash. From 2020 to 2023, he was involved with On The Rocks Wine and Spirits. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and retail brokerage account holders. The firm delivers services through an integrated model tied to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and client savings rates.

Ainsley Stone is a financial advisor at Schwab Wealth Advisory with 14 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Schwab since 2011, including a role at Schwab Wealth Advisory since 2014. Prior to her current advisory position, she was employed by Uber from 2015 to 2021. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations across multiple asset classes using Schwab’s proprietary research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its model from many other enterprise wealth managers.

Adam Leatherby is a CFP® professional with 12 years of experience in the financial services industry. He is currently with Schwab Wealth Advisory, Inc., where he has worked since 2025. Prior to this, he held roles at Fidelity Investments and its affiliates from 2014 to 2025. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees for its services.

William Mc Mannis is a financial advisor at Schwab Wealth Advisory with 12 years of industry experience. He holds the CFP® designation as well as Series 63 and Series 66 licenses. His prior experience includes roles at McMannis Wealth LLC, LPL Financial, Collier Financial, TIAA, and JPMorgan Chase Bank. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm uses standardized asset allocation models and proprietary research tools to guide investment recommendations, delivering advice primarily through an internal advisory unit within the Schwab ecosystem.

Rachel Miller is a Series 65-registered financial advisor with seven years of industry experience. She currently practices at Empower Advisory Group and has previously worked at Personal Capital Advisors Corporation, Willow Investments, and Fisher Investments. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and retail brokerage account holders. The firm integrates its advisory services with Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns, annual rebalancing, and clients’ savings rates.

Joseph Gibalski is a CFP® professional with six years of experience in the financial industry. He is currently with Schwab Wealth Advisory Inc., part of Charles Schwab, where he has worked since 2025. His previous experience includes roles at Fidelity Investments and Empower Retirement, as well as work in trading firms earlier in his career. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations based on Schwab’s standard asset allocation models and research tools. The firm operates as an internal advisory unit within Charles Schwab and does not exercise discretionary trading authority directly for most clients.